Highway Alliance Credit Union Jefferson City MO | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Highway Alliance, your trusted financial partner located at 2010 William St, Jefferson City, MO 65109. Since our establishment in 1958, we have been dedicated to serving our community with integrity and care. With a proud membership of 1,659 individuals, we are more than just a credit union; we are a family that supports each other in achieving financial wellness. At Highway Alliance, we take pride in managing assets totaling $26,517,407 and maintaining deposits of $941,751. Our commitment to you goes beyond numbers; it reflects our mission to provide affordable loans and personalized banking services that meet your unique needs. In fact, we currently offer 108,571 loans and leases, making it easier for our members to fund their dreams. Our team is here to assist you every step of the way. Led by CEO Della Lindley and Board President Jerry Kliethermes, our staff of six dedicated employees is ready to help you navigate your financial journey with confidence. Whether you're looking for personal banking options like checking and savings accounts or seeking auto loans and mortgages, we've got you covered. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 2010 William St, Jefferson City, MO 65109. We encourage you to explore our wide range of services through our website at www.hacu4u.com or give us a call at 573-632-2848. Join us at Highway Alliance today and discover how we can help you achieve your financial goals!

Branch History & Mission

Highway Alliance has been a cornerstone of the Jefferson City community since it first opened its doors in 1958. Located at 2010 William St, this branch has grown alongside its members, evolving from a small local credit union into a trusted financial partner for over 1,600 members. With total assets amounting to an impressive $26,517,407, Highway Alliance has established itself as a reliable institution that prioritizes member needs and community support. Our mission is clear: to provide accessible financial services while fostering a strong sense of community. At Highway Alliance, we believe in empowering our members through various offerings, including personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to local businesses by providing merchant services and business loans. While you can visit us at our main office in Jefferson City for all your banking needs, official correspondence can be sent to our mailing address at 2010 William St, Jefferson City, MO 65109. Our friendly staff is available during operating hours from 8:00 AM to 4:30 PM on weekdays. We also offer convenient drive-thru banking services for quick transactions. Over the years, Highway Alliance has focused on modernizing its services to meet the needs of today's members. We offer online and mobile banking options that make managing finances easier than ever. While we currently do not have ATM facilities on-site, our drive-thru service provides essential banking functions such as deposits and withdrawals. Community outreach remains a vital part of our identity. We actively participate in local events and initiatives that uplift the residents of Jefferson City and surrounding areas. Whether it's through financial literacy programs or partnerships with local charities, we are dedicated to making a positive impact. Join us at Highway Alliance and experience the difference that comes from being part of a community-focused credit union. Discover how we can help you achieve your financial goals today! For more information or assistance, feel free to reach out at 573-632-2848 or visit our website at hacu4u.com.

Branch Location & Accessibility

Welcome to Highway Alliance, your friendly neighborhood credit union located at 2010 William St in Jefferson City, MO. Our branch is not just a place to handle your banking needs; it's a welcoming space where community members can come together to achieve their financial goals. Whether you're stopping by for a quick deposit or need guidance on personal loans, our team is here to help! Situated conveniently near local landmarks, you can find us easily within the bustling heart of Cole County. If you're looking for a spot to park, we offer ample parking options right outside our branch, making it easy for you to pop in and out. Plus, we take pride in ensuring that our facilities are accessible for everyone, with features like ADA-compliant ramps. At Highway Alliance, we understand the importance of your time. That's why our lobby hours are designed with your busy schedule in mind; we're open from 8:00 AM to 4:30 PM Monday through Friday. For those who prefer the convenience of drive-thru banking, our drive-thru service is available until 5:00 PM on weekdays perfect for quick transactions without leaving your car. While our main address is 2010 William St, official correspondence should be sent to the same address as well. If you have any questions or need assistance, feel free to give us a call at 573-632-2848. We invite you to visit us today and discover how we can support your financial journey!

Member Eligibility

At Highway Alliance, we believe that everyone deserves a chance to join our warm and welcoming community. Becoming a member is simple and open to those who live, work, or worship in the Jefferson City area. If you're ready to enjoy the benefits of being part of our family, check out the eligibility criteria at this link. We offer a range of services designed just for you, from personal banking options to auto loans and credit cards with rewards. To get started on your membership journey, just give us a call at (573) 632-2848. Our friendly team is here to guide you through the easy account opening process. We can't wait to welcome you into the Highway Alliance community! For more details on how to open an account, feel free to visit us anytime at 2010 William St Jefferson City Mo 65109 or check out our website.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine needing funds to purchase new equipment or expand your operations. With our tailored commercial loan options, you can access the capital necessary to make those dreams a reality.

