UNITED SAVINGS CREDIT UNION

Welcome to United Savings, your trusted financial partner located at 2940 University Dr N, Fargo, ND 58102. Since our establishment in 1935, we have dedicated ourselves to serving our community with integrity and a commitment to excellence. With over 7,200 members and total assets exceeding $119 million, we are proud to offer a range of services designed to meet the unique needs of our members. At United Savings, we believe that banking should be personal. That's why we offer tailored solutions such as checking and savings accounts, auto loans, and mortgage financing all with competitive rates and friendly service. Our commitment extends beyond just numbers; it's about building relationships within our community. We are here to support you in achieving your financial goals. While members can visit us at our branch location, official correspondence should be sent to 1001 1st Ave N, Fargo, ND 58102. Under the leadership of CEO Jim Schaefbauer and Board President Keith Hansen, our team of 32 employees is ready to assist you during our lobby hours from 7:30 AM to 5:30 PM, Monday through Friday. Whether you're looking for guidance on personal finance or seeking business loan options, we invite you to explore what United Savings can do for you. Feel free to reach out by calling us at 701-232-0828 or visit our website at unitedsavingscu.org. Join us today and experience the difference of being part of a credit union that truly cares!

Welcome to United Savings, a cornerstone of the Fargo community since 1935. Nestled at 2940 University Dr N, Fargo, ND 58102, our branch has been dedicated to empowering members through strong financial services and community support for nearly nine decades. From our humble beginnings, we have grown into a trusted credit union with a total membership of 7,219 and assets exceeding $119 million. Our mission is simple yet profound: to provide our members with exceptional financial products while fostering a spirit of community engagement and support. We understand that financial wellness is not just about numbers; it's about building relationships and supporting one another in achieving personal goals. Whether it's helping you secure an auto loan or guiding you through your first mortgage, our team is here to ensure that your journey is smooth and rewarding. Over the years, United Savings has evolved alongside technological advancements to better serve you. We now offer online banking, mobile payments, and electronic statements for your convenience. Our commitment to accessibility includes ADA compliance and a user-friendly approach to all services. With ATM availability and drive-thru banking options, we make it easy for you to access your funds whenever you need them. While members can visit us at our main branch location, official correspondence should be sent to our mailing address at 1001 1st Ave N, Fargo, ND 58102. We encourage all community members to join us in making Fargo a better place through various outreach programs and partnerships that support local initiatives. As we look to the future, we invite you to be part of our story. Experience the benefits of membership at United Savings where your financial dreams are nurtured in a supportive environment. Join us today and let's thrive together! For more information about membership eligibility or to open an account, please visit our website. You can also reach us at 701-232-0828 during our operating hours from Monday to Friday, 7:30 AM to 5:30 PM.

At United Savings, we believe that joining our community should feel welcoming and inclusive, like becoming part of a supportive family. Becoming a member is straightforward! If you live, work, or attend school in the Fargo area, you're already eligible to join us. We also welcome immediate family members of existing members. By choosing United Savings, you gain access to an array of financial services designed with your needs in mind think personalized support, competitive rates on loans, and tools for managing your finances effectively. Ready to take the next step? Opening an account is simple! Just head over to our membership page for all the details about eligibility and what documents you'll need. If you have any questions or want assistance, don't hesitate to call us at (701) 232-0828. We're here to help!

At United Savings, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a full suite of digital and online banking services designed to give you control at your fingertips. With our online banking platform, accessible at https://www.unitedsavingscu.org , you can check balances, make transfers, and pay bills anytime, day or night. Our 24/7 online banking services mean that you can handle your financial tasks when it's most convenient for you. Want to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with our mobile application available, managing your account on the go has never been easier. Security is our top priority. We utilize electronic signature authorization to ensure your transactions are safe and secure. You can feel confident knowing that your personal information is protected every step of the way. Additionally, we offer e-statements, allowing you to view and manage your account statements digitally no more paper clutter! For those who prefer modern payment methods, our mobile payments feature enables you to make purchases right from your smartphone. This adds an extra layer of convenience whether you're shopping in-store or online. At United Savings, we believe in making banking accessible and user-friendly for everyone. With real-time account management tools and features tailored to meet your needs, keeping track of your finances has never been easier. Dive into a world where banking is at your command with just a few clicks!

At United Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting your financial institution is paramount, and we are proud to showcase the strong foundation that supports our commitment to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $15,086,255, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,689,671 in share certificates and $21,591,094 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,928,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $16,162,508 in used auto loans and a total of $85,047,969 in loans and leases available for our members' financial goals across various sectors. Our operations reflect our efficiency with a net income of $854,071, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our members is evident with a total of 14,281 share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $5,274,732. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Savings is your trusted partner. Visit us at 2940 University Dr N Fargo Nd 58102 or call 701-232-0828 to learn more about how we can help you achieve your financial goals.