Penfed Credit Union

In the bustling hub of Dallas, the Pentagon Credit Union branch located at Aafes Headquarters offers a welcoming financial home for members seeking trusted personal and business banking solutions. Open Monday through Friday from 9:00 AM to 5:00 PM, this branch provides convenient ATM and cash withdrawal services, making it easy to access your funds during your busy day. Whether you’re looking to finance your next vehicle with some of the best auto loans available or exploring mortgage loans and refinancing options with competitive rates, Pentagon is here to help you reach your goals.
Serving over 2.8 million members nationwide with assets exceeding $32 billion, this Dallas branch delivers a full range of services including top-tier checking and savings accounts, credit cards with rewarding perks, personal loans for debt consolidation, and comprehensive business banking solutions like merchant services and business loans. Enjoy the convenience of secure online and mobile banking that puts control of your finances right at your fingertips.
Visit the Pentagon Credit Union branch at Aafes Headquarters or call 469-708-0230 today to experience personalized service and discover how our leading auto loans and mortgage programs can drive your financial future forward!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted credit union located at Aafes Headquarters, Dallas, TX 75236. With a proud history since 1935, we have been committed to serving our community and supporting our members through various financial services. As part of the Pentagon Federal Credit Union family, we prioritize your financial well-being with a personalized touch. At Pentagon, we proudly serve over 2.8 million members, ensuring that each individual has access to the resources they need for a secure financial future. Our total assets stand at an impressive $32,713,549,837, reflecting our strong position in the financial landscape. We offer a wide range of services from checking and savings accounts to auto loans and business banking solutions. Our dedicated team of 2,880 employees works hard every day to provide you with excellent service. Under the leadership of our CEO, James Schenck, and Board President, Edward Cody, we strive to foster a welcoming environment for all members. While you can visit us at our branch for immediate assistance, please note that any official correspondence should be sent to our mailing address: AAFES Headquarters, Dallas, TX 75236. Join us today and discover how Pentagon can help you achieve your financial goals. Feel free to give us a call at 469-708-0230 or explore more about our offerings on our website at penfed.org. Your journey towards financial empowerment starts here!

Branch History & Mission

Commitment to Innovation

As we move forward, we embrace technology as a means to enhance the member experience. With online banking, mobile payments, and e-statements available, we ensure that managing your finances is easier than ever. We are also committed to accessibility for all members by maintaining ADA compliance across our platforms. Our branch may not have a drive-thru service or shared service center availability at this time, but we do offer an ATM on-site for quick cash withdrawals and balance checks. Your convenience is important to us. We invite you to join the growing family at Pentagon. Experience firsthand how we prioritize your financial well-being while making a positive impact in the community. Whether you're looking for personal banking solutions or seeking ways to get involved locally, we're here for you every step of the way. For more information or assistance, feel free to reach out at (469) 708-0230. Let's build a brighter financial future together!

Our Mission

The mission of Pentagon is simple yet powerful: we strive to empower individuals and families through financial education and support. Our goal is to provide a range of personal banking services that include checking and savings accounts, auto loans, mortgage financing, personal loans, and credit card options with rewards. We believe that everyone deserves access to financial tools that can help them achieve their goals and dreams. In addition to our core services, we actively engage in community outreach initiatives. By partnering with local organizations and participating in events, we work hard to uplift those around us. We understand that banking goes beyond transactions; it's about building relationships and fostering trust within our community.

Branch Location & Accessibility

Welcome to Pentagon located at Aafes Headquarters Dallas Tx 75236 in beautiful Dallas, TX! We are excited to offer our members a convenient banking experience in the heart of Dallas County. Whether you're coming for a quick transaction or need assistance with your finances, our friendly team is here to help. While you can visit us at Aafes Headquarters Dallas Tx 75236, please note that official correspondence should be sent to our mailing address: AAFES Headquarters, Dallas, TX 75236. This way, we ensure your important documents reach us promptly! Situated near local landmarks, our branch is easy to find and access. If you're driving, you'll appreciate the ample parking available right outside. For those with mobility needs, we are proud to be ADA compliant, featuring ramps and accessible entry points for your convenience. Our operating hours make it easy to fit banking into your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, providing flexibility for all your banking needs. Whether you're stopping by on your way to work or making a midday trip, we're here when you need us. At Pentagon, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, you'll find everything you need under one roof. Plus, our ATM is readily available for quick cash withdrawals or balance checks. Unfortunately, we do not have drive-thru service at this location, but our dedicated staff is always ready to assist you inside. If you have any questions or want more information about our services, feel free to call us at (469) 708-0230. We invite you to come visit us at Pentagon and experience the convenience of banking with a credit union that truly cares about its members. See you soon!

