RIVER REGION COMMUNITY FEDERAL CREDIT UNION

Welcome to River Region Community, your trusted financial partner located at 3124 W Edgewood Dr, Jefferson City, MO 65109. Established in 1954, we have proudly served our community for decades, building lasting relationships with our 42,451 members. At River Region Community, we understand that banking is more than just numbers; it's about supporting you and your goals. With total assets of over $704 million, our strength lies not only in our resources but also in the dedication of our team. Under the leadership of CEO Richard Nichols and Board President Kevin Robinson, our branch has grown to include a committed staff of 129 employees ready to assist you with a range of services from personal banking to business loans. Our financial offerings are designed with you in mind. We provide various options including auto loans, mortgage solutions, and credit cards with rewards. With total deposits exceeding $42 million and robust member business loan balances at $75 million, we are well-equipped to meet your financial needs while ensuring your money is safe and secure. While members can visit us at our main location, official correspondence should be sent to the same address: 3124 W Edgewood Dr, Jefferson City, MO 65109. Whether you're looking for basic banking services or seeking advice on how to manage your finances better, we invite you to reach out by calling us at 573-635-4185. Join us on this journey toward financial wellness visit our website at www.rrcu.org for more information or stop by our branch today!

At River Region Community, our story began in 1954 when we opened our doors to serve the Jefferson City community. Located at 3124 W Edgewood Dr, Jefferson City, MO 65109, we have been a steadfast financial partner for generations. Over the years, we have witnessed tremendous growth and change, evolving from a small credit union into a vibrant institution with over 42,000 members and total assets reaching an impressive $704,757,705. Our mission is simple yet profound: to empower our members by providing accessible financial services while fostering a sense of community and support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a first car, purchasing a home, or starting a business. Our commitment goes beyond just banking; we aim to enhance the lives of those in our community through educational programs and outreach initiatives. As technology has advanced, so have we. Today, River Region Community offers modern conveniences such as online banking and mobile payments alongside traditional services like ATM access and drive-thru banking. Our operating hours are designed to accommodate busy schedules, with our lobby open Monday through Friday from 8:30 AM to 4:30 PM. While members can visit us at 3124 W Edgewood Dr Jefferson City Mo 65109, official correspondence should be sent to 3124 W Edgewood Dr, Jefferson City, MO 65109. We invite you to explore what makes River Region Community special. From personal banking options such as checking and savings accounts to loans and credit card offerings, we are dedicated to meeting your needs with exceptional service. Our journey is marked not just by numbers but by the relationships we've built within Jefferson City and beyond. We actively engage in partnerships with local organizations and participate in community events that uplift our neighborhoods. Join us at River Region Community and experience firsthand the benefits of being part of a caring financial family. Your journey toward financial wellness starts here! For more information or to become a member today, call us at (573) 635-4185 or visit our website at www.rrcu.org.

At River Region Community, we believe that becoming a member means joining a welcoming community where you can thrive financially. If you're interested in membership, you'll be pleased to know that it's open to a wide range of individuals. Typically, eligibility includes anyone who lives, works, worships, or attends school in our local area. We want to ensure that everyone feels included and supported, so if you have any questions about your specific situation, don't hesitate to reach out! You can find more detailed information about the eligibility criteria by visiting our website at https://rrcu.ecutechnology.com/membership/agreements . Getting started is easy! Simply visit us at 3124 W Edgewood Dr Jefferson City Mo 65109 or give us a call at (573) 635-4185 to learn about opening an account. We're here to guide you every step of the way and help you enjoy all the benefits of being part of our credit union family. Whether it's better rates on loans or personalized service tailored just for you, joining River Region Community is a great choice for your financial journey. For more information on how to open an account, check out https://www.rrcu.org/scholarship-applications .

At River Region Community, we understand that every business has unique needs and aspirations. Whether you are a startup or an established company, having the right financial partner can make all the difference. Imagine your business growing, expanding into new markets, or upgrading equipment with ease. Our commercial loan options are designed to help you achieve these goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $65,974,731, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing. Picture a busy day at your café where customers can effortlessly pay with their cards or mobile wallets. Our merchant solutions ensure that transactions are smooth and secure, allowing you to focus on what matters most growing your business. Ready to take your business to the next level? Visit us at 3124 W Edgewood Dr Jefferson City Mo 65109 in Jefferson City, MO, or call us at (573) 635-4185 to learn more about how we can support your journey.

At River Region Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to present our financial strength, which reflects our commitment to serving you better. With a net worth of $69,175,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 982% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $249,259,759 in share certificates and $67,461,130 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,130,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,732,405 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $59,118 in used auto loans and an impressive $526,498,563 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $448,479. Total Share Accounts: 87,813, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, River Region Community is your trusted partner. Visit us at 3124 W Edgewood Dr Jefferson City Mo 65109 or call 573-635-4185 to learn more about how we can help you achieve your financial goals.