CITIZENS EQUITY FIRST CREDIT UNION - Gilroy, CA

Welcome to Citizens Equity First at the Gilroy Member Center, your trusted partner in financial well-being since 1937. Located at 681 Leavesley Rd, Gilroy, CA 95020, we are proud to serve our growing community of over 402,000 members with a commitment to personalized service and financial empowerment. At Citizens Equity First, our mission goes beyond just banking; we strive to make a positive impact on the lives of our members. With total assets of $7,768,682,749 and total deposits amounting to $357,663,736, we ensure that your money is secure while providing you with various services tailored to meet your needs. From auto loans and mortgages to personal loans and business banking solutions, we offer a range of products designed to help you achieve your financial goals. Our CEO, Matthew Mamer, along with Board President Joseph Needham, leads a dedicated team of 1,022 employees who are passionate about serving you. We understand that each member has unique needs; that's why we prioritize building lasting relationships based on trust and transparency. While you're welcome to visit us at our branch for any inquiries or services, please note that official correspondence should be sent to the same address: 681 Leavesley Rd, Gilroy, CA 95020. Whether you're looking for assistance with online banking or need guidance on loan options, we're here for you. We invite you to explore what sets us apart from other financial institutions. Join us today and experience the difference that a member-focused credit union can make! For more information or to get started on your journey toward better financial health, give us a call at 669-265-6721 or visit our website at www.cefcu.com.

At Citizens Equity First, we take pride in our rich history and the meaningful impact we've had on our community since our founding in 1937. Established in the vibrant city of Gilroy, California, our branch has grown alongside our members, adapting to their needs while maintaining a commitment to exceptional service. Located at 681 Leavesley Rd, we are easily accessible for anyone looking to improve their financial journey. Over the years, we have welcomed over 402,409 members, each one contributing to the strong community that makes us who we are today. Our total assets now stand at an impressive $7,768,682,749, reflecting our stability and ability to provide robust financial services. Our mission is simple yet powerful: to empower individuals and families by providing accessible financial solutions while fostering a supportive environment that encourages growth and success. Citizens Equity First is not just about banking; it's about building relationships. We believe in investing back into our community through various outreach programs and partnerships that uplift those around us. Whether it's supporting local events or offering educational resources on financial literacy, we are dedicated to making a difference beyond traditional banking services. Our operating hours are designed with your convenience in mind: Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. And if you're ever in need of cash outside these hours, you can find an ATM available right here at our branch. While members can visit us at 681 Leavesley Rd, official correspondence should be sent to 681 Leavesley Rd, Ste. C110. Our team is always ready to assist you with everything from personal banking needs like checking and savings accounts to loans for your next vehicle or home. As we look toward the future, our commitment remains steadfast. We aim not only to provide excellent financial products but also to create an inclusive space where every member feels valued and heard. Join us at Citizens Equity First and experience firsthand how we can help you achieve your financial goals while being part of something greater a thriving community focused on support and empowerment. For more information about becoming a member or learning about our services, visit us online at cefcu.com. Your journey starts here!

At Citizens Equity First, we believe that becoming a member means joining a welcoming community that supports your financial journey. If you're looking to become part of our family at 681 Leavesley Rd, Gilroy, CA 95020, you'll be pleased to know that membership is accessible to many! Generally, anyone who lives, works, or worships in Santa Clara County can apply. Additionally, if you have a family member who is already a member, you can easily join too! We encourage you to check out the detailed eligibility criteria at this link for the most current information. Joining is straightforward once you confirm your eligibility, you can start the account opening process online or by visiting us in person. Our friendly team is here to help every step of the way. If you have questions or need assistance, don't hesitate to give us a call at (669) 265-6721. We're excited to welcome you into our community and help you achieve your financial goals!

At Citizens Equity First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, ensuring your money is secure with us. Our strong financial foundation is evidenced by our impressive net worth of $941,559,727. This significant figure allows us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 1210 showcases our solid capital base, ensuring that we can continue providing loans and competitive savings rates even during uncertain economic times. Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding growth opportunities for your finances. Unlike traditional banks, we prioritize our members; with non-member deposits at $457,598, we focus our resources on benefiting you through better loan rates and exclusive perks. With $927,309,606 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $85,043 in used auto loans and an impressive $5,989,870,538 in total loans and leases. Although our net income currently stands at $0, this reflects a strategic approach towards operational efficiency aimed at enhancing member services. We take pride in having 1,016 full-time employees and 6 part-time employees, ensuring that our branches are always ready to assist you with a knowledgeable team. The strength of Citizens Equity First is further illustrated by our robust member base 776,575 total share accounts demonstrate the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 681 Leavesley Rd Gilroy Ca 95020 or call 669-265-6721 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.