UNITED SAVINGS CREDIT UNION

Welcome to United Savings, your trusted financial partner located at 1001 1st Ave N, Fargo, ND 58102. Established in 1935, our credit union has been committed to serving our community for nearly nine decades. With a total membership of over 7,200 individuals and assets amounting to an impressive $119,283,274, we pride ourselves on being a cornerstone of support for our members' financial journeys. At United Savings, we understand that managing your finances can be challenging. That's why we offer a wide range of services tailored just for you from personal banking and auto loans to business loans and online banking options. Our team is dedicated to providing you with the tools and guidance you need to achieve your financial goals. Our leadership team is led by CEO Jim Schaefbauer and Board President Keith Hansen, who work tirelessly to ensure that every member feels valued and supported. We have a dedicated staff of 32 employees ready to assist you during our operating hours: Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. While members can visit us at our branch address, official correspondence should be sent to our mailing address at Po Box 2308, Fargo, ND 58102. With total deposits reaching $6,131,557 and net worth standing at $15,086,255, we are well-equipped to help you make sound financial decisions. Whether you're looking for a new loan or just want some friendly advice about saving, we're here for you. Connect with us today by calling 701-235-2832 or explore more on our website here. Join us in making your financial dreams a reality!

Welcome to the inspiring journey of United Savings, a cornerstone of community banking in Fargo, ND. Established in 1935, our branch has grown alongside its members, becoming a trusted financial partner for over 7,219 individuals and families in the area. Located at 1001 1St Ave N, Fargo, ND 58102, we are proud to be part of a vibrant community that values support and collaboration. From our humble beginnings, United Savings has evolved significantly. Our mission is clear: to provide accessible financial services while fostering strong community ties. We believe that banking should be personal and empowering. This guiding principle drives us to offer an array of services tailored to meet the unique needs of our members whether it's personal banking, auto loans, mortgages, or business financing. While members can visit us at 1001 1St Ave N, official correspondence should be sent to Po Box 2308, Fargo, ND 58102. Our convenient drive-thru service and ATM availability ensure that banking with us is as easy as possible. We are open from 7:30 AM to 6:00 PM on weekdays and from 8:30 AM to 1:00 PM on Saturdays, providing flexibility for those with busy schedules. Our commitment extends beyond traditional banking; we embrace technological advancements to enhance member experience. With features like online and mobile banking, e-statements, and person-to-person payments, we strive to make managing finances convenient for everyone. At United Savings, community outreach is also vital. We actively engage in local initiatives and partnerships that uplift our neighbors. Our leadership team, including CEO Jim Schaefbauer and Board President Keith Hansen, believes in giving back to those we serve. We understand that our growth is intrinsically linked to the prosperity of the community around us. With total assets reaching an impressive $119,283,274, we are dedicated not only to sound financial practices but also to ensuring that every dollar serves a purpose be it helping a member achieve their dreams or supporting local projects that benefit all. If you're looking for a financial institution that genuinely cares about you and your goals, look no further than United Savings. Join us today and experience the difference of being part of a credit union built on trust, integrity, and community spirit. Visit us online at unitedsavingscu.org or call us at 701-235-2832 for more information on how we can help you thrive!

Joining the United Savings family means becoming part of a welcoming community that truly cares about your financial well-being. To become a member at United Savings, located at 1001 1St Ave N, Fargo, ND 58102, you'll find the process to be straightforward and inclusive. We invite individuals who live, work, worship, or attend school in our service areas to join us. This means if you're in the Fargo area or connected through one of these avenues, you're eligible! You can read more about the specific eligibility criteria by visiting this page. Once you know you're eligible, opening an account is just a click away! With our easy online application process available here, you'll be on your way to enjoying all the benefits of membership in no time. Whether it's competitive rates on loans or personalized service, being a member of United Savings opens doors to financial opportunities that help you thrive. If you have any questions along the way, feel free to reach out to us at 701-235-2832 we're here to help!

At United Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial needs, ensuring that you can trust us as your partner in achieving your goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $15,086,255, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,689,671 in share certificates and $21,591,094 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,928,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,125,108 in used auto loans and an impressive $85,047,969 in total loans and leases. Our operational efficiency is reflected in our net income of $854,071, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $5,274,732, while total share accounts have reached 14,281, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Savings is your trusted partner. Visit us at 1001 1St Ave N Fargo Nd 58102 or call 701-235-2832 to learn more about how we can help you achieve your financial goals.