Member Eligibility

Joining Pentagon is like stepping into a community where your financial needs are understood and prioritized. If you're wondering about eligibility, it's quite simple! Anyone who lives, works, worships, or attends school in the area around Aafes Headquarters Dallas Tx 75236 can become a member. This means that whether you're a local resident or just part of the vibrant community here, there's a place for you at our credit union. As a member, you'll enjoy personalized service and access to a range of financial products designed to help you thrive. To learn more about the specific eligibility criteria, feel free to visit this link: . Getting started is easy! You can open an account with us by reaching out at (469) 708-0230 or checking our website for detailed instructions. We're here to guide you through every step of the process. Join us today at Pentagon, where your journey toward financial wellness begins!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Alongside our loans, we offer merchant services that simplify payment processing for your business. Picture this: your customers can easily pay with their cards, and you get access to valuable sales data. Our services help streamline transactions and improve cash flow, allowing you to focus on what matters most growing your business. Visit us at Aafes Headquarters Dallas Tx 75236, Dallas, TX, or call us at (469) 708-0230 to discover how we can assist you today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer essential ATM & Cash Withdrawal Services, making it easy for members to access their funds as needed. Our basic ATM access allows for quick withdrawals and balance checks without hassle. At Pentagon, we believe that financial empowerment starts with access to the right tools and resources. We invite you to explore all the services we offer by visiting us at Aafes Headquarters Dallas Tx 75236 in Dallas or giving us a call at (469) 708-0230. Let us partner with you on your financial journey today!

Business Banking Services

Business owners will appreciate our comprehensive Business Banking solutions, which include Merchant Services & Business Loans. We know that running a business comes with its own set of challenges; that's why we're committed to helping you secure the funding and resources needed for growth.

Credit Cards and Rewards

For those who love earning rewards, check out our Credit Cards with Rewards program. With every purchase you make, you can accumulate points that lead to exciting benefits like travel perks or cashback offers making your everyday spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms so you can manage your finances anytime, anywhere. Whether it's checking balances, transferring funds between accounts, or making payments on-the-go, our digital tools ensure you have easy access to your accounts right at your fingertips.

Personal Banking Solutions

For those seeking reliable personal banking, we offer a variety of Checking & Savings Accounts designed to fit different lifestyles. Imagine having a checking account that helps you manage your daily expenses with no hidden fees, or a savings account that rewards you for your efforts to save. With us, these options are within reach. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. Picture yourself driving away in your dream car without breaking the bank. Additionally, if you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options can simplify the process and make homeownership a reality. If unexpected expenses arise, our Personal Loans & Debt Consolidation services can help lighten your financial load. We understand that life can be unpredictable; we're here to support you when you need it most.

Digital & Online Banking

Key Features for Your Convenience

With our online banking platform, you can access your accounts 24/7 from anywhere, making it easier than ever to keep track of your finances. Need to check your balance or transfer funds? Just log in anytime! Plus, with our electronic signature authorization feature, signing documents is simple and secure no need for paper or trips to the branch. We also provide e-statements, allowing you to view your account statements electronically. This not only helps you stay organized but also reduces clutter in your mailbox. If you're on the go, our mobile application makes it easy to manage your account right from your smartphone or tablet.

Secure Payments Made Simple

For those who love convenience, we offer mobile payments that allow you to pay for purchases directly from your device. Whether you're out shopping or dining, you can complete transactions quickly and securely without fumbling for cash or cards. Additionally, our person-to-person transfer feature means sending money to friends and family is just a few taps away. At Pentagon, we prioritize security and ease-of-use in everything we do. Our robust online banking services empower you with real-time account management while keeping your information safe. Experience the freedom of managing your finances on your terms today!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $76,015,739, reflecting our robust ability to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at Aafes Headquarters Dallas Tx 75236 or call (469) 708-0230 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident as we proudly report a net income of $0. This positions us well to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is also reflected in our lending capacity; with $194,968 in used auto loans and $26,072,314,016 in total loans and leases, we're dedicated to helping you achieve your dreams.

Solid Financial Health

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used option, we've got competitive financing solutions tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have resources available to support your business ambitions. Our loan products come with options for refinancing and eligibility assessments to ensure that you find the right fit for your unique situation. We pride ourselves on making the lending process straightforward and accessible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward achieving your financial dreams, visit us at Pentagon today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We're here to guide you through the process, whether you're purchasing your first home or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,090,578,789 in loans helping members manage their finances effectively, our credit cards are designed to provide you with financial flexibility when you need it most.

Loan Aggregator

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