Welcome to missouri-electric-cooperatives-empl, your trusted financial partner since 1975. Located in the heart of Jefferson City, MO, we are dedicated to serving our community with integrity and a member-first approach. Under the leadership of CEO Randy Marks and Board President Kent Brown, we strive to empower our members through accessible financial solutions tailored to their needs. Our commitment to quality service is backed by NCUA insurance, ensuring your deposits are secure since 11/18/1991 0:00.

At missouri-electric-cooperatives-empl, we understand that modern banking requires convenience and flexibility. That's why we offer a comprehensive suite of digital tools designed to enhance your banking experience, including Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization. With a focus on community and financial well-being, our services range from personal banking products like auto loans and credit cards to business banking solutions. Explore more about us at https://www.mececu.com/ or reach out via fax at (573) 635-9781. We look forward to being a part of your financial journey!

At Missouri Electric Cooperatives Employees Credit Union, we understand that your financial needs are diverse and ever-evolving. That’s why we offer a comprehensive suite of services designed to support our members through every stage of life. From personal banking solutions like checking and savings accounts to specialized auto loans and mortgage refinancing, we have the resources you need to manage your everyday banking effectively. Our business banking services, including merchant services and business loans, empower small businesses to thrive in their communities. With our credit cards offering rewards and various personal loan options for debt consolidation, we ensure that you have access to the financial tools that can help you achieve your goals.

In today’s fast-paced world, digital access is essential. That’s why we provide robust online banking capabilities alongside a convenient mobile application that allows you to manage your finances anytime, anywhere. Features like person-to-person transfers, mobile payments, e-statements, and e-signatures streamline your banking experience and make it easier for you to stay on top of your financial responsibilities. Whether you're planning for major life milestones or looking to grow your small business, our user-friendly digital solutions are here to simplify the process. For those interested in becoming members or exploring our offerings further, please visit https://www.mececu.com/become-a-member/ . And if you have questions or need assistance, feel free to reach out at (573) 635-9781; we're here to help!

At missouri-electric-cooperatives-empl, we take pride in being a trusted financial partner for our community, demonstrating our commitment to service excellence and financial integrity. With a strong foundation since our inception in 1975, we currently boast a Total Membership of 13,298 individuals who rely on us for their banking needs. Our robust financial health is reflected in our Total Assets of 326,737,300 and a Net Worth of 36,924,252, showcasing our stability and ability to serve our members effectively.

Transparency is at the core of our operations, and we’re proud to report that our Net Worth Ratio stands impressively at 1,130, which not only reflects our sound financial management but also ensures that we can continue to invest in the services that matter most to you. Our Total Deposits amount to 1,739,436, indicating the trust placed in us by our members, while our Total Loans and Leases reach 9,502, empowering countless individuals and families with the financing they need for their dreams.

We understand the significance of personal relationships in banking, which is why our dedicated team of 20 employees works tirelessly to provide tailored financial solutions. From auto loans, with a volume of 5,484, to credit card offerings totaling , we strive to meet diverse financial needs with personalized service.

Moreover, our responsible borrowing practices are exemplified by Total Borrowings of 17,000,000, ensuring that we maintain healthy lending standards while providing competitive options for all. We believe that everyone deserves access to quality financial services, and as a member-driven institution, we prioritize your well-being above all else.

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today as we work together towards your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.