United Savings Dilworth MN Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to United Savings, where we believe in putting our members first. Located at 1407 W Highway 10, Dilworth, MN 56529, our branch has been serving the community since 1935. With a rich history of trust and dedication, we're proud to have grown to a membership of 7,219 individuals who count on us for their financial needs. At United Savings, we offer a range of services tailored to fit your lifestyle, from checking and savings accounts to auto loans and mortgage refinancing. With total assets of $119,283,274 and deposits reaching $6,131,557, we are committed to providing sound financial solutions that empower our members. Our leadership team is here for you. Under the guidance of CEO Jim Schaefbauer and Board President Keith Hansen, we focus on ensuring every member feels valued and supported. Our team of 32 employees is dedicated to offering exceptional service whether you're visiting us in person or using our online banking tools. We also understand the importance of community impact. With total loans amounting to 5,432, we aim to make a difference by helping individuals and businesses thrive. Our net worth stands at an impressive $15,086,255, showcasing our stability and commitment to responsible banking practices. While members can visit us at our branch address, official correspondence should be sent to PO Box 2308, Fargo, ND 58108. If you have questions or need assistance, don't hesitate to reach out at 701-356-1360. Join us today and discover how United Savings can help you achieve your financial goals! Visit our website at unitedsavingscu.org for more information on how we can serve you better.

Branch History & Mission

Community Commitment

Our history is filled with moments of giving back. We actively engage in community outreach efforts and partnerships that uplift those around us. Whether sponsoring local events or supporting local businesses through loans and services, we are dedicated to creating a positive impact right here in Dilworth. While members can visit us at 1407 W Highway 10 Dilworth Mn 56529, official correspondence should be sent to PO Box 2308, Fargo, ND 58108 if needed. You can also reach us at 701-356-1360 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM for lobby services and until 6:00 PM for drive-thru services. As we continue to grow and adapt, we invite you to join the United Savings family. Experience firsthand the benefits of becoming a member of a credit union that truly cares about your financial well-being and the health of our community. Together, let's build a brighter future!

Our Mission

At United Savings, our mission is clear: we aim to provide exceptional financial services while fostering community support and engagement. We believe that when our members thrive, so does the entire community. This mission drives us every day as we offer a variety of services tailored to meet your needs whether it's personal banking through checking and savings accounts or auto loans and mortgages. We also recognize the importance of innovation in today's world. That's why we've embraced digital advancements like online banking and mobile payment options, ensuring that accessing your accounts is both easy and secure. Our commitment to accessibility means our branch is ADA compliant, making it easier for everyone in the community to benefit from our services.

Branch Location & Accessibility

Welcome to United Savings, your friendly neighborhood credit union located at 1407 W Highway 10 in Dilworth, MN. We're easy to find, right off the highway and just a stone's throw away from local landmarks like the Dilworth Community Center and nearby parks. Whether you're driving through or stopping by after a busy day, our branch is designed for your convenience. At United Savings, we prioritize accessibility for all our members. Our location features ample parking with ADA-compliant spaces and ramps to ensure everyone can access our services comfortably. If you need to stop by but can't make it inside, we also offer a convenient drive-thru banking option that allows you to handle deposits and withdrawals without leaving your vehicle. Our lobby hours are welcoming too! We're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to find a time that works within your schedule. Need assistance outside of these hours? No problem! Our drive-up service is available until 6:00 PM on weekdays so you can still take care of your banking needs even if you're running late. For any questions or immediate assistance, feel free to call us at 701-356-1360. And while members can visit us at 1407 W Highway 10, official correspondence should be sent to PO Box 2308 in Fargo, ND. We invite you to come explore all the services we have to offer like personal banking options, auto loans, and online banking solutions all designed with you in mind. So why wait? Swing by United Savings today and experience exceptional service right here in Dilworth!

Member Eligibility

Joining the United Savings family means stepping into a community that truly cares about your financial well-being. At United Savings, located at 1407 W Highway 10, Dilworth, MN 56529, we welcome individuals who live or work in specific areas of our community. This includes those who are members of certain organizations or have family members already part of our credit union. To see if you meet these criteria and learn more about what makes our membership special, check out the detailed eligibility information available at this link. Becoming a member is simple and rewarding! You'll enjoy personalized services tailored to your needs, from checking and savings accounts to loans and credit options. Ready to join? You can start the account opening process right away by visiting this page. If you have any questions, feel free to give us a call at 701-356-1360. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,705,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services designed to simplify transactions and keep your cash flow smooth. Imagine being able to process payments quickly and securely, whether you're at the counter or on the go. Our services allow you to accept various payment methods, making it easier for your customers to do business with you. Plus, our support team is always ready to assist you with any questions. Visit us at 1407 W Highway 10 Dilworth Mn 56529 in Dilworth, MN, or give us a call at (701) 356-1360 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Services

For our members who run businesses, we know how crucial it is to have reliable financial support. That's why we offer robust business banking solutions, including merchant services and business loans designed to help you thrive. No matter if you're starting fresh or expanding an existing venture, our team is here to assist.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is essential. Our online and mobile banking services ensure that you can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, we provide ATM access for easy cash withdrawals and balance checks whenever you need them.

