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Looking for the best place to get a home equity line of credit in Richardson, TX? Compare local offers to find flexible terms and competitive rates that fit your needs. Whether you’re planning a renovation or consolidating debt, smart financing starts with the right lender.
Richardson homeowners trust lenders who understand the community and move quickly to fund your goals. Explore options nearby to unlock your home’s equity with confidence and get personalized support every step of the way.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Advancial's Home Equity loan has an APR range of 6.09% to 7.69% today, unchanged from it was 7 and 30 days ago. This rate range is slightly higher than 60 and 90 days ago when it was 6.01% to 7.66% . United Heritage has a HELOC with an APR of 6.2% , unchanged from 7 and 30 days ago. Its Home Equity loan shows an APR of 6.34% , unchanged from both 7 and 90 days ago. Both rates have stayed steady over these periods. Educators has a Home Equity loan with an APR range of 6.2% to 9.65% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are 6.24% to 8.74% now, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.
Firstmark's Home Equity loan has an APR range of 6.24% to 7.24% , unchanged from 7 and 30 days ago but higher than the 6.24% to 6.87% range from 60 and 90 days ago. The HELOC rate is steady at 6.63% with no changes over the past 90 days. Dupaco Community has a HELOC with a minimum APR of 6.25% today. This rate is the same as it was 7, 60, and 90 days ago, but it is lower than the 30–day range, which was 6.25% to 6.75% . The 90–day range was wider, going up to 21% .
Jsc has a HELOC with an APR range of 4.99% to 6.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.25% to 8% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Abilene Teachers has a Home Equity rate range of 6.25% to 9.25% today. This is higher than the 5.5% to 8.5% range seen 7, 30, 60, and 90 days ago. The rates have gone up compared to all those previous periods.
Community Resource's Home Equity loan has an APR range of 6.38% to 7.38% today, the same as 7 days ago. This rate is slightly higher than 60 days ago, when the range was 6.25% to 7.38% , and also higher than 90 days ago, when it ranged from 6.2% to 7% . Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .