Personal Loans in Richardson, TX

Looking for the best instant loans in Richardson, TX? Compare personal loan offers from trusted local lenders to find fast, affordable options that fit your needs. Whether it’s an emergency or a planned expense, you can get the funds you need without the hassle.

Our friendly, local lenders provide clear terms and quick approvals to help you move forward with confidence. Start your loan search today and discover how easy it is to secure the right personal loan in Richardson, TX—right when you need it most.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
etpcu
6.75 - 18 %
∞
bvscu
7 - 18 %
5 Yrs
∞
tdecu
7.14 - 9.74 %
1 - 7 Yrs
10,000 - $50,000
∞
myncu
7.14 - 18 %
3.1 - 4 Yrs
∞
soarion
7.69 - 8.19 %
5 Yrs
∞
abileneteachersfcu
7.75 - 17.99 %
0.1 - 5 Yrs
$15,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-06

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% today, which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , the same as it was 7 and 30 days ago. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , unchanged from 7 and 30 days ago. Its Homeowner debt consolidation loan has a 7.49% APR today, up from 6.99% seven days ago but lower than 30 days ago. The Personal line of credit remains steady at 15.24% APR over the past 90 days.

East Texas Professional's personal loans with an APR of 8.95% , which has stayed the same over the past 7 and 30 days. Their credit builder loans have a 6% APR, also unchanged from one week and one month ago. Brazos Valley Schools has a Summer/holiday loan with an APR of 7% , which has stayed the same over the past 7 and 30 days. Their Signature loan and Line of credit both have an APR of 9% , also unchanged from one week and one month ago. Texas Dow Employees has a Personal loan with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash $tash line of credit has a fixed APR of 9.74% , also unchanged during these periods.

Neighborhood's unsecured personal loans with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal loans plus have a fixed APR of 9.49% , also unchanged during these periods. Soarion's Signature loan has an APR of 7.69% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Abilene Teachers has a personal secured loan with a 2% APR, unchanged from both 7 and 30 days ago. Their personal signature loan has a 9.7% APR today, up from 7.75% thirty days ago but steady compared to 7 days ago. The credit builder loan remains at 4.25% APR with no change over the past week.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

🏦 All Local Lenders in Richardson, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
LIFETIME FEDERAL CREDIT UNION
1001 E LOOKOUT DR RICHARDSON TX 75082
ATM
P2P
E-Statements
E-Signature
Assets: $55,358,343
Deposits: $2,545,228
Net Worth: $10,293,551
Employees: 10
Members: 4,500
BAXTER CREDIT UNION
2280 N GREENVILLE AVE RICHARDSON TX 75082
ATM
P2P
E-Statements
E-Signature
Assets: $5,907,858,695
Deposits: $375,038,208
Net Worth: $593,054,340
Employees: 752
Members: 356,643

🏘️ All the Lenders Available in Collin County, TX

✅MOBILITY CREDIT UNION CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅TEXANS CREDIT UNION
✅CREDIT UNION OF TEXAS CREDIT UNION
✅MERIWEST CREDIT UNION
✅INTOUCH CREDIT UNION
✅MY COMMUNITY CREDIT UNION
✅REDEEMER FEDERAL CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅PRESTIGE COMMUNITY CREDIT UNION
✅LIFETIME FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅NEIGHBORHOOD CREDIT UNION
✅EECU CREDIT UNION

Compare other loan types in Richardson, TX

Why compare Personal Loans in Richardson, TX on LendMesh

If you’re searching for the best instant loans in Richardson TX, taking a moment to compare offers on LendMesh can help you find more competitive rates and better terms. Exploring multiple lenders ensures you don’t miss out on options that fit your unique needs and budget. There’s no rush—start with what’s available and keep an eye out for deals that make borrowing easier and more affordable for you.

To stay informed effortlessly, consider subscribing to LendMesh’s personalized alerts. Simply set your ideal loan rate, and we’ll notify you when offers fall below that number. Along with timely updates, you’ll receive expert insights, current rate trends, and carefully selected loan opportunities delivered weekly or monthly. Join many Richardson borrowers who trust LendMesh to keep them ahead and confident in their borrowing decisions.

Customers are also interested in:

Best Instant Loans