Introduction
Welcome to J C Federal Employees, your trusted partner in financial well-being since 1950! Located at 1804 Southwest Blvd Ste D, Jefferson City, MO 65109, we have proudly served our community for over seven decades. With a strong commitment to our members, we currently support 597 individuals and families, helping them achieve their financial goals through personalized service and innovative banking solutions. At J C Federal Employees, we understand that every member's needs are unique. That's why we offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and even credit cards with rewards. Our dedicated team is here to help you navigate your financial journey with ease. As of now, our total assets stand at an impressive $3,050,748, and we have successfully issued 258 loans to empower our members. We are proud to hold total deposits of $650,179 and maintain a net worth of $674,658, reflecting our stability and dedication to sound financial practices. Our cash reserves of $271 ensure that we can meet your needs promptly and effectively. While members can visit us at our branch location mentioned above, official correspondence should be sent to PO Box 1003, Jefferson City, MO 65101-3441. If you have any questions or need assistance, feel free to reach out at 573-635-8263 during our lobby hours on Tuesday and Friday from 9:00 AM to 4:00 PM. Under the leadership of CEO Kimmey Lee and Board President Mike Bish, our small but dedicated team of just two employees strives to provide you with exceptional service in a welcoming environment. We're not just about numbers; we're about people. Your success is our mission! Ready to take the next step? Visit us today or give us a call we're here to help you thrive financially!
Branch History & Mission
At J C Federal Employees, we take pride in our rich history and unwavering mission to serve the community of Jefferson City, Missouri. Established in 1950, our branch has been a cornerstone of financial support for over seven decades. Located at 1804 Southwest Blvd Ste D, Jefferson City, MO 65109, we are easily accessible for all our members. While you can visit us at this location, please direct any official correspondence to our mailing address: PO Box 1003, Jefferson City, MO 65101-3441. Since our inception, we have grown significantly and now proudly serve a total membership of 597. Our commitment to providing quality financial services is reflected in our total assets of ${3050748}. We understand that the needs of our members evolve over time, and we continuously strive to meet those needs with a range of offerings including personal banking accounts, auto loans, mortgage loans, and business banking solutions. Our mission is simple yet profound: to enhance the financial well-being of our members while making a positive impact in our community. We believe that banking should be more than just transactions; it should empower individuals and families to achieve their goals. This commitment drives us to provide exceptional service that goes beyond numbers it's about building lasting relationships within our community. As we've grown, so too have our services. Although we currently do not offer ATM access or drive-thru banking facilities, we remain dedicated to ensuring that every interaction with us is meaningful. Our lobby hours are open on Tuesdays and Fridays from 9:00 AM to 4:00 PM, allowing us to connect personally with our members during these times. In addition to offering traditional banking services, J C Federal Employees is committed to community outreach. We actively seek partnerships with local organizations and engage in initiatives that support the well-being of Jefferson City residents. It's not just about helping you manage your finances; it's about being a part of your journey. As we look toward the future, we invite you to join us at J C Federal Employees. Experience firsthand how we can help you navigate your financial path while making a difference in our community together. Your journey starts here! For any inquiries or assistance, feel free to reach out at 573-635-8263 we're here for you!
Branch Location & Accessibility
Welcome to J C Federal Employees! Conveniently located at 1804 Southwest Blvd Ste D Jefferson City Mo 65109 in the heart of Jefferson City, Missouri, our branch is designed to meet your banking needs with ease and comfort. Whether you're stopping by for personal banking services or looking for assistance with loans and financing, we are here to help. While visiting us at 1804 Southwest Blvd Ste D Jefferson City Mo 65109, you'll find that we're nestled near local landmarks, making it easy to include your banking errands in your daily routine. Our location is accessible, featuring ADA-compliant entryways and ample parking for your convenience. Our friendly team is available during our lobby hours on Tuesday and Friday from 9:00 AM to 4:00 PM. We understand that life can get busy, so we strive to offer services that fit your schedule. If you need to reach out to us, feel free to give us a call at (573) 635-8263. At J C Federal Employees, we take pride in offering a range of financial services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Please note that while we do not have ATM facilities or drive-thru banking at this branch, our staff is ready to assist you with all transactions inside the lobby. For official correspondence, please send any mail to our mailing address: PO Box 1003, Jefferson City, MO 65101-3441. We look forward to welcoming you soon and helping you achieve your financial goals!
Member Eligibility
At J C Federal Employees, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to become part of our community, you'll be pleased to know that eligibility is open to individuals who live, work, or worship in the Jefferson City area. We welcome those associated with federal employment and their families, making it easy for you to join us at our branch located at 1804 Southwest Blvd Ste D Jefferson City Mo 65109. By becoming a member, you gain access to an array of financial services tailored just for you, whether it's checking accounts, auto loans, or even mortgages. The process of opening an account is straightforward and designed with you in mind. You can find all the details about membership eligibility on our website, which is a great resource for understanding what's needed to get started. If you have any questions or need assistance, don't hesitate to call us at (573) 635-8263. We're excited to welcome you into our community and help you achieve your financial goals!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Beyond loans, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments easily from your customers whether in-person or online making transactions smoother and enhancing customer satisfaction. Our services ensure you can focus on what matters most: growing your business. Located at 1804 Southwest Blvd Ste D Jefferson City Mo 65109 in Jefferson City, MO, we're here to help you navigate the financial landscape with tailored solutions that fit your unique needs. Reach out to us at (573) 635-8263 during our lobby hours on Tuesday and Friday from 9:00 AM to 4:00 PM, and let's discuss how we can assist your business today!
Comprehensive List Of Services
Business Banking Solutions
Entrepreneurs and small business owners can benefit from our Business Banking services, including Merchant Services & Business Loans. Whether you need assistance managing transactions or funding for expansion, we understand the challenges of running a business and are here to support you every step of the way.
Digital Banking Features
In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. Easily access your accounts from anywhere, manage transactions on-the-go, and stay updated with real-time notifications all designed to simplify your banking experience. While we currently do not have ATM facilities at our branch location or drive-thru services, our focus remains on providing personalized assistance during lobby hours Tuesday and Friday from 9:00 AM to 4:00 PM. If you're ready to explore how these services can benefit you or if you have any questions about what we offer, don't hesitate to reach out! Call us at (573) 635-8263 today, and let's work together toward achieving your financial goals. At J C Federal Employees, we're here for you every step of the way!
Personal Banking Services
For individuals seeking reliable personal banking solutions, we offer Checking & Savings Accounts that cater to various lifestyles. Imagine effortlessly managing your funds with accounts that fit your needs while enjoying the peace of mind that comes from knowing your money is safe with us. When it comes to financing big purchases like a car or home, our Auto Loans & Vehicle Financing options make it easy for you to get behind the wheel of your dream vehicle. We understand that every member's journey is unique, which is why we also provide Mortgage Loans & Refinancing tailored to help you achieve homeownership or improve your current mortgage terms. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services offer flexible solutions designed with you in mind. And if you're looking for a way to earn rewards while spending, our Credit Cards with Rewards can add value to your everyday purchases.
Digital & Online Banking
Accessibility and Ease of Use
With the ability to manage your finances in real-time, we make it simple to keep track of your spending and savings. While person-to-person transfers aren't an option right now, we encourage you to reach out to our team for any assistance or questions regarding your accounts. At J C Federal Employees, we believe that banking should be straightforward and accessible for everyone. We are committed to enhancing our digital offerings in the future so that you can enjoy even more convenience in managing your finances. For more information about our services or to explore how we can assist you better or give us a call at (573) 635-8263.
Key Features
While may not currently offer mobile payments or a dedicated mobile application, you can still enjoy the benefits of traditional online banking. Our platform provides essential services like checking your account balance, viewing transactions, and transferring funds between accounts all from the comfort of your home or on the go. Though electronic signatures and e-statements are not available at this time, we prioritize security in all our operations. Your personal information is kept safe with robust protection measures. Even without 24/7 online banking services, our staff is here to assist you during regular lobby hours on Tuesday and Friday.
Financial Strength
Dedicated Team Ready to Assist
We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 597, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, J C Federal Employees is your trusted partner. Visit us at 1804 Southwest Blvd Ste D Jefferson City Mo 65109 or call (573) 635-8263 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Reinvestment for Growth
With $537,200 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to continuous improvement means that your experience with us will always be evolving positively.
Solid Financial Health
With a net worth of $674,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 22.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Supportive Lending Capacity
With $104 in used auto loans and $2,154,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $539, which enables us to continue offering competitive loan rates and solid financial products for our members.
Loan Offering
At J C Federal Employees, we understand that financing can be a significant step in reaching your goals. That's why we offer a range of loan products designed to meet the diverse needs of our members in Jefferson City, MO. Whether you're looking to purchase a vehicle, buy a home, or manage your finances better, we have options for you. With over 258 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, offering some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have already facilitated over $1,344,584 in used vehicle loans and $546,177 in new vehicle loans, helping many members get on the road with confidence. For those considering homeownership, our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to stay tuned for future offerings that might suit your needs. If you're interested in managing your day-to-day expenses or making purchases without immediate cash on hand, we also provide flexible terms on unsecured credit card loans. However, currently there are no unsecured credit card loans available at this time. Our total credit lines amount to $300,000, providing additional financial flexibility for those who qualify. We encourage potential borrowers to explore eligibility options and consider refinancing opportunities that may be available as part of our services. For personalized assistance or more information about our loan offerings at J C Federal Employees, feel free to reach out to us at 573-635-8263 or visit us at our branch located at 1804 Southwest Blvd Ste D, Jefferson City, MO 65109 during lobby hours on Tuesdays and Fridays from 9:00 AM to 4:00 PM. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with ease!
Loan Aggregator
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers that reflect current market conditions.
