Penfed Credit Union

In the thriving San Antonio community, the Pentagon Credit Union branch at 11988 Alamo Ranch Blvd is your trusted partner for smart financial solutions. Open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays until noon, this convenient location offers essential ATM and cash withdrawal services to keep your funds within easy reach. Whether you’re looking to drive away with one of Pentagon’s best auto loans or secure a low-rate mortgage tailored to your homebuying dreams, the friendly team is here to guide you every step of the way.
With over 2.8 million members and assets exceeding $32 billion, Pentagon delivers a wide range of personal banking options including checking and savings accounts designed for everyday convenience, credit cards packed with rewards, as well as personal loans and debt consolidation to help simplify your finances. Business owners can also benefit from specialized merchant services and business loans crafted to support local growth. Plus, secure online and mobile banking ensures you can manage your money anytime, anywhere.
Visit the Pentagon Credit Union branch at 11988 Alamo Ranch Blvd in San Antonio or call 210-686-5701 today to experience friendly service and discover how our top auto loans and mortgage programs can accelerate your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted financial partner located at 11988 Alamo Ranch, San Antonio, TX 78253. Established in 1935, we have proudly served over 2.8 million members, helping them achieve their financial goals through personalized service and competitive products. With total assets exceeding $32.7 billion and a robust membership base, Pentagon is committed to providing you with the best in banking. At our Alamo Ranch branch, our dedicated team of 2880 employees is here to assist you with a variety of services, including personal banking, auto loans, mortgages, credit cards, and business banking solutions. Our CEO, James Schenck, along with Board President Edward Cody, leads our mission to enhance your financial well-being while fostering community growth. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 11988 Alamo Ranch, San Antonio, TX 78253-7137. We invite you to explore our offerings further by visiting our website at www.penfed.org or giving us a call at 210-686-5701. Join us today and discover how Pentagon can make a difference in your financial journey!

Branch History & Mission

Our Journey

Since its inception, Pentagon has been dedicated to supporting local families and businesses. From humble beginnings, we have continually evolved to meet the needs of our members. Located at 11988 Alamo Rnch San Antonio Tx 78253, just a stone's throw from vibrant community landmarks, our branch is easily accessible to all who seek our services. While you can visit us at this address for in-person assistance, please direct official correspondence to our mailing address: 11988 Alamo Rnch, San Antonio, TX 78253-7137, if it differs. Over the years, we have embraced advancements in technology to provide better banking experiences for our members. Our robust online and mobile banking platforms enable easy access to accounts anytime and anywhere. We prioritize accessibility and compliance with ADA standards, ensuring that everyone can benefit from our services.

Our Mission

At Pentagon, our mission is clear: we aim to empower our members through quality financial services while fostering community support. We believe that by helping individuals achieve their financial goals, we contribute to the overall wellbeing of our neighborhood. Whether it's providing personal banking options such as checking and savings accounts or offering auto loans and mortgage financing, we tailor our services to fit your unique needs. Our commitment extends beyond mere transactions; we actively engage in community outreach programs and partnerships that uplift those around us. We are proud to be a part of San Antonio's growth story and strive to make a meaningful impact every day. We invite you to join us at Pentagon! Experience firsthand how we can help you navigate your financial journey with care and expertise. Visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to Noon or give us a call at (210) 686-5701. Let's build your future together!

Branch Location & Accessibility

Accessibility Features

At the Pentagon branch, we prioritize accessibility for all our members. Our facility complies with ADA standards, ensuring that everyone can navigate comfortably. Ample parking is available right outside the entrance, making it easy for you to stop by.

Nearby Landmarks

Our branch is nestled in a vibrant area, close to local parks and shopping centers. Just a short drive from the popular Alamo Ranch Marketplace, you can easily combine your banking errands with some leisure time.

Operating Hours

We understand that life gets busy, which is why we offer flexible hours! Visit us Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM until noon. We strive to accommodate your schedule as best as we can.

Services Offered

Inside our welcoming branch, you'll find a range of financial services tailored to meet your needs. From checking and savings accounts to various loan options including auto financing and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 11988 Alamo Rnch, official correspondence should be sent to our mailing address at 11988 Alamo Rnch, San Antonio, TX 78253-7137. Ready to take the next step? We invite you to call us at 210-686-5701 or stop by our Pentagon branch today! Our friendly staff looks forward to serving you.

Member Eligibility

Becoming a member of Pentagon is more than just opening an account; it's about joining a welcoming community that genuinely cares for your financial well-being. If you live, work, or attend school in the area surrounding 11988 Alamo Rnch San Antonio Tx 78253, you could be eligible to enjoy all the benefits we offer. Membership is open to individuals who meet certain criteria, making it easy for you to connect with us and access services designed to support your goals. For detailed information on eligibility, feel free to check out our resource at . Opening an account is a straightforward process that welcomes you into a world of financial opportunities. Whether you're looking for savings accounts, auto loans, or credit cards with rewards, Pentagon has something for everyone. If you have questions or want to get started right away, don't hesitate to give us a call at (210) 686-5701. We're here to help!

