United Savings Fargo ND Credit Union | Quick Personal Loans & Auto Financing

Introduction

At United Savings, we believe that community and trust go hand in hand. Nestled in the heart of Fargo at 4505 47Th Ave S 4248, our South Branch has been a cornerstone for financial support since 1935. With over 7,219 members relying on us, our commitment to serving you goes beyond just banking; it's about building lasting relationships and fostering local growth. While you can visit us at our branch address, any official correspondence should be sent to 1001 1st Ave N, Fargo, ND 58102. We pride ourselves on being a reliable financial partner, offering a range of services including personal banking, auto loans, mortgage solutions, and business banking options. Our total assets stand impressively at $119,283,274, with total deposits of $6,131,557. This financial strength reflects our dedication to providing secure and beneficial products tailored to your needs. Under the leadership of CEO Jim Schaefbauer and Board President Keith Hansen, our team of 32 employees is here to ensure that every member receives personalized attention. Our ability to provide competitive rates stems from our solid financial footing total loans issued amounting to 5,432 and a net worth of $15,086,255 underline our stability and commitment to your financial well-being. Whether you're looking for assistance with loans or simply need guidance on managing your finances better, we invite you to reach out. Call us today at 701-551-1902 or explore more about what we offer by visiting our website at unitedsavingscu.org. At United Savings, we're not just about transactions; we're about making a difference in your life. Let's build a brighter future together!

Branch History & Mission

Looking Ahead

As we continue to evolve with the changing times, we're committed to adopting modern technologies that enhance your banking experience. Whether it's through online banking or mobile payment options, we strive to make managing your finances easier than ever before. We invite you to join us at United Savings. Experience the benefits of being part of a credit union that genuinely cares about its members and the community. Together, let's build a brighter financial future! For more information or to open an account today, visit us at United Savings or call us at (701) 551-1902.

Our Journey

Our story is one of growth and commitment. From the moment we opened our doors, our mission has always been clear: to empower individuals and families through reliable financial services while fostering a sense of community. In our early years, we focused on simple savings accounts and loans. As time went on, we expanded our offerings to include a wide range of services such as auto loans, mortgage financing, and personal loans ensuring that every member's unique needs are met. We understand that banking is about more than just transactions; it's about relationships. Our friendly staff is always ready to assist you during our operating hours from Monday to Friday, 7:30 AM to 5:30 PM. We also offer drive-thru service and ATM access for your convenience.

Our Mission

At the heart of United Savings is our mission statement: "To provide our members with quality financial services while promoting a culture of trust and community support." This means not only offering competitive rates and products but also being actively involved in the local community. We believe in giving back through various outreach programs and partnerships that strengthen our ties with those we serve. If you need assistance or wish to send us official correspondence, please note that while you can visit us at our branch address for all banking needs, official communications should be directed to 1001 1st Ave N, Fargo, ND 58102.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch complies with ADA standards, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Operating Hours

At United Savings, we want to be there for you when you need us. Our lobby hours are Monday through Friday from 7:30 AM to 5:30 PM, giving you plenty of time to stop in before or after your daily activities.

Services Offered

We offer a wide range of services tailored for both individuals and businesses. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you with whatever you need. Don't forget about our convenient ATM access and drive-thru banking options for quick transactions! For any inquiries or assistance, feel free to give us a call at 701-551-1902. We're excited to serve you at United Savings! If you're looking for official correspondence, please send it to our mailing address at 1001 1st Ave N, Fargo, ND 58102. Come visit us today we look forward to welcoming you!

