Penfed Credit Union

Nestled in the vibrant San Antonio community, the Pentagon Credit Union branch at 22151 Bulverde Rd is your trusted financial partner dedicated to helping you achieve your goals. Open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays until 1:00 PM, this location offers convenient ATM and cash withdrawal services that keep your money accessible when you need it most. Whether you’re looking to finance a new vehicle with some of the best auto loans or exploring competitive mortgage loans and refinancing options, the expert team at Pentagon is here to guide you every step of the way.
With over 2.8 million members and assets exceeding $32 billion, Pentagon delivers a comprehensive range of personal banking solutions including top-tier checking and savings accounts, credit cards with rewarding perks, personal loans, debt consolidation services, plus business banking designed to support local entrepreneurs. Enjoy seamless online and mobile banking access that puts control of your finances right at your fingertips.
Visit the Pentagon Credit Union branch at 22151 Bulverde Rd in San Antonio or call 762-888-5900 today to experience personalized service and discover how our signature auto loans and mortgage programs can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted credit union located at 22151 Bulverde Rd, San Antonio, TX 78259. Since our establishment in 1935, we have been dedicated to serving our community with reliable financial solutions and personalized service. With over 2.8 million members and a robust asset base of $32.7 billion, we pride ourselves on being a cornerstone of support for individuals and families in the area. At Pentagon, we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. With total deposits exceeding $1 billion and an impressive loan portfolio of 1,531,327 loans, we stand ready to help you achieve your financial goals. Our commitment goes beyond numbers; it reflects our dedication to enhancing the lives of our members. Led by CEO James Schenck and Board President Edward Cody, our team of nearly 2,880 employees is here to ensure you receive the highest level of service. Whether you need assistance or have questions about your account, feel free to reach out to us at 762-888-5900. While members can visit us at our branch location, official correspondence should be sent to 22151 Bulverde Rd., San Antonio, TX 78259. We invite you to explore our website at penfed.org for more information about our offerings and how we can assist you today. Join us as we continue to build a brighter financial future together!

Branch History & Mission

Join Us Today!

With total assets reaching $32,713,549,837, we have the resources and expertise needed to help you succeed financially. At Pentagon, you're not just another account; you're part of our family. We invite you to join us and experience firsthand the benefits of being a member of our vibrant community-focused credit union. For any inquiries or assistance, feel free to reach out at (762) 888-5900. Let's embark on this journey together!

Modern Banking for Everyone

As times change, so do we. Our branch offers modern conveniences like online banking, mobile payments, and e-statements, making managing your finances easier than ever before. We prioritize ADA compliance and customer-centric initiatives because every member deserves an inclusive experience when interacting with us. While members can visit us at 22151 Bulverde Rd San Antonio Tx 78259, official correspondence should be sent to 22151 Bulverde Rd., San Antonio, TX 78259. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. We also offer ATM services for quick cash withdrawals whenever you need them.

Our Mission

At the heart of Pentagon lies our mission: to empower our members through financial education and personalized service while contributing positively to the community. We believe that everyone deserves access to quality financial services, and we strive to make those services available to all. From personal loans and credit cards with rewards to business banking solutions, we are dedicated to helping our members achieve their financial goals. We are also committed to supporting local initiatives that foster growth and well-being in San Antonio. Through partnerships with local organizations and outreach programs, we engage with the community on various levels, ensuring that we are not just a bank but a vital part of the fabric of this city.

Branch Location & Accessibility

Welcome to the Pentagon branch of your trusted credit union, conveniently located at 22151 Bulverde Rd in beautiful San Antonio, Texas. Nestled in Bexar County, our branch is easily accessible for all your banking needs. Whether you're a long-time member or new to our community, we're here to provide you with friendly service and support right in your neighborhood. Our branch is situated near popular landmarks, making it a breeze to find us. If you're out shopping or enjoying a day out, stop by and see us! We are proud to offer ample parking for our members, along with features that ensure everyone can access our services comfortably. Our location is ADA compliant, featuring ramps and other accessibility options to welcome all visitors. We understand that convenience matters. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking, auto loans, or anything else we offer, our dedicated staff is here during these hours to help you make the most of your banking experience. While members can visit us at 22151 Bulverde Rd, official correspondence should be sent to the same address. For quick access to cash, our ATM services are available for your convenience. Unfortunately, we do not have drive-thru banking at this location; however, our team is ready to assist you inside the branch. We invite you to drop by or give us a call at (762) 888-5900. Our knowledgeable staff is eager to answer any questions you might have and help you navigate our wide range of financial services designed just for you. Come experience the difference at Pentagon!

