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Looking for the best place to get a home equity line of credit in Richardson, TX? Compare local offers to find flexible terms and competitive rates that fit your needs. Whether you’re planning a renovation or consolidating debt, smart financing starts with the right lender.
Richardson homeowners trust lenders who understand the community and move quickly to fund your goals. Explore options nearby to unlock your home’s equity with confidence and get personalized support every step of the way.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.
Consumers has a HELOC with an APR range of 6.5% to 9.99% today. This is up from 6.25% to 9.75% seven, 30, 60, and 90 days ago. The rates have increased slightly compared to all those previous periods. United's Home Equity loan has a minimum APR of 6.55% today, which is up from 6.3% seven and thirty days ago. The HELOC's minimum APR is 7.25% , also higher than the 7% rate from the past 7, 30, 60, and 90 days. Both products have the same maximum APR of 18% .
Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes. Farmers Insurance has a HELOC with a 6.74% APR today, unchanged from 7 and 30 days ago but lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan shows a 6.99% APR now, steady from 7 and 30 days ago and also below the 60–day range of 6.99% to 7.99% . Both rates have stayed the same over the past 90 days.
Barksdale has a HELOC with a 6.75% APR today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. Chevron's HELOC rate is 6.75% today, unchanged from 7, 30, 60, and 90 days ago. The Home Equity loan rate is 7.99% , which has also stayed the same over the past 7, 30, 60, and 90 days. Both rates have been steady for at least three months.
Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.