Home Equity Loans in Lynnfield, MA 01940

If you’re in Lynnfield, MA and have low credit, you can still use your home’s equity to meet your financial needs. Comparing home equity loan offers helps you find flexible terms and rates that work for you, whether it’s for home improvements or consolidating debt.

Local lenders understand Lynnfield homeowners and offer personalized options designed to fit your situation. Take a moment to explore your choices and secure fast funding with terms that support your goals—because your home’s value should work for you, no matter your credit history.

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APR

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5 - 7.5 %

20 Yrs

50 %

∞

5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.75 - 6.75 %

20 Yrs

80 %

∞

5.75 - 8.5 %

15 Yrs

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 7.75 %

1 - 25 Yrs

80 %

∞

6 - 6.75 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.25 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-07

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and 30 days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to previous periods. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This is the same as 7 and 90 days ago but lower than the 30–day and 60–day ranges, which were 5.75% to 18% and 4.5% to 18% , respectively. The rate range has narrowed compared to those earlier periods.

Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 6.5% to 8.5% , also unchanged from the past 7, 30, and 60 days but slightly lower than 90 days ago when the minimum was 6.61% . Affinity Plus has a Home Equity APR range of 5.9% to 6.39% , unchanged from 7 and 30 days ago but higher than 30 and 60 days ago when it was 5.49% to 6.24% . The HELOC rate is 6.22% , steady from 7 days ago and up from 6% a month or two ago. The Improvement loan APR is between 7.66% and 8.47% , also unchanged from last week but up from 7.24% to 8.24% 30 and 60 days

Sharon & Crescent United has a Home Equity rate range of 5.99% to 7.75% today, unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past few months. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. Coastal1 has a HELOC with an APR range of 5.99% to 6.25% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when the minimum was 6.25% . The APR returned to the 5.99% to 6.25% range after 90 days.

🏦 Local Lenders in Lynnfield, MA

RIVER WORKS CREDIT UNION — 24 BROADWAY LYNNFIELD MA 01940

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🏘️ All the Lenders Available in Essex County, MA

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If you’re searching for a low credit home equity loan in Lynnfield, MA, taking the time to compare offers from multiple lenders can help you uncover better rates and terms tailored to your needs. LendMesh makes it simple to explore a variety of options side by side, empowering you to find the deal that fits your financial goals without pressure or hassle.

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