Penfed Credit Union

Pentagon Credit Union proudly serves members across Texas with a full suite of financial services designed to meet your needs wherever you live in the state. Whether you're managing everyday banking or planning major purchases, Pentagon offers convenient ATM and cash withdrawal services, including basic ATM access for quick balance checks and withdrawals. Drive-thru banking makes deposits and simple transactions easy, while shared branch services allow partner credit union members to deposit and withdraw funds statewide.
Texas members benefit from competitive auto loans and vehicle financing options tailored to help you get on the road faster. Looking to buy a home or refinance? Pentagon provides mortgage loans and refinancing solutions designed for Texans. Personal banking is simple with checking and savings accounts, credit cards that offer valuable rewards, personal loans, and debt consolidation to keep your finances on track.
Local businesses throughout Texas enjoy specialized business banking services such as merchant solutions and business loans that support growth. Plus, secure online and mobile banking puts 24/7 control at your fingertips no matter where you are in the state.
Committed to empowering Texas communities through impactful programs, Pentagon Credit Union delivers exceptional value that makes membership a smart choice statewide. Join today and experience trusted financial partnership tailored for Texas!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At Pentagon Federal Credit Union, our mission is clear: to empower our members across Texas with community-focused, member-first service that prioritizes their financial well-being. Under the guidance of CEO James Schenck and Board President Edward Cody, we are committed to delivering an exceptional banking experience that meets the evolving needs of our members. We understand that convenience is key in today’s fast-paced world, which is why we offer modern solutions such as electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. Whether you're at home or on the go, our services are designed to simplify your financial journey. Explore everything we have to offer by visiting our official website at http://www.penfed.org or reach us via fax at 5713416727. Join us and discover how Pentagon Federal Credit Union can help you achieve your financial goals!

Services & Financial Solutions

At Pentagon Federal Credit Union, we take pride in offering a comprehensive suite of financial services tailored to meet the diverse needs of our members across Texas. Whether you're looking to manage your daily expenses, save for a future goal, or secure financing for a significant purchase like a home or vehicle, we have the tools to support you. Our everyday personal banking options include checking and savings accounts designed with flexibility in mind, ensuring that you can easily access your funds when you need them. Additionally, our credit cards come with rewards that make every purchase more valuable, while our personal loans and debt consolidation services provide you with options to simplify your financial life.
When it comes to larger investments such as buying a home, our mortgage loans and refinancing options are structured to help you navigate the journey smoothly. We understand that each member’s situation is unique, which is why we offer various loan and credit options tailored to fit different lifestyles and budgets. For small business owners, our business banking support includes merchant services and business loans that empower you to grow your ventures confidently. And in today’s fast-paced world, we know convenience is key; that's why our online banking platform and mobile application provide seamless access to your accounts anytime, anywhere. With features like mobile payments, e-statements, person-to-person payments, and the ability to use electronic signatures for quick transactions, managing your finances has never been easier. At Pentagon Federal Credit Union, we're committed to making financial solutions accessible and straightforward for all our members in Texas.

Why Choose Us

At Pentagon Credit Union in TX, we believe that financial well-being should be accessible to everyone. Becoming a member is straightforward and convenient—just visit us online to review your membership eligibility at . We pride ourselves on our core values of trust, community engagement, personalized service, and financial reliability. Our dedicated team is here to guide you through every step of your journey, ensuring that you feel supported as you open an account or explore loan options. With features like our robust mobile application and online banking services, managing your finances has never been easier. Whether you need assistance with personal banking, auto loans, or credit cards with rewards, we are committed to providing tailored solutions that meet your unique needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • ATM Services Only
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • ATM Services Only
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • ATM Services Only
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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