Home Equity Loans in Merrimac, MA

Looking for low interest home equity loans in Merrimac, MA? Compare offers from trusted local lenders who understand your community and can help you unlock your home’s value with clear, affordable terms.

Whether you’re planning a remodel or want to consolidate debt, finding the right loan in Merrimac is easier when you compare rates and options tailored to your needs. Start exploring today to secure fast funding with a friendly, personalized touch.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
rfcu
6.375 - 7.5 %
5 - 30 Yrs
80 %
∞
coastal1
6.5 %
80 %
∞
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
harvardfcu
6.74 %
1 - 15 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
bcu
6.75 - 7 %
∞
nescfcu
6.75 - 7.49 %
2 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Rockland's Home Equity loan has an APR range of 6.38% to 7.5% today, unchanged from it was 7, 30, and 60 days ago. The rate is slightly lower than it was 90 days ago when the top of the range was 7.75% . Coastal1 has a HELOC with an APR range of 5.99% to 6.5% today. This is higher than 7, 30, and 60 days ago when the top rate was 6.25% , but lower than 90 days ago when the rate was 6.25% . The minimum APR stayed the same compared to all those times.

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Harvard has a HELOC with a minimum APR of 6.74% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it stayed steady at 6.49% . The increase shows a change after a period of no movement. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Nesc Credit Union's HELOC rates today range from 5.99% to 6.75% , with the upper end higher than 7, 30, and 60 days ago but up from 90 days ago. Their Home Equity rates are 6.99% to 7.49% , which is up from the 6.49% to 6.99% range seen over the past 7, 30, 60, and 90 days.

🏦 Local Lenders in Merrimac, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Essex County, MA

✅NESC FEDERAL CREDIT UNION
✅THE ANDOVERS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅ALIGN CREDIT UNION
✅HAVERHILL FIRE DEPARTMENT CREDIT UNION
✅HTM CREDIT UNION
✅METRO 66364 CREDIT UNION
✅METHUEN FEDERAL CREDIT UNION
✅JEANNE DARC CREDIT UNION
✅BEVERLY MUNICIPAL FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅MASSACHUSETTS FAMILY FEDERAL CREDIT UNION
✅BROTHERHOOD CREDIT UNION
✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION
✅LYNN POLICE CREDIT UNION
✅LYNN TEACHERS CREDIT UNION
✅MANCHESTER FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅NAVEO CREDIT UNION
✅LUSOAMERICAN CREDIT UNION
✅MARBLEHEAD MUNICIPAL FEDERAL CREDIT UNION
✅DANVERS MUNICIPAL FEDERAL CREDIT UNION
✅ST JEANS CREDIT UNION
✅BROOKLINE MUNICIPAL CREDIT UNION
✅ENERGY CREDIT UNION
✅LYNN FIREMENS FEDERAL CREDIT UNION

Compare other loan types in Merrimac, MA

Why compare Home Equity Loans in Merrimac, MA on LendMesh

If you’re looking for low interest home equity loans in Merrimac, MA, taking the time to compare multiple lenders on LendMesh can help you find more competitive rates and better loan terms. Exploring different options allows you to make an informed decision and potentially save money, so keep browsing to uncover the best fit for your financial goals.

Stay ahead of the market by subscribing to LendMesh’s alerts tailored to Merrimac borrowers. Simply share your target interest rate, and you’ll receive notifications the moment offers dip below it. With weekly or monthly updates featuring expert insights, trending rates, and curated loan deals, you’ll have everything you need to secure a smart home equity loan when the timing is right.

Customers are also interested in:

Low Interest Home Equity Loans