Vehicle Loans in Jefferson City, MO

Searching for the best auto loan rates in Jefferson City, MO? Compare offers from trusted local lenders to find low rates and fast approvals that fit your budget. Whether you’re buying new or used, we make it simple to get the loan you need without the hassle.

Local credit unions and banks in Jefferson City understand our community and offer genuine service you can count on. Start comparing vehicle loan options today to save money and drive away with confidence on your next ride.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Scott credit union’s auto loan rates range from 4.74% to 10.99% APR today. The rate range is up compared to 7 and 60 days ago and also higher than 30 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% .

First Community has vehicle loan rates for Auto loans ranging from 4.99% to 6.99% APR and Recreational loans from 7.04% to 8.5% APR. Unchanged compared to 7 and 30 days ago. Both loan types show stable rates over the past month. Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months.

University has auto loan rates ranging from 5.24% to 8.49% APR and motorcycle loan rates between 11.49% and 13.24% APR. Unchanged compared to 7 and 30 days ago. Both loan types show steady rates over the past month.

🏦 All Local Lenders in Jefferson City, MO

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
PENNTECH EMPLOYEES FEDERAL CREDIT UNION	805 W STADIUM BLVD JEFFERSON CITY MO 65109	⏰ M-W-F 9-12 & 1-5T-T 9-12 EST 📞 8009334873 📠 8149654623	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P	Assets: $11,863,895 Deposits: $972,303 Net Worth: $1,375,334 Employees: 4 Members: 1,319
EMERALD CREDIT ASSOCIATION FEDERAL CREDIT UNION	805 W STADIUM BLVD JEFFERSON CITY MO 65109	⏰ monday- friday emergency on Saturday-Sunday 📞 8008753962 📠 8642239135	ATM Services Only	P2P E-Statements	Assets: $8,942,044 Deposits: $896,600 Net Worth: $788,115 Employees: 4 Members: 1,258
RIVER REGION COMMUNITY FEDERAL CREDIT UNION	3608 W TRUMAN BLVD JEFFERSON CITY MO 65109	⏰ 7:30am to 6:00pm - Drive thru 8:30 am to 4:00pm - lobby 📞 5736354185 📠 5736366036	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $704,757,705 Deposits: $42,204,217 Net Worth: $69,175,579 Employees: 129 Members: 42,451
RIVER REGION COMMUNITY FEDERAL CREDIT UNION	3124 W EDGEWOOD DR JEFFERSON CITY MO 65109	⏰ 8:30-4:30 M-F 📞 5736354185 📠 5736366036	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $704,757,705 Deposits: $42,204,217 Net Worth: $69,175,579 Employees: 129 Members: 42,451
CONSERVATION EMPLOYEES CREDIT UNION	2915 W TRUMAN BLVD JEFFERSON CITY MO 65109	⏰ Monday through Friday 8:00A until 4:30P 📞 5735224000 📠 5735264715	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $166,212,931 Deposits: $23,366,654 Net Worth: $15,737,525 Employees: 18 Members: 9,245
FEDCO CREDIT UNION	701 S COUNTRY CLUB DR JEFFERSON CITY MO 65109	⏰ 8:00 a.m. - 4:30 p.m. (Monday-Thursday) 8:00 a.m. - 3:15 p.m. (Friday) 📞 5738931474 📠 5738931615	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	E-Statements	Assets: $6,349,966 Deposits: $804,154 Net Worth: $723,156 Employees: 0 Members: 395
FEDCO CREDIT UNION	3533 COUNTRY CLUB DR JEFFERSON CITY MO 65109	📞 5736341338 📠 5738931615	ATM Services Only	E-Statements	Assets: $6,349,966 Deposits: $804,154 Net Worth: $723,156 Employees: 0 Members: 395
MISSOURI CREDIT UNION	1815 SOUTHWEST BLVD JEFFERSON CITY MO 65109	⏰ M-F 8:30 - 5:00 Sat 9:00 - 12:00 📞 5738741477 📠 5738741300	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $564,558,139 Deposits: $130,930,082 Net Worth: $57,662,658 Employees: 86 Members: 37,047
MISSOURI CREDIT UNION	3200 W EDGEWOOD DR JEFFERSON CITY MO 65109	⏰ M-F 8:30 - 5:00 📞 5738741477 📠 5738741300	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $564,558,139 Deposits: $130,930,082 Net Worth: $57,662,658 Employees: 86 Members: 37,047
J C FEDERAL EMPLOYEES CREDIT UNION	1804 SOUTHWEST BLVD STE D JEFFERSON CITY MO 65109	⏰ Tuesday and Friday 9:00am to 4:00pm 📞 5736358263	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $3,050,748 Deposits: $650,179 Net Worth: $674,658 Employees: 2 Members: 597
HIGHWAY ALLIANCE CREDIT UNION	2010 WILLIAM ST JEFFERSON CITY MO 65109	⏰ 8:00 - 4:30 M - F Lobby 8:00- 5:00 M - F Drive Thru 📞 5736322848 📠 5736357618	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements	Assets: $26,517,407 Deposits: $941,751 Net Worth: $3,013,257 Employees: 6 Members: 1,659
YOUR BEST CREDIT UNION CREDIT UNION	805 W STADIUM BLVD JEFFERSON CITY MO 65109	📞 5736351281 📠 6158726388	ATM Services Only	P2P E-Statements	Assets: $16,919,320 Deposits: $432,753 Net Worth: $2,434,112 Employees: 4 Members: 1,779
KNOX CO. EMPLOYEES CREDIT UNION	805 W STADIUM BLVD JEFFERSON CITY MO 65109	📞 8659334873 📠 8652154319	ATM Services Only	E-Statements	Assets: $11,992,327 Deposits: $589,145 Net Worth: $1,998,124 Employees: 5 Members: 1,363
PAMCEL COMMUNITY FEDERAL CREDIT UNION	805 W STADIUM BLVD JEFFERSON CITY MO 65109	⏰ 8:00 AM TO 5:00 PM 📞 8008753962 📠 8066889532	ATM Services Only		Assets: $12,565,547 Deposits: $785,864 Net Worth: $2,094,596 Employees: 5 Members: 1,017

🏘️ All the Lenders Available in Cole County, MO

✅OUR LADY OF SNOWS CREDIT UNION

✅RIVER REGION COMMUNITY FEDERAL CREDIT UNION

✅CIVIC CENTRAL CREDIT UNION

✅CONSERVATION EMPLOYEES CREDIT UNION

✅MISSOURI BAPTIST CREDIT UNION

✅MISSOURI CREDIT UNION

✅MISSOURI ELECTRIC COOPERATIVES EMPL CREDIT UNION

✅PENNTECH EMPLOYEES FEDERAL CREDIT UNION

✅EMERALD CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅FEDCO CREDIT UNION

✅J C FEDERAL EMPLOYEES CREDIT UNION

✅HIGHWAY ALLIANCE CREDIT UNION

✅YOUR BEST CREDIT UNION CREDIT UNION

✅KNOX CO EMPLOYEES CREDIT UNION

✅PAMCEL COMMUNITY FEDERAL CREDIT UNION

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