Friendly Service with Ease

At United Savings, we pride ourselves on friendly service. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car a perfect solution for those on the go! If you're ready to explore how our services can benefit you, give us a call at (701) 356-1360 or visit us at 1407 W Highway 10 Dilworth Mn 56529 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Join the many satisfied members who trust us with their financial needs your journey towards better banking starts here! For more information, feel free to check out our website at https://www.unitedsavingscu.org .

Personal Banking Services

We understand that each member has unique financial goals. That's why we offer a variety of personal banking options such as checking and savings accounts that help you manage your day-to-day finances effectively. For those looking to make a big purchase, our auto loans and vehicle financing programs can get you behind the wheel of your dream car with competitive rates and flexible terms. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process smoothly. Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options provide the support you need to regain control over your financial situation. And don't forget about our credit cards with rewards, which not only help you with purchases but also offer great perks along the way!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check your account balance, pay bills, and transfer money with just a few clicks. For added convenience, we also offer person-to-person transfers, making it easy to send money to friends or family without the hassle of cash or checks. Security is a top priority for us at United Savings. Our electronic signature authorization means you can sign documents securely online, ensuring your information stays protected while saving you time on paperwork. Plus, with e-statements available, you can view your financial statements digitally helping you stay organized and eco-friendly.

Mobile Banking

With our mobile application, banking is literally at your fingertips. Whether you want to make mobile payments or simply check your balances on the go, our app makes it easy and accessible. You can even set up alerts to keep track of your spending in real-time. At United Savings, we strive to make banking as simple as possible so that you can focus on what matters most. Enjoy the freedom of managing your finances from home or on the move with our comprehensive digital services!

Financial Strength

A Solid Foundation

With a net worth of $15,086,255, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Community Trust

The strength of United Savings is further illustrated by our total share accounts standing at 14,281, showing a strong and growing member base that trusts us with their finances. Additionally, we maintain net shares (funds available for lending) of $5,274,732, ensuring that we can meet the diverse needs of our community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving for the future or seeking a loan for your next vehicle or home project, United Savings is your trusted partner. Visit us at 1407 W Highway 10 Dilworth MN 56529 or call us at 701-356-1360 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Your Future

Our commitment to you is reflected in our robust undivided earnings of $10,928,131. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. Currently, we support our members with $32,320,000 in total auto loans and leases across various sectors including used vehicles.

Member-Centric Savings

Your savings are secure with us! Members' funds are backed by $19,689,671 in share certificates and $21,591,094 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks that prioritize profits over people, we focus on our members' needs. With no non-member deposits at this time, every resource is directed towards enhancing your banking experience.

Operational Excellence

Our financial performance speaks volumes about our efficiency; our net income of $854,071 reflects how well we manage resources while still providing competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 1 part-time employee, ensuring that our branches are always ready to assist you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,612,508 in used vehicle loans and $2,873,281 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that your financing fits your budget. Additionally, if you're considering refinancing your current auto loan, we have options available to make the process straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $4,705,425 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, our team is ready to assist you in finding the right financing solution for your business needs.

Credit Lines

In addition to traditional loans, we offer credit lines with a total value of $22,614,149 available for personal or business use. This flexible option allows you access to funds when you need them without the hassle of applying for a new loan each time. At United Savings in Dilworth, MN, we are dedicated to helping our members navigate their financial journeys with ease and confidence. If you're interested in learning more about any of our loan products or checking eligibility options, please don't hesitate to contact us at (701) 356-1360 or visit our website at United Savings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $10,381,226, making buying or refinancing simple. We guide you through every step of the mortgage process and provide tailored solutions based on your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,885,798 in loans helping members manage their finances effectively. These cards come with various benefits and rewards to help you maximize your spending power while keeping your finances under control.

Loan Aggregator

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UNITED SAVINGS CREDIT UNION - Dilworth, MN