Home Equity Loans in Richardson, TX

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
meriwest
7 %
penfed
7 %
10 - 20 Yrs
85 %
eecu
7 - 8 %
30 Yrs
80 %
techcu
7 - 8.5 %
20 Yrs
80 %
ngfcu
7 - 8.865 %
20 Yrs
60 %
togethercu
7.125 %
15 Yrs
alliantcreditunion
7.25 %
tdecu
7.25 - 8.88 %

Looking for the best place to get a home equity line of credit in Richardson, TX? Compare local offers to find flexible terms and competitive rates that fit your needs. Whether you’re planning a renovation or consolidating debt, smart financing starts with the right lender.

Richardson homeowners trust lenders who understand the community and move quickly to fund your goals. Explore options nearby to unlock your home’s equity with confidence and get personalized support every step of the way.

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity rate range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady throughout this period. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago.

Pentagon's HELOC has a today APR range of 7% to 18% , which is up from 6.75% to 18% seven days ago. The rate is higher compared to 30, 60, and 90 days ago when the APR was 6.75% . Eecu's HELOC has a 7% APR today, down from 7.75% seven, 30, and 60 days ago, and the same as 90 days ago. The Home Equity loan rate is steady at 8% today, unchanged from seven and 30 days ago and also the same as 60 days ago. Technology has a HELOC with an APR range of 7% to 7.5% today, which is up from 6.75% to 7.25% over the past 7, 30, 60, and 90 days. Its Home Equity loan shows no change from 7 days and 30 days ago at 7.38% to 8.5% , but this is higher than the 7.12% to 8.25% range seen 60 and 90 days ago.

Northrop Grumman's HELOC has an APR range of 7% to 8% today, which is up from 6.75% to 7.75% seven and 30 days ago but the same as 90 days ago. The Home Equity loan's APR stays steady at 8.74% to 8.87% , with no change over the past 90 days. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged over the past 90 days. Both rates have stayed steady across all recent time periods.

Alliant's HELOC has a today's APR of 7.25% , which is higher than it was 60 and 90 days ago when it was 6.75% . There's no data for 7 or 30 days ago to compare. Texas Dow Employees has a Home Equity APR range of 7.25% to 8.88% today. This is higher than 7 days ago when the range was 6.88% to 8.63% , and also up from 30 days ago's 7% to 8.5% . Compared to 60 and 90 days ago, the rates have increased from 6.25% –8.38% and 6% –8.25% , respectively.

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Why compare Home Equity Loans in Richardson, TX on LendMesh

If you’re in Richardson, TX, exploring home equity line of credit options, taking time to compare lenders on LendMesh can help you uncover better deals and more affordable rates. There’s no rush—browse through various offers to find the terms that fit your needs and budget. A little extra research can unlock the best value for your home and give you greater financial flexibility.

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