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Looking for the best place to get a home equity line of credit in Richardson, TX? Compare local offers to find flexible terms and competitive rates that fit your needs. Whether you’re planning a renovation or consolidating debt, smart financing starts with the right lender.
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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
East Texas Professional has a Home Equity rate range of 4.75% to 7% today, unchanged from 7, 30, and 90 days ago, and the minimum rate matches the 60–day rate of 4.75% . Their HELOC rates are between 6.75% and 9.75% , unchanged from both 7 and 30 days ago. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago.
Neighborhood has a Home Equity rate range of 5.04% to 6.04% today, which is higher than the 4.54% to 5.54% range from 7, 30, 60, and 90 days ago. The rates have gone up compared to all those previous periods. This shows an increase in the APR for their Home Equity product over the past three months. Austin Telco has a Home Equity loan with an APR range of 5.14% to 6.74% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.
A+ has a Home Equity rate range of 5.24% to 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is 6.49% today, up from 6.24% over the past 7, 30, 60, and 90 days. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Fivepoint has a Home Equity rate range of 5.25% to 6.25% today, unchanged from 60 and 90 days ago. Its Improvement loan rates are between 6% and 6.5% , unchanged from 60 days ago. Both products show no change in rates over the past two months.
Greater Texas has a Home Equity loan with an APR range of 5.25% to 6.75% today. This rate is the same as it was 30, 60, and 90 days ago. There's no change in the APR over the past month or longer. Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 7 days ago but down from 30, 60, and 90 days ago. Its HELOC rates are 6.25% to 7.75% now, also higher than a week ago but lower than the past 30, 60, and 90 days. Texas Bay has a Home Equity rate range of 5.34% to 6.94% today, unchanged from 30 and 60 days ago but higher than 7 days ago when the top rate was 6.64% . Its HELOC rates remain steady at 7.74% to 18% compared to 30 and 60 days ago.