UNITED SAVINGS CREDIT UNION

At United Savings, we believe that a strong community starts with strong financial partnerships. Located at 1121 Highway 10 E, Detroit Lakes, MN 56501, our credit union has been serving members since 1935 with dedication and integrity. As part of our commitment to your financial well-being, we're proud to support over 7,219 members, offering a range of services designed to meet your personal and business banking needs. With total assets reaching an impressive $119,283,274 and total deposits of $6,131,557, we stand as a pillar of stability in the community. Our team is here to provide personalized service that you can trust. Led by our experienced CEO Jim Schaefbauer and Board President Keith Hansen, we are focused on ensuring that your financial goals are within reach. While members can visit us at our branch for services like auto loans, mortgage financing, and online banking, official correspondence should be sent to our mailing address: PO Box 1309, Detroit Lakes, MN 56502. Whether you're looking for guidance on loans where we've facilitated a total of 5,432 loans and leases or simply want to open a new account with us online here, our friendly staff is ready to assist you. Feel free to call us at 218-844-1150 or visit our website at unitedsavingscu.org for more information. Join us in building a better financial future together!

Welcome to the inspiring journey of United Savings, located in the heart of Detroit Lakes, MN. Since our doors opened in 1935, we have been dedicated to providing exceptional financial services and fostering community growth. With a proud history spanning over eight decades, our branch has evolved alongside the needs of our members and the community, solidifying our role as a trusted financial partner. At 1121 Highway 10 E, United Savings stands ready to serve you. Our convenient location is easily accessible, allowing us to welcome both longtime members and new faces alike. Should you need to send official correspondence, please direct it to our mailing address at PO Box 1309, Detroit Lakes, MN 56502. Over the years, we have grown significantly, currently serving 7,219 members with total assets amounting to an impressive $119,283,274. This growth is not just about numbers; it's about building lasting relationships and supporting each member's financial journey. Our mission is simple yet powerful: to provide reliable banking solutions while actively contributing to the well-being of our community. At United Savings, we offer a wide range of services designed for every stage of life. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to meet your unique needs. We also emphasize digital advancements with online and mobile banking services that make managing your finances easier than ever. Plus, our commitment to accessibility ensures everyone can benefit from our offerings. Community involvement is at the core of what we do. We believe in giving back through various outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or supporting charitable initiatives, United Savings aims to make a positive impact beyond just banking. As you consider becoming part of the United Savings family, remember that you are not just choosing a credit union; you are joining a community-focused institution dedicated to your financial success and personal growth. Our friendly team is here for you during our operating hours: Monday - Friday from 7:30 AM - 6:00 PM for drive-up service and 9:00 AM - 5:00 PM for lobby access. We invite you to visit us today or call us at 218-844-1150 to learn more about how United Savings can help you achieve your financial goals. Experience firsthand the benefits of being a member where every transaction supports not just your future but also the vibrant community of Detroit Lakes!

Becoming a member of United Savings is more than just opening an account; it's about joining a community that cares about your financial well-being. If you're looking to become part of our friendly family, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 1121 Highway 10 E Detroit Lakes Mn 56501. This means that whether you're a local resident or just someone who spends time here, you can take advantage of the benefits we offer. As a member, you'll enjoy personalized service and access to great financial products designed with your needs in mind. Opening an account is simple and welcoming. You can find detailed information on how to get started by visiting our membership page at https://www.unitedsavingscu.org/tools-resources/membership-and-benefits/ . For any questions or assistance, feel free to give us a call at (218) 844-1150. We're excited to help you take this step towards better financial health and look forward to welcoming you into the United Savings family!

At United Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that you can trust us with your savings and loans. With a net worth of $15,086,255, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,689,671 in share certificates and $21,591,094 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,928,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $16,161 in used auto loans and a total of $85,047,969 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our net income of $854,071, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 14,281, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Savings is your trusted partner. Visit us at 1121 Highway 10 E Detroit Lakes Mn 56501 or call 218-844-1150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.