Penfed Credit Union

In the heart of Temple, Texas, the Pentagon Credit Union branch at 6935 W Adams Ave is your friendly neighborhood partner for all things banking. Open Monday through Friday from 9:00 am to 5:00 pm and Saturdays until 12:30 pm, this location offers convenient ATM and drive-thru services, making cash withdrawals, deposits, and simple transactions effortless. Whether you're ready to take advantage of Pentagon’s best auto loans or explore competitive mortgage loans and refinancing options, the knowledgeable team is here to guide you every step of the way.
Serving over 2.8 million members with assets exceeding $32 billion, Pentagon provides a wide range of personal and business banking solutions tailored for your needs. From checking and savings accounts designed for everyday convenience to credit cards loaded with rewarding perks, personal loans for debt consolidation, and specialized merchant services and business loans for local entrepreneurs—this branch has you covered. Plus, with secure online and mobile banking available 24/7, managing your finances has never been easier.
Visit the Pentagon Credit Union branch at 6935 W Adams Ave in Temple or call 254-773-8852 today to experience welcoming service and discover how our top auto loans and mortgage programs can accelerate your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted financial partner located at 6935 W Adams Ave, Temple, TX 76502. Established in 1935, we have grown alongside our community, proudly serving over 2.8 million members with a commitment to providing exceptional financial services tailored to your needs. Our total assets now stand at an impressive $32.7 billion, reflecting our dedication to supporting our members' financial journeys. At Pentagon, we understand that banking is more than just numbers; it's about building relationships. With a dedicated team of 2,880 employees, led by our CEO James Schenck and Board President Edward Cody, we strive to create a welcoming environment where you can feel confident in managing your finances. Our total deposits amount to $1.036 billion, showcasing the trust our members place in us. We offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking for a new car or planning for your future, we're here to help every step of the way. While you can visit us at our branch location for all your banking needs, if you need to send official correspondence, please use our mailing address: 6935 W Adams Ave, Temple, TX 76502. Ready to take control of your financial future? Call us today at (254) 773-8852 or explore more about our services on our website: www.penfed.org. Join us at Pentagon where your financial well-being is our top priority!

Branch History & Mission

Welcome to Pentagon, a cornerstone of financial support and community service in Temple, TX. Since opening our doors in 1935, we have proudly served our members, growing alongside them and adapting to their needs over the decades. With a rich history rooted in community values, we strive to provide not just financial products but also a sense of belonging and trust. Located at 6935 W Adams Ave Temple Tx 76502, our branch is easily accessible for all your banking needs. Whether you're near local landmarks or just passing through, we invite you to stop by and see what we offer. For official correspondence, please send your mail to 6935 W Adams Ave, Temple, TX 76502 if it differs from our branch address. At Pentagon, our mission is clear: to empower our members with the financial tools they need while supporting the communities we serve. We understand that financial health is vital for personal growth, and we are committed to providing services that enhance this aspect of life. Currently, we are proud to serve a total membership of 2,837,771 individuals, each one valued as part of our family. With total assets reaching an impressive $32,713,549,837, we maintain a strong foundation that allows us to offer a wide range of services. From checking and savings accounts to auto loans and mortgages, we ensure that our products meet the diverse needs of our members. Our commitment extends beyond transactions; it's about fostering relationships and uplifting those around us. We are pleased to offer modern conveniences like online banking and mobile payments, making it easier than ever for you to manage your finances. Our ATM availability ensures you have access whenever needed, while drive-thru banking provides quick service for deposits and withdrawals on the go. Our dedication doesn't stop at providing excellent financial services; we're also deeply involved in community outreach initiatives. We believe in giving back and actively participate in local events that strengthen ties within Temple. As you explore your options for banking, consider becoming a member of Pentagon. Join us today and experience firsthand the benefits of being part of a community-focused credit union dedicated to your success. Together, let's build a brighter financial future!

Branch Location & Accessibility

Comprehensive Banking Services

At Pentagon, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you every step of the way. With ATM availability and drive-thru banking options for quick transactions like deposits and withdrawals, managing your finances has never been easier! While members can visit us at 6935 W Adams Ave, official correspondence should be sent to the same address for your convenience.

Convenient Access and Nearby Landmarks

Located just a stone's throw away from local landmarks, such as the vibrant Temple Mall and nearby parks, our branch is perfectly situated for both residents and visitors alike. Enjoy easy parking options right outside our doors, making your visit hassle-free. We also take pride in our accessibility features; our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours Tailored for You

We understand that life can get busy, so we offer convenient operating hours to fit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays, you can utilize our drive-thru service from 9:00 AM to 12:30 PM. If you have any questions or need assistance, don't hesitate to give us a call at 254-773-8852.