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services is crucial. At Highway Alliance, we equip businesses with tools to streamline payments and manage transactions efficiently. This means less time worrying about finances and more focus on what truly matters growing your business. For all your business needs, visit us at 2010 William St Jefferson City Mo 65109 in Jefferson City, MO, or call us at (573) 632-2848. Let's work together to build your future!

Comprehensive List Of Services

Additional Services

While we pride ourselves on our banking solutions, we also offer convenient ATM & Cash Withdrawal Services, alongside basic drive-thru banking for deposits and withdrawals. At Highway Alliance, we strive to make every interaction smooth and efficient. With our branch located at 2010 William St Jefferson City Mo 65109, we're just a phone call away at 573-632-2848 if you have any questions or need assistance with our services. We invite you to experience the difference with Highway Alliance. Explore all that we have to offer by visiting us online at hacu4u.com. Your financial journey starts here let's navigate it together!

Business Banking Services

For small business owners, we offer Business Banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals.

Credit Options

Don't forget about our Credit Cards with Rewards! Enjoy cash back on purchases and benefits that reward you for spending on things you already buy. It's a great way to save while enjoying the convenience of credit.

Digital Banking Convenience

In today's fast-paced world, having control over your finances from anywhere is essential. Our Online & Mobile Banking platforms allow you to manage your accounts at your convenience whether it's checking balances, transferring funds, or paying bills on the go. You can also take advantage of person-to-person payment options that make splitting expenses with friends simple and hassle-free.

Personal Banking Options

Our Personal Banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having a place where your funds are not only safe but also easily accessible whenever you need them. Our checking accounts come with features that make everyday transactions simple, while our savings accounts help you grow your money over time. When it comes to financing a new vehicle, look no further than our Auto Loans & Vehicle Financing options. We understand how important reliable transportation is for your daily life. With competitive rates and flexible terms, we make it easy for you to drive off in the car of your dreams. For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide the support you need. We guide you through every step of the process, making it as stress-free as possible. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation solutions can provide quick relief and manageable payments.

Digital & Online Banking

Key Features

Visit us at https://www.hacu4u.com/ to explore the full suite of our online banking services. Whether you want to check your account balance, pay bills, or transfer funds, our user-friendly platform makes it simple. We also offer e-statements, allowing you to keep track of your financial activity without the clutter of paper statements. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that with ease. Plus, if you're always on the go, you'll love our mobile payments feature, which allows you to make quick transactions right from your smartphone.

Security and Accessibility

Your security is our top priority. Although we don't currently offer electronic signature authorization for all transactions, rest assured that our online banking platform uses advanced security measures to protect your information. While we don't have a dedicated mobile application yet, our website is fully optimized for mobile devices. This means you can easily manage your accounts from your phone or tablet without any hassle. At Highway Alliance, we strive to provide accessibility and ease-of-use in all our services. Join us today and experience how our digital banking options can enhance your financial management!

Financial Strength

A Trusted Partner

Total Share and Deposit Accounts stand at 2,688, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Highway Alliance is your trusted partner. Visit us at 2010 William St Jefferson City Mo 65109 or call (573) 632-2848 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $1,824,795 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $78,397 in used auto loans and $15,172,496 in total loans and leases.

Members' Savings Secured

Members' savings are secured through $8,584,610 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $104,146 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $3,013,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,656,794 in used vehicle loans and $3,623,411 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with a reliable vehicle while keeping your budget intact.

Credit Lines

If you need extra flexibility in managing your finances, consider our credit lines totaling $1,650,000. This option allows you to borrow as needed while only paying interest on what you use. For those interested in refinancing or learning about eligibility options for any of our products, we invite you to visit our website at hacu4u.com or check out our eligibility details here. Your financial well-being is our priority at Highway Alliance. Stop by our branch or give us a call today to discover how we can assist you in achieving your financial goals! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently do not have Junior Lien 1-4 Family Residential Properties loans available; however, we are committed to helping you explore other financing options that may fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,393 in loans helping members manage their finances effectively. These cards are perfect for everyday expenses and come with various benefits to enhance your spending power.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps users navigate their options with confidence. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers, allowing users to trust that they are receiving accurate information. One of the key advantages of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect the best options available. Real-time rate comparisons are another significant benefit. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HIGHWAY ALLIANCE CREDIT UNION