Welcome to united-savings, a trusted financial institution established in 1935 with deep roots in the community. Located in Fargo, ND, our mission is to empower our members through exceptional service and comprehensive financial solutions. Under the leadership of CEO Jim Schaefbauer and Board President Keith Hansen, we are dedicated to fostering financial well-being for individuals, families, and military members alike. As a proud member of the National Credit Union Administration (NCUA), we provide peace of mind with insurance coverage since 9/25/1980 0:00.

At united-savings, we understand that modern banking needs require innovative solutions. That’s why we offer a suite of cutting-edge tools designed for convenience and accessibility. Enjoy the benefits of online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization—all aimed at making your financial experience seamless and efficient. With a commitment to putting our members first, we invite you to explore our services further at https://www.unitedsavingscu.org or reach out via fax at (701) 235-8376. Join us as we continue to build a brighter financial future together.

At United Savings, we understand that banking is more than just transactions; it’s about building a relationship that supports your financial journey. Our diverse range of services includes everything from personal banking—offering checking and savings accounts—to specialized auto loans and vehicle financing. We cater to those looking to purchase their first home with our mortgage loans and refinancing options, while also providing personal loans for debt consolidation and credit cards that come with attractive rewards. For small businesses, we offer tailored business banking solutions including merchant services and business loans, ensuring you have the financial tools necessary to grow your enterprise.

In today’s digital age, convenience is key. That’s why we provide robust online banking features alongside a user-friendly mobile application, making it easy for you to manage your finances anytime, anywhere. Whether you need to transfer money through person-to-person payments or prefer the efficiency of mobile payments and e-statements, our digital solutions streamline your everyday banking tasks. Plus, with electronic signatures available, signing important documents has never been easier. If you’re interested in becoming a member or learning more about our eligibility requirements, please visit https://www.unitedsavingscu.org/tools-resources/membership-and-benefits/ . And if you're considering financing options, check out https://www.lendmesh.com/loans/personal_loans for comparisons on rates that suit your needs. Should you have any questions or require personal assistance, feel free to reach out via fax at (701) 235-8376; we're here to support you every step of the way.

United Savings is a trusted financial partner that has been serving its members since 1935, reflecting a legacy of stability and commitment to community. With a total membership of 7,219, our cooperative structure ensures that we prioritize the needs of our members above all else. We manage an impressive total of assets amounting to 119,283,274, which underscores our financial strength and ability to provide reliable services.

Our net worth stands at 15,086,255, showcasing our solid financial foundation, while our net income of 854,071 highlights our operational efficiency and profitability. This strong performance allows us to offer competitive rates and products tailored to meet the diverse needs of our members. We are proud to have total deposits of 6,131,557, indicating the trust placed in us by our community.

With a portfolio that includes 5,432 loans and leases, we cater to various financial needs—from personal banking solutions like auto loans, where we boast an impressive volume of 3,232, to credit card offerings with a loan volume of 374. Our commitment extends into the commercial space, as evidenced by our provision of 81 commercial loans, supporting local businesses in their growth journey.

The dedication of our team is reflected in our workforce, comprising 32 employees who are passionate about providing exceptional service. Our net worth ratio of 1,265 demonstrates not only sound management but also the resilience that comes from being a member-focused institution.

At United Savings, transparency is paramount. We are committed to keeping our members informed about their finances and ensuring they have access to a wide range of banking services designed with their best interests in mind. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Experience the difference with United Savings—where your financial well-being is our priority. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.