Penfed Credit Union

Nestled in the San Antonio community, the Pentagon Credit Union branch at 19500 Bulverde Rd offers essential ATM services and basic shared branch transactions designed for partner credit union members. Open Monday through Friday from 5:00 AM to 10:30 PM, this location provides convenient access to deposits and withdrawals, making everyday banking simple and efficient—even without an on-site ATM or drive-thru. Whether you’re managing your daily finances or seeking reliable support from a trusted credit union with over 2.8 million members and $32 billion in assets, Pentagon is here for you.
While this branch focuses on streamlined transactional services, Pentagon’s signature benefits extend beyond, featuring some of the best auto loans and competitive mortgage rates tailored to help you achieve your financial goals. Take advantage of these offerings through their robust online platforms or by connecting with Pentagon’s expert team.
Visit the Pentagon Credit Union branch at 19500 Bulverde Rd or call 800-247-5626 today to experience convenient shared branch transactions and discover how our trusted auto loans and mortgage solutions can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted financial partner located at 19500 Bulverde Rd, San Antonio, TX 78259. Since our establishment in 1935, we have dedicated ourselves to serving our community with integrity and care. With over 2.8 million members, we pride ourselves on offering a welcoming environment where everyone feels valued. At Pentagon, we understand that your financial needs are unique. That's why we provide a range of services tailored to meet those needs, including loans, deposits, and financial advice. As of now, our total assets stand at an impressive $32.7 billion, and our total deposits amount to $1.04 billion. We believe in building strong relationships with our members, ensuring you receive the best possible service and support. Under the leadership of CEO James Schenck and Board President Edward Cody, our team of nearly 2,880 employees is committed to helping you navigate your financial journey. Whether you're looking to secure a loan or need assistance with your accounts, we're here for you every step of the way. While you can visit us directly at our branch location for all your banking needs, official correspondence should be sent to the same address: 19500 Bulverde Rd, San Antonio, TX 78259. Ready to take the next step? Give us a call at 800-247-5626 or explore more about us on our website PenFed.org. We look forward to serving you!

Branch History & Mission

Pentagon has a rich history that dates back to its opening in 1935, right here in the heart of San Antonio, Texas. Over the years, we have grown from a small financial institution into a trusted partner for our community, now serving over 2.8 million members and managing assets totaling more than $32.7 billion. Our branch is located at 19500 Bulverde Rd, easily accessible for all residents and businesses in the area. Our mission is simple yet powerful: to provide exceptional financial services while uplifting the community we serve. We believe that everyone deserves access to quality banking options that can help them achieve their dreams. Whether you are looking to buy your first home, secure an auto loan, or simply manage your daily finances, Pentagon is here to support you every step of the way. In addition to our commitment to service excellence, we prioritize community involvement. We actively engage in outreach programs that support local initiatives and partnerships aimed at making a difference in people's lives. Our goal is not just about numbers; it's about building lasting relationships within our community. While members can visit us at 19500 Bulverde Rd for their banking needs, official correspondence should be sent to our mailing address: 19500 Bulverde Rd, San Antonio, TX 78259. Our operating hours are Monday through Friday from 5:00 AM to 10:30 PM, allowing you flexibility when managing your finances. At Pentagon, we embrace technology to enhance member experiences. Our digital banking options include online banking and mobile payments, ensuring you can manage your accounts anytime, anywhere. We also maintain compliance with ADA standards so everyone can benefit from our services. As we look forward to the future, we invite you to join us on this journey. Experience firsthand what it means to be a part of Pentagon where your financial success is our priority. Explore the benefits of membership and let us help you reach your goals today! For any inquiries or assistance, feel free to call us at 800-247-5626.

Branch Location & Accessibility

Convenient Banking Hours

We understand that life can be busy, so we offer extended hours for your convenience. Our lobby is open Monday through Friday from 5:00 AM to 10:30 PM. This means you can stop by early in the morning or later in the evening to take care of your banking without feeling rushed.

Easy Access and Parking

At our Pentagon branch, we prioritize accessibility for everyone. Our facility is designed with ADA-compliant features, including ramps for easy entry. Ample parking space ensures that you can park with ease when you visit us. While members can visit us at 19500 Bulverde Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out to us at 800-247-5626.

