Baxter Richardson TX Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to Baxter at Dallas, where your financial journey is our top priority! Nestled conveniently at 2280 N Greenville Ave, Richardson, TX 75082, we have been dedicated to serving our community since 1980. With a strong foundation and a commitment to helping our members achieve their financial goals, we proudly support over 356,643 members and manage assets totaling an impressive $5,907,858,695. At Baxter, we believe in building lasting relationships with our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage solutions, our friendly team is here to guide you every step of the way. Our experienced staff of 752 employees, led by CEO Michael Valentine and Board President Mike Curran, is passionate about providing personalized service that meets your unique needs. We understand the importance of trust in financial partnerships. That's why we ensure transparency in all our operations. With total deposits reaching $375,038,208 and a net worth of $593,054,340, you can feel secure knowing your finances are in capable hands. Our focus on member satisfaction has allowed us to maintain a robust lending portfolio of 236,025 loans and leases. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2280 N Greenville Ave, Richardson, TX 75082-4412. We invite you to explore our wide range of services online at www.bcu.org, where you can find valuable resources tailored just for you. Join us today and experience the difference that community-focused banking can make in your life! Feel free to call us at 847-932-8367 with any questions or to schedule a visit. Let's embark on this financial journey together!

Branch History & Mission

Commitment to Innovation and Community

In today's fast-paced world, we've embraced digital advancements to ensure that our members have access to modern banking tools. Our offerings include online and mobile banking services, making it easy for you to manage your finances anytime and anywhere. We also prioritize accessibility with ADA compliance initiatives so that everyone can benefit from our services. Community outreach is at the heart of what we do. We actively engage in partnerships with local organizations and participate in various initiatives aimed at enhancing the well-being of those around us. This dedication not only strengthens our ties within Richardson but also helps foster a vibrant community where everyone can thrive.

Join Us Today!

As we look toward the future, Baxter remains steadfast in its mission to serve you better each day. With operating hours from 8:30 AM to 4:00 PM on weekdays and an ATM available for your convenience, we are ready to assist you with all your financial needs. We invite you to become part of the Baxter family. Experience firsthand how we can help you achieve your financial goals while being an active participant in enriching our community. Visit us today or explore more about joining us by visiting our website. Together, let's build a brighter financial future!

Our Mission

At Baxter, our mission is clear: we strive to empower our members through accessible financial services while fostering a strong sense of community support. We understand that financial health is about more than just numbers; it's about helping people achieve their dreams and navigate life's challenges. Whether you're looking for personal banking options like checking accounts or loans, or business services such as merchant solutions, we are here to help you every step of the way. You can find us at 2280 N Greenville Ave, Richardson, TX 75082, conveniently located near popular landmarks that make it easy for you to visit us. For official correspondence, please send mail to our mailing address: 2280 N Greenville Ave, Richardson, TX 75082-4412.

Branch Location & Accessibility

Welcome to Baxter, your friendly neighborhood credit union located at 2280 N Greenville Ave in Richardson, TX! Our branch is easily accessible, making it convenient for you to manage your financial needs. Whether you're coming from the nearby CityLine shopping center or just passing through, we are right where you need us. At Baxter, we want to ensure that all our members feel welcome. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances. Plus, there's ample parking available so you can visit us without any hassle. While our main address is perfect for your visits, if you need to send official correspondence, please use our mailing address: 2280 N Greenville Ave, Richardson, TX 75082-4412. We know your time is valuable! That's why our lobby hours are tailored to fit your busy schedule: we're open from 8:30 AM to 4:00 PM Monday through Friday. Even if you can't make it during those times, don't worry we also offer ATM services for quick cash withdrawals and balance checks at your convenience. Though we currently do not have drive-thru banking available, our friendly staff is always ready to assist you inside the branch. If you're looking for a wide range of services from checking and savings accounts to auto loans and mortgages Baxter has got you covered! If you have questions or need assistance, feel free to give us a call at 847-932-8367. We can't wait to see you soon!

Member Eligibility

At Baxter, we believe that becoming a member is like joining a welcoming family where your financial well-being is our top priority. If you're interested in enjoying the benefits we offer, it's easy to see if you qualify. Membership at Baxter is open to anyone who lives, works, or worships in the area, as well as their family members. This means that whether you're just starting out on your financial journey or looking for better services to support your goals, we have something for you. To learn more about the specific eligibility criteria and ensure you meet them, feel free to visit our detailed page at http://www.bcu.org/member-resources/join/membership-eligibility. Once you're ready to join, opening an account is straightforward and hassle-free! You can find all the necessary details on how to start this exciting journey at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready. If you have any questions or need assistance, don't hesitate to call us at (847) 932-8367. We can't wait to welcome you into our community at 2280 N Greenville Ave Richardson Tx 75082!

