Vehicle Loans in Gilroy, CA

Looking for the best auto finance rates in Gilroy, CA? Compare offers from local lenders and credit unions to find flexible terms that fit your budget. Whether you’re buying new or used, getting the right loan is easier when you see all your options side by side.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. California Coast has auto loan rates ranging from 3.98% to 7.93% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 6.88% and 8.38% APR, showing no change from both 7 and 30 days ago.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Certified has auto loan rates ranging from 4.09% to 6.49% APR today. Unchanged compared to 7, 30, or 60 days ago.

Provident has auto loan rates ranging from 4.25% to 12.5% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 days ago. No term is listed for this program. Skyla has auto loan rates ranging from 4.25% to 6.5% APR today, which is up from 7 days ago but down from 30 days ago. Recreational loan rates are between 6.75% and 7.75% APR and have gone down compared to 7 days ago. Sandia Laboratory s auto loans with APRs ranging from 4.39% to 6.25% . Unchanged over the past 7, 30, or 60 days.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago. Wescom Central s auto loans with APRs ranging from 4.49% to 5.99% today. These rates are down from 7 and 30 days ago, when they ranged from 5.99% to 7.49% . The 60–and 90–day rates also showed a decrease compared to today. Redwood s auto loans with APRs ranging from 4.49% to 5.99% , which is down from both 7 and 30 days ago. Their other loan rates range from 7.24% to 10.24% , also down compared to 7 days ago.

Partners vehicle loans have an APR range from 4.74% to 7.99% today. Rates are unchanged from 7 and 30 days ago but have gone down compared to 30, 60, and 90 days ago. This applies to their auto loans. Logix has auto loan rates ranging from 4.74% to 6.24% APR, with no change in the past 7 and 30 days. Motorcycle loans are at 9.24% APR, also unchanged over the same periods. Recreational loan rates range from 8.49% to 8.99% APR and have stayed steady compared to 7 and 30 days ago.

🏦 All Local Lenders in Gilroy, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SANTA CLARA COUNTY CREDIT UNION
6915 CAMINO ARROYO GILROY CA 95020
ATM
P2P
E-Statements
E-Signature
Assets: $983,542,662
Deposits: $50,971,186
Net Worth: $94,912,021
Employees: 131
Members: 47,387
CITIZENS EQUITY FIRST CREDIT UNION
681 LEAVESLEY RD GILROY CA 95020
ATM
E-Statements
E-Signature
Assets: $7,768,682,749
Deposits: $357,663,736
Net Worth: $941,559,727
Employees: 1022
Members: 402,409
PREMIER ONE CREDIT UNION
1415 1ST ST STE 101 GILROY CA 95020
ATM
P2P
E-Statements
Assets: $634,039,975
Deposits: $75,396,761
Net Worth: $58,413,959
Employees: 91
Members: 28,646

🏘️ All the Lenders Available in Santa Clara County, CA

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