Services Tailored for You

Our Pentagon branch may not have an ATM on-site or drive-thru service, but we provide essential services such as basic shared branch transactions for deposits and withdrawals for partner credit union members. With shared service center availability, you can access a range of financial services right here. Come visit us today at the Pentagon branch! We're here to help you with all your financial needs and look forward to welcoming you into our community.

Member Eligibility

Becoming a member of Pentagon is like stepping into a welcoming community where you can truly feel at home. At our branch located at 19500 Bulverde Rd San Antonio Tx 78259, we invite individuals who share a common bond with our credit union to join us. This includes active and retired members of the military, their families, and those who live or work in specific communities. The best part? The eligibility process is straightforward and designed to make you feel included from day one. You can learn more about the specific criteria by visiting our eligibility page. Once you confirm your eligibility, opening an account is a breeze! Just reach out to us at (800) 247-5626, and our friendly team will guide you through the process, ensuring that you have all the support you need as you embark on this exciting journey with Pentagon. As a member, you'll gain access to a range of financial products tailored just for you, helping you achieve your goals with confidence. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. Imagine turning your vision into reality with the right financial backing. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your customers. Picture this: a local café using our payment solutions to accept credit cards quickly and easily, enhancing customer satisfaction while boosting sales. Our services empower businesses like yours to focus on what truly matters growing your brand and serving your community. Visit us at 19500 Bulverde Rd San Antonio Tx 78259 or call us at (800) 247-5626 to explore how our business banking services can help you achieve your goals.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our digital banking features, making it easier for you to manage your accounts from anywhere. With online banking, mobile payments, and a user-friendly mobile application, accessing your accounts is just a few clicks away. You can check balances, transfer funds, or pay bills all from the comfort of your own home or while on the go.

Everyday Banking Needs

One of the key features we offer is ATM Services Only. This allows our members to access their funds easily and efficiently, no matter where they are. Imagine needing cash for a spontaneous outing or an unexpected expense our ATMs are here to help you get what you need without hassle. For those who are members of partner credit unions, we provide Basic Shared Branch Transactions, which include deposits and withdrawals. This means you can enjoy banking flexibility even if you're away from your home branch. Picture yourself traveling for work or visiting family; having the ability to perform these transactions at various locations can save you time and effort.

Join Us Today!

At Pentagon, we believe in providing services that simplify your financial journey. From ATM access to shared branch transactions, we strive to meet your needs every step of the way. If you have questions or want to learn more about how we can assist you, don't hesitate to reach out at (800) 247-5626. We invite you to visit us at 19500 Bulverde Rd San Antonio Tx 78259 in San Antonio, TX and discover how our comprehensive services can help you achieve your financial goals. Let's make your banking experience as smooth and enjoyable as possible!

Digital & Online Banking

Key Features

Our online banking platform ensures that you have everything you need right at your fingertips. You can easily enroll in e-statements, which not only help the environment but also allow you to view your statements securely online whenever you need them. Plus, with our electronic signature authorization, signing documents has never been simpler no more printing or mailing required! If you're always on the go, our mobile application makes banking even more convenient. You can manage your accounts from your smartphone, making it easy to stay on top of your finances wherever life takes you. And for those quick payments among friends or family, our person-to-person transfer feature allows you to send money instantly without any hassle.

Security and Accessibility

Your security is our priority. We use advanced encryption technology to ensure that your personal information remains protected while using our digital services. With user-friendly interfaces and real-time account management, accessing your funds has never been easier or safer. At Pentagon, we believe that banking should adapt to your needs not the other way around. Enjoy the freedom of digital banking with us today!

Financial Strength

Commitment to Innovation

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $194,968 in used auto loans and $26,072,314,016 in total loans and leases that support members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $76,015,739. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 19500 Bulverde Rd San Antonio Tx 78259 or call (800) 247-5626 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to ask us! Our dedicated team is ready to discuss how we can meet your specific needs and make the process as straightforward as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Pentagon, we believe that everyone deserves access to quality financial services tailored to their unique circumstances. Come see us today and find out how we can help you succeed financially!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're interested in a new model or a reliable pre-owned vehicle, we have flexible financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business, and our team is here to assist you in finding the right financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. This option allows for greater freedom in your spending while keeping your budget manageable.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent, allowing users to trust the information they receive.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the rates and terms provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the needs of borrowers. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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