Business Banking & Commercial Services

Empowering Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions tailored to meet various needs. Imagine needing funds for new equipment or inventory; our streamlined loan process allows you to access capital quickly so you can focus on what matters running your business. With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses right here in Richardson, TX.

Streamlined Merchant Services

In addition to loans, we offer merchant services that make transactions easier for businesses of all sizes. From accepting credit card payments to managing payroll, our services help simplify daily operations. This means more time for you to engage with customers and grow your brand without the hassle of complicated processes. Let us be your partner in success at Baxter located at 2280 N Greenville Ave Richardson Tx 75082. Together, we can build a brighter future for your business!

Comprehensive List Of Services

ATM Services

Need cash? Our ATM services offer basic access for withdrawals and balance checks whenever you need them. We know how important it is to have quick access to funds without any hassle. If you're ready to explore all that Baxter has to offer or if you have any questions about our services, feel free to call us at 847-932-8367 or visit us in person at our Richardson branch. We look forward to helping you achieve your financial goals!

Business Banking

For our business members, we provide essential banking services such as merchant services and business loans. We understand that running a business comes with its own set of challenges, so we aim to support local businesses with the financial tools they need.

Credit Cards

We also offer credit cards with rewards, allowing you to earn points on every purchase. This is perfect for members who love to shop or travel every dollar spent gets you closer to exciting rewards!

Digital Banking Features

In today's fast-paced world, convenience matters. At Baxter, we have embraced technology to enhance your banking experience. Our online and mobile banking features allow for easy access anytime you need it. With options like person-to-person payments and electronic statements, managing your finances has never been simpler.

Loans and Financing

When it comes to loans, we offer competitive auto loans and vehicle financing options that make it simple for you to get behind the wheel of a new car. If you're considering buying a house, our mortgage loans and refinancing options can help make that dream a reality. For those unexpected expenses or consolidating debt, our personal loans provide flexible solutions that fit various financial situations.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. You can easily access your funds through our online and mobile banking platforms. This means you can check your balances, transfer money, or pay bills from the comfort of your own home or even on the go!

Digital & Online Banking

Key Features

We take security seriously. Our services include electronic signature authorization, allowing you to sign documents digitally without the hassle of printing or scanning. This means quicker transactions and less paper waste! Additionally, you can opt for e-statements, which not only help you keep track of your accounts but also keep your information safe from unwanted eyes. Need to send money to a friend? Our person-to-person transfer feature allows you to easily send funds directly from your account to theirs, making it simple to split bills or help out family members. And if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature too so you can pay for purchases right from your phone.

Mobile Application

Stay connected with our user-friendly mobile application available for download. It puts all the tools you need right in the palm of your hand. With features like mobile deposits and balance checks, managing your finances on the go is straightforward and stress-free. At Baxter, we're committed to providing you with accessible and efficient banking solutions that fit seamlessly into your lifestyle. Explore our digital banking services today at https://www.bcu.org/ and experience a new level of convenience!

Financial Strength

At Baxter, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, reflecting our commitment to serving you with reliability and care. With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $42,702 in used auto loans and $4,885,148,124 in total loans and leases. Our operational efficiency is evident as well; our $0 reflects our ability to maintain competitive loan rates while continuing to develop solid financial products for you. We also take pride in having 743 full-time employees and 9 part-time employees who are dedicated to providing exceptional service at all times. Net Shares (Funds available for lending and investments): $1,883. Total Share Accounts: 937,378, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 2280 N Greenville Ave Richardson Tx 75082 or call (847) 932-8367 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to finance your next ride.

Business Loans

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. If you're an entrepreneur looking for support to fund your business ambitions, we're here to assist you through every step of the process. In addition to these products, we encourage you to reach out if you have any questions regarding refinancing or eligibility for any of our loans. Our team is always ready to guide you towards making informed decisions that best fit your financial needs. If you're interested in learning more about how we can assist you further or want to apply for one of our loan products, please don't hesitate to contact us at (847) 932-8367 or visit us at 2280 N Greenville Ave Richardson Tx 75082 in Richardson, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to serving you and helping you achieve your financial aspirations!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We have various plans available to suit different budgets and lifestyles. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may lower your monthly payments.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every lender featured on LendMesh is vetted for legitimacy, which helps maintain the integrity of the comparison process.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation and Community

Join Us Today!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Empowering Business Growth

Streamlined Merchant Services

Comprehensive List Of Services

ATM Services

Business Banking

Credit Cards

Digital Banking Features

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features

Mobile Application

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community