Home Equity Loans in Lynn, MA

If you’re a Lynn, MA homeowner, exploring home equity loans through local credit unions can unlock your home’s potential with rates and terms that fit your budget. These community-focused lenders offer friendly service and quick decisions tailored to your needs.

Compare offers from Lynn’s trusted credit unions to find the best deal for remodeling, debt consolidation, or other expenses. With personalized guidance and competitive rates, you can confidently tap into your home’s value right here in Lynn.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
dcu
5.25 - 7.75 %
20 Yrs
50 %
∞
jdcu
5.75 - 6.75 %
10 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
scucu
5.99 - 7.75 %
1 - 25 Yrs
80 %
∞
websterfirst
6 - 8.5 %
15 Yrs
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
dupaco
6.25 - 7.24 %
10 Yrs
∞
veridiancu
6.25 - 8 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago. Jeanne D'Arc has a HELOC with an APR range of 6% to 7% today. This is higher than 7, 30, and 60 days ago when the range was 5.75% to 6.75% . The rate is also up from 90 days ago, which had a wider range of 5.75% to 18% .

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago.

Webster First has a HELOC with rates from 6% to 8.25% today, which is up from 5.75% to 8% seven, 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.5% to 8.5% compared to the past 7, 30, and 60 days, but the top rate was lower 90 days ago at 7.12% . Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

🏦 Local Lenders in Lynn, MA

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🏘️ All the Lenders Available in Essex County, MA

✅NESC FEDERAL CREDIT UNION
✅THE ANDOVERS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅ALIGN CREDIT UNION
✅HAVERHILL FIRE DEPARTMENT CREDIT UNION
✅HTM CREDIT UNION
✅METRO 66364 CREDIT UNION
✅METHUEN FEDERAL CREDIT UNION
✅JEANNE DARC CREDIT UNION
✅BEVERLY MUNICIPAL FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅MASSACHUSETTS FAMILY FEDERAL CREDIT UNION
✅BROTHERHOOD CREDIT UNION
✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION
✅LYNN POLICE CREDIT UNION
✅LYNN TEACHERS CREDIT UNION
✅MANCHESTER FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅NAVEO CREDIT UNION
✅LUSOAMERICAN CREDIT UNION
✅MARBLEHEAD MUNICIPAL FEDERAL CREDIT UNION
✅DANVERS MUNICIPAL FEDERAL CREDIT UNION
✅ST JEANS CREDIT UNION
✅BROOKLINE MUNICIPAL CREDIT UNION
✅ENERGY CREDIT UNION
✅LYNN FIREMENS FEDERAL CREDIT UNION

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