Business Banking & Commercial Services

At Pentagon, we understand that running a business comes with its own set of challenges and opportunities. That's why we are dedicated to providing tailored solutions that help your business thrive. Our commercial loan offerings can be the key to unlocking your business's potential. Imagine a local coffee shop looking to expand its space. With our member commercial loans, we've funded over $564 for our members, empowering them to grow their operations and serve more customers. Additionally, we support the wider business community with $7 in non-member commercial loans, ensuring flexible financing options are available for everyone. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer essential merchant services designed to simplify transactions and enhance customer experiences. Whether you need point-of-sale solutions or online payment processing, we have tools that can streamline your operations and help you focus on what matters most running your business effectively. Visit us at 11988 Alamo Rnch San Antonio Tx 78253, San Antonio, TX, or call us at (210) 686-5701 to learn how we can partner with you on your journey toward success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options are here to help make that dream a reality. We offer competitive rates and flexible terms that can fit any budget. Picture yourself driving off in your new car with an affordable payment plan tailored just for you.

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. As a small business owner, having reliable banking support is crucial for growth. We're here to partner with you so that you can focus on what matters most running your business.

Convenient Access Anytime

We know that convenience is key in today's fast-paced world. That's why we provide ATM services for quick cash withdrawals and balance checks without any hassle. Our digital banking features ensure that accessing your finances is always at your fingertips. If you're ready to explore all the ways Pentagon can help empower your financial journey, don't hesitate to reach out! Visit us at 11988 Alamo Rnch San Antonio Tx 78253, call us at (210) 686-5701, or check out our website at http://www.penfed.org for more details on how we can serve you better today!

Credit Cards with Rewards

Make every purchase count with our credit cards featuring rewards programs! Whether it's cashback on groceries or points for travel, our credit cards can add value to your everyday spending. Imagine earning rewards just by using a card you already carry in your wallet!

Mortgage Loans & Refinancing

When it comes to buying a home or refinancing your existing mortgage, Pentagon has got you covered. Our mortgage loans come with various options to suit different needs, whether you're a first-time homebuyer or looking to lower your monthly payments. Let us assist you in navigating the home-buying process with confidence.

Personal Banking Solutions

Our personal banking services are designed with you in mind. With options like checking and savings accounts, managing your money has never been easier. Imagine being able to access your funds anytime through our online and mobile banking platforms. This means you can check your balance, transfer money, or pay bills right from your smartphone, making banking as convenient as it should be.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services to help ease financial stress. If you're juggling multiple debts, consolidating them into one manageable loan could simplify your payments and possibly lower your interest rate.

Digital & Online Banking

Key Features

With our mobile application, managing your money on-the-go has never been easier. You can make mobile payments with just a tap of your finger, allowing you to shop securely without the hassle of cash or cards. Plus, person-to-person transfers are simple and quick send money to friends or family in seconds! We take security seriously at Pentagon. Our electronic signature authorization feature allows you to sign documents safely from the comfort of your home, eliminating the need for paper forms. And with e-statements available, you can keep track of your financial activities while helping the environment by going paperless. Our user-friendly interface makes it easy for everyone, whether you're tech-savvy or just getting started with online banking. You can enjoy real-time account management at your fingertips, making budgeting and planning easier than ever. Join us at Pentagon to experience a new way of banking that fits seamlessly into your life!

Financial Strength

Commitment to Growth and Innovation

We have $2,776,578,388 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $194,968 in used auto loans and $26,072,314,016 in total loans and leases.

Growing Member Base

With total share accounts reaching 4,116,497, we have a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $76,015,739 further demonstrate our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 11988 Alamo Rnch San Antonio Tx 78253 or call (210) 686-5701 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are safe with us. Members' funds are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates so you can find a solution that fits your budget.

Credit Lines

For those who need additional financial flexibility, our total credit lines amounting to $11,164,612,349 provide quick access to funds when you need them most. This option is perfect for emergencies or unexpected expenses. If you're considering refinancing any existing loans, we encourage you to explore our refinancing options as well. Our team is here to help you determine eligibility and find the best plan tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Pentagon, we're committed to supporting our community with reliable lending solutions. Visit us today to learn more about how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We guide you through the process step by step, ensuring you understand all your options and can make informed decisions.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,090,578,789 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs to suit your spending habits.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. LendMesh's commitment to accuracy means you can trust that the information presented reflects current market conditions.

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