Member Eligibility

Becoming a member of United Savings is like joining a caring family that prioritizes your financial well-being. If you live, work, or worship in the Fargo area, you are likely eligible to become part of our community. We welcome individuals and their families who want access to personalized financial services that can help you achieve your goals. The membership process is straightforward simply check out the detailed eligibility criteria at https://www.unitedsavingscu.org/tools-resources/membership-and-benefits/, where you'll find everything you need to know about joining us. Once you're ready to take the next step, opening an account is just as easy! Visit https://bsdc.onlinecu.com/unitedsavings/#/sign-up to start your journey with us today. If you have any questions or need assistance, don't hesitate to reach out at (701) 551-1902. We're here to support you every step of the way!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,705,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine a world where your transactions are smooth and efficient. Our merchant services help streamline payments, allowing you to focus on what truly matters growing your business. With easy payment processing options, you'll enhance customer satisfaction and improve cash flow. Join us at United Savings, located at 4505 47Th Ave S 4248 Fargo Nd 58104, and let's work together to build the future of your business! For more information, call us at (701) 551-1902 or visit our website at https://www.unitedsavingscu.org.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our branch offers ATM services for withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions. We're here to make banking as convenient as possible for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking services that allow you to access your accounts anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, managing your finances has never been easier. Plus, with features like mobile payments and person-to-person transfers, paying friends or making purchases on the go is simple.

Join Us Today!

At United Savings in Fargo, ND, we're not just about transactions; we're about building relationships with our members. Our friendly staff is always ready to assist you with any questions or needs you may have. To learn more about how we can help you achieve your financial goals or to explore our services further, give us a call at 701-551-1902 or visit us online at www.unitedsavingscu.org. We look forward to serving you!

Loans and Credit

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation services come in handy. We understand that financial flexibility is crucial, so we offer credit cards with rewards that fit your lifestyle. For business owners, our business banking services, including merchant services and business loans, are designed to support your entrepreneurial journey.

Personal Banking

We offer various personal banking options to help you achieve your financial goals. Our checking and savings accounts make it easy for you to manage your money while earning interest. Need to buy a car? Our auto loans and vehicle financing solutions are designed to get you behind the wheel quickly and affordably. If you're considering purchasing a home, our mortgage loans and refinancing options can help you navigate the process with ease.

Digital & Online Banking

Key Features

Our online banking services provide you with a user-friendly experience that includes features like electronic signature authorization. This means you can complete important transactions without the hassle of printing or mailing documents. Plus, with e-statements available, you can go green by reducing paper waste while still keeping track of your account statements easily. Need to send money to a friend or family member? Our person-to-person transfer feature makes it a breeze! Just a few clicks and the funds are on their way no more waiting in line at the bank. If you're out and about, our mobile application lets you manage your accounts right from your smartphone. You can check balances, make payments, and even set up mobile payments for quick transactions.

Security & Convenience

We prioritize your security as much as we prioritize convenience. Our digital banking services incorporate robust security measures so you can feel confident accessing your accounts online. Whether you're using our mobile app or logging in through our website, rest assured that your personal information is safe with us. With 24/7 online banking availability, managing your finances has never been easier. You have the flexibility to handle transactions at any time that suits you best. Whether it's checking balances, transferring funds, or making loan payments, everything is just a click away. In conclusion, United Savings is committed to providing modern banking solutions that fit into your busy lifestyle. Experience the ease of digital banking today!

Financial Strength

At United Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that benefits you, our valued members. With a net worth of $15,086,255, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,689,671 in share certificates and $21,591,094 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,928,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $16,161 in used auto loans and a total of $85,047,969 in loans and leases available for various sectors. Our operational efficiency is reflected in our impressive net income of $854,071, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $5,274,732. Total Share and Deposit Accounts: 14,281, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Savings is your trusted partner. Visit us at 4505 47Th Ave S 4248 Fargo ND 58104 or call 701-551-1902 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,612,508 in used vehicle loans and $2,873,281 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we provide financing options that fit your budget.

Business Loans

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $4,705,425 provide the capital needed to expand your operations. We understand the unique challenges businesses face and are here to support your journey towards success.

Eligibility and Refinancing Options

We invite you to explore our eligibility options and refinancing opportunities to better suit your financial situation. Visit us online or call us at 701-551-1902 for more information on how we can assist you. At United Savings, we're here to help you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Don't hesitate to reach out if you have questions or need assistance with any of our loan products!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,381,226, make buying or refinancing simple. We strive to make the process as smooth as possible so you can focus on what truly matters making your house a home.

Unsecured Credit Card Loans

For those looking for flexible financial management tools, we also offer unsecured credit card loans. With a total of $1,885,798 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that enhance your purchasing power.

Loan Aggregator

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UNITED SAVINGS CREDIT UNION - Fargo, ND

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