Visit Us Today!

Whether you're looking to open a new account or inquire about loan options, we invite you to stop by the Pentagon branch today! Experience the personalized service that sets us apart as a community-focused credit union. We look forward to welcoming you!

Member Eligibility

Becoming a member of Pentagon is like joining a close-knit family where everyone works together to achieve financial well-being. To be eligible, you can be anyone who lives, works, worships, or attends school in the area served by our branch or have a family member who is already a member. This means that whether you're just starting out or looking to grow your financial future, we welcome you with open arms. At Pentagon, we offer a variety of services tailored to your needs, from personal banking options to loans and credit cards that reward you for your loyalty. Joining us is straightforward! You can find all the detailed eligibility criteria at , which will give you a clear picture of how easy it is to get started. Once you're ready to open an account, simply reach out to us at (254) 773-8852 or visit us in person at our branch located at 6935 W Adams Ave Temple Tx 76502. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, purchase new equipment, or hire more staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine accepting credit card payments easily while managing transactions efficiently all from one platform. This means faster checkouts for your customers and more time for you to focus on what matters most growing your business. Located at 6935 W Adams Ave Temple Tx 76502, Temple, TX, we invite you to explore how our tailored services can meet your unique needs. Reach us at (254) 773-8852 for more information or to schedule a visit. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or small business owner, we have tailored business banking solutions just for you. From merchant services that make transactions seamless to business loans that fuel growth, Pentagon is dedicated to supporting local businesses in Temple.

Credit Cards with Rewards

For those who love to earn as they spend, our credit cards come with rewards that fit your lifestyle. Whether you're shopping for groceries or planning a vacation, earn points that can be redeemed for exciting perks.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that let you manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, along with person-to-person payments, managing your finances has never been easier. Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. We invite you to visit us at 6935 W Adams Ave Temple Tx 76502 in Temple, or give us a call at (254) 773-8852 to learn more about how our comprehensive services can benefit you. At Temple, we are here to empower your financial journey!

Loans and Financing

When it comes to financing your dreams, we offer a variety of loan options. Need a new car? Our auto loans and vehicle financing make it easy to get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process smoothly. For those unexpected expenses or plans, our personal loans and debt consolidation options can provide the necessary support.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having a reliable account where you can deposit your paycheck and save for future goals. With competitive interest rates and low fees, your money works harder for you at Temple.

Digital & Online Banking

Accessibility and Ease of Use

At Pentagon, we believe in making banking as accessible as possible. With our online services, managing your finances is not only easy but also efficient. You have real-time control over your accounts right at your fingertips. Experience the convenience of digital banking today with Pentagon where technology meets personal service!

Key Services

With our user-friendly online banking platform, available at http://www.penfed.org, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer funds whenever it suits you. Plus, with features like electronic signature authorization, signing documents is a breeze no need to print or fax anything! Prefer paperless statements? We've got you covered! E-statements are available for all members, providing a quick and secure way to keep track of your account activity without cluttering up your mailbox.

Mobile Banking Features

Don't forget about our mobile application! With it, you can take your banking wherever you go. Want to make payments with just a tap? Our mobile payments feature allows you to do just that. Need to send money to a friend? Use our person-to-person transfer option to make it simple and fast. Our commitment to security ensures that all transactions are protected, so you can bank with confidence.

Financial Strength

A Growing Community

We proudly manage a total of 4,116,497 share accounts, showcasing a strong and growing member base that trusts us with their finances. This reflects our commitment to providing personalized service tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 6935 W Adams Ave Temple Tx 76502 or call (254) 773-8852 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our impressive $194,968 in used auto loans and $26,072,314,016 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive home your next vehicle.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your enterprise. Whether you're starting anew or looking to enhance your existing operations, we have financing solutions designed specifically for small businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We can guide you through the process with ease, ensuring that you find a solution that fits your budget.

Refinancing Options

If you're considering refinancing any of your current loans or mortgages, we're here to help! Our team can walk you through eligibility options and find the best rates available for your situation. At Pentagon, we're committed to transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about how our loan offerings can help you take the next step toward financial success!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans, help members manage their finances effectively. With our credit cards, you can enjoy rewards and peace of mind as you navigate your spending.

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