Member Eligibility

At Pentagon, becoming a member is like joining a family that truly cares about your financial well-being. Whether you're looking to open a checking account, secure a loan, or simply enjoy the benefits of being part of a supportive community, there's a place for you here. To qualify for membership, you'll need to meet certain criteria. Generally, residents of the local area, employees of select organizations, and their families are welcome to join. This inclusive approach means that many people can enjoy our range of services tailored just for them. For the most current eligibility details, feel free to check out this resource. Opening an account is simple and straightforward! Just visit us at our branch located at 22151 Bulverde Rd San Antonio Tx 78259 or give us a call at (762) 888-5900. Our friendly team is ready to guide you through the process and answer any questions you may have. Join us today and experience the numerous advantages of being part of Pentagon!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make it easy for you to manage payments. Picture this: accepting credit cards and mobile payments seamlessly at your store. Our merchant solutions help streamline transactions, allowing you to focus on what matters most growing your business. Visit us at 22151 Bulverde Rd San Antonio Tx 78259 in San Antonio, TX or call us at (762) 888-5900 to discover how we can support your business today!

Comprehensive List Of Services

Business Banking Services

We also recognize the importance of supporting local businesses. Our Business Banking services include Merchant Services & Business Loans, allowing entrepreneurs like yourself to thrive in today's competitive landscape. We know that managing cash flow is crucial for business success, and we're here to help.

Come Visit Us!

We invite you to explore all these services and more at Pentagon. Our dedicated team is available Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM at 22151 Bulverde Rd San Antonio Tx 78259 in San Antonio. If you have questions or need personalized assistance, don't hesitate to give us a call at (762) 888-5900. Your financial journey starts here let us help guide you along the way!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that let you manage your finances from anywhere at any time. Whether it's checking your balance, transferring funds between accounts, or paying bills, everything is just a few taps away on your smartphone or computer. And let's not forget about our ATM & Cash Withdrawal Services, providing easy access to your funds when you need them most. Basic ATM access allows you to withdraw cash or check balances without any hassle.

Personal Banking Solutions

Starting with personal banking, we offer various Checking & Savings Accounts that cater to different lifestyles and saving goals. Whether you're looking for a simple checking account for everyday expenses or a high-yield savings account to grow your money, we've got you covered. Imagine having the peace of mind knowing your finances are secure while you focus on what matters most. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing can make the car-buying process smoother. With competitive rates and flexible terms, you can drive off in your new car without breaking the bank. Additionally, should you need assistance with home financing, our Mortgage Loans & Refinancing options provide tailored solutions for first-time homebuyers or those looking to refinance their existing mortgages.

Support for Personal Needs

For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services can provide the relief and flexibility you need. You can consolidate multiple debts into one manageable payment, freeing up your budget for other priorities. Additionally, if you're looking to earn rewards on your everyday purchases, check out our Credit Cards with Rewards. They not only offer great benefits but also fit seamlessly into your lifestyle.

Digital & Online Banking

Key Features for Your Convenience

Our electronic signature authorization makes it easy for you to handle transactions securely without the hassle of printing or mailing documents. Plus, with e-statements available, you can go paperless and keep track of your finances in an eco-friendly way. For those on-the-go moments, our mobile application allows you to manage your accounts right from your smartphone. Make person-to-person transfers effortlessly with just a few taps whether you're splitting dinner bills or sending money to family and friends. And if you love using mobile payments, you're in luck! We support this feature too, making it simple for you to pay for purchases directly from your device.

Safe and User-Friendly Experience

We prioritize your security while ensuring that our digital banking tools are user-friendly. Our platform is designed so that even those who may not be tech-savvy can navigate it with ease. With real-time account management, you'll have peace of mind knowing exactly where your money is at all times. With all these features combined, banking at Pentagon is not only easier but also safer than ever before. Experience the freedom of managing your finances from the comfort of home or wherever life takes you!

Financial Strength

Commitment to Growth

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $194,968 in used auto loans and $26,072,314,016 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts stand strong at 4,116,497, showing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 22151 Bulverde Rd San Antonio Tx 78259 or call (762) 888-5900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we've got options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. Whether you're looking for funds to start a new venture or invest in existing operations, we are here to support your business journey. At Pentagon, we're committed to making financing accessible and straightforward for everyone. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to ask our knowledgeable staff for assistance. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. This option allows you to cover unexpected costs while enjoying the benefits of rewards and low-interest rates.

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