Premier One Gilroy CA Credit Union | Best Auto Loans & Business Banking

Introduction

At Premier One, we believe in building lasting relationships with our members and the communities we serve. Located at 1415 1St St Ste 101, Gilroy, CA 95020, our branch has been a trusted financial partner since 1968. With a commitment to providing exceptional service and community support, we proudly serve over 28,646 members and manage total assets of $634,039,975. Our dedicated team of 91 employees is here to assist you with all your banking needs from personal accounts to auto loans and business services. Under the leadership of CEO Andrea Brewer and Board President Seamus Moran, we strive to make financial services accessible and beneficial for everyone in Gilroy. While members can visit us at our branch location, official correspondence should be sent to 1415 1ST ST STE 101, GILROY, CA 95020-4870. We invite you to explore our diverse range of products designed to help you achieve your financial goals. With total loans of 17,099, total deposits amounting to $75,396,761, and a robust net worth of $58,413,959, we are well-positioned to support your dreams. Experience the difference with Premier One Credit Union! Reach out to us at (408) 524-4500 or visit our website at premieronecu.org for more information. Join us today and discover how we can help you thrive financially!

Branch History & Mission

Community Focus

Premier One values its partnerships with local organizations and initiatives aimed at improving the lives of those in Gilroy. We actively participate in outreach programs that support education, health services, and economic development within the community. These efforts highlight our dedication not just to banking but also to uplifting those around us. As part of our commitment to convenience, we provide shared service center availability so members can access basic transactions even outside our branch hours. You can reach us at (408) 524-4500 during our operating hours: Monday through Thursday from 10 AM to 5 PM; Friday from 10 AM to 6 PM; and Saturday from 10 AM to 2 PM. Join us at Premier One Credit Union today! Experience firsthand how we blend personalized service with innovative financial solutions tailored just for you. Together, let's build a brighter future for ourselves and our community. Visit us or explore more about becoming a member here.

Our Mission

Our mission is clear: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to reliable banking solutions that empower them to achieve their financial goals. At Premier One, we prioritize member satisfaction and community engagement above all else. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address at 1415 1ST ST STE 101, GILROY, CA 95020-4870. We are committed to embracing modern technology while ensuring ADA compliance for all our facilities. Our digital offerings include online banking and mobile applications that allow members to manage their finances conveniently from anywhere. Additionally, we offer ATM services for easy cash withdrawals and basic transactions.

Branch Location & Accessibility

Accessibility Features

At Premier One, we prioritize accessibility for all members. Our branch is ADA compliant and features ramps for easy access. We also offer ample parking nearby, ensuring a hassle-free visit.

Operating Hours

Our doors are open during convenient hours to fit your busy schedule. Join us Monday through Thursday from 10 AM to 5 PM, Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. Whether you have a quick question or need assistance with your account, we're here for you!

Services Offered

At Premier One, we provide a range of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with ATM availability right at our location and shared service center options for partner credit union members, accessing your funds has never been easier. Don't hesitate to reach out! Give us a call at (408) 524-4500 if you have any questions or need assistance. We invite you to stop by and discover how Premier One can help you achieve your financial goals today!

Member Eligibility

Welcome to the Premier One community, where we believe everyone deserves a chance to thrive financially! Becoming a member of Premier One is an exciting step that opens doors to a world of benefits tailored just for you. If you live or work in the areas we serve, or if you have a family member who is already a member, you're likely eligible to join us! We aim to make membership inclusive and straightforward, so whether you're looking for personal banking solutions or want to take advantage of our competitive loan rates, we're here to support you every step of the way. To get started with your membership at Premier One, simply visit us at our location at 1415 1St St Ste 101 Gilroy Ca 95020 or give us a call at (408) 524-4500. We also encourage you to check out the detailed eligibility requirements on our website at https://www.premieronecu.org/membership.aspx. Ready to open an account? Find all the information you need by visiting https://www.premieronecu.org/loans.aspx. Joining us means joining a caring community focused on your financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment processing is crucial. Our merchant services make it easy for you to accept payments seamlessly. Picture this: a customer walks into your store, picks up a product, and with just a tap of their card, the transaction is complete. This not only enhances customer experience but also boosts your sales potential. By partnering with Premier One, you're not just getting financial products; you're gaining a dedicated ally in your business journey located at 1415 1St St Ste 101 Gilroy Ca 95020, Gilroy, CA. Let us help you thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions through our Business Banking services. Whether it's Merchant Services for accepting payments or Business Loans to grow your enterprise, we're here to help local businesses thrive.

Cash Access and More

Need quick access to cash? Our branch features an ATM for easy withdrawals and balance checks. Additionally, we offer basic shared branch transactions for deposits and withdrawals if you're a member of partner credit unions. At Premier One in Gilroy, we take pride in making banking personal and accessible. If you're ready to explore how we can assist with your financial journey or if you have any questions about our services, don't hesitate to reach out! Call us at 408-524-4500, or visit us during our lobby hours: Monday through Thursday from 10 AM to 5 PM, Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. We're excited to work with you!

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your phone or computer.

Flexible Loan Options

Life can be unpredictable, and sometimes you need extra cash on hand. Our Personal Loans & Debt Consolidation services allow you to manage expenses more comfortably. Plus, with our Credit Cards with Rewards, not only do you get a reliable payment option, but you also earn rewards for your everyday purchases.

Home Financing Made Easy

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance. We guide you through the process, ensuring that you understand each step so that you can make informed decisions.

Personal Banking Solutions

Whether you're just starting out or looking to optimize your savings, our Personal Banking services have you covered. We offer a variety of Checking & Savings Accounts tailored to fit your lifestyle. Need funds for a new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in the vehicle you want without breaking the bank.

Digital & Online Banking

At Premier One, we understand that convenience and security are essential when managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience easier and more secure than ever. With our user-friendly online banking platform, accessible at https://www.premieronecu.org/, you can manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, our 24/7 online banking services ensure you have control at your fingertips. Plus, with the added benefit of e-statements, you can keep track of your transactions without cluttering your mailbox. For those who prefer mobile banking, our dedicated mobile application is available for download. It brings all the functionalities right to your smartphone, allowing you to make mobile payments easily and securely. You can also send money to friends and family with just a few taps using our person-to-person transfer feature. While we currently do not support electronic signature authorization, rest assured that our digital services are designed with robust security measures to protect your personal information. Our commitment to safe banking means you can enjoy peace of mind as you manage your finances online. At Premier One, we strive to provide an accessible and easy-to-use banking experience for all members. Dive into the world of digital banking today and discover how simple managing your finances can be! If you have any questions or need assistance, don't hesitate to reach out at (408) 524-4500.

Financial Strength

Commitment to Growth

We have $38,352,072 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $2,899 in used auto loans and $437,587,699 in total loans and leases supporting your financial goals across various sectors.

Growing Membership Base

With total share accounts reaching 55,216, we show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,151,742. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier One is your trusted partner. Visit us at 1415 1St St Ste 101 Gilroy Ca 95020 or call (408) 524-4500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $107,329,204 in share certificates and $108,048,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $4,091,746, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $58,413,959, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,053,125 in used vehicle loans and $28,183,454 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles that make financing straightforward and accessible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,915,701, make buying or refinancing simple. We believe owning a home should be within reach for everyone. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra support. That's why we also offer flexible terms on unsecured credit card loans, with a total of $19,398,199 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to give you more value for your spending. If you're considering refinancing any existing loans or want to know about eligibility options for our various products, feel free to contact us at (408) 524-4500 or visit us at our branch located at 1415 1St St Ste 101 Gilroy Ca 95020, Gilroy, CA. We are committed to helping our members navigate their financial journeys with confidence. For more information on how we can assist you in reaching your financial goals, please visit our website at Premier One. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Premier One