River Region Community Credit Union Jefferson City MO | Top Auto Loans & Business Banking

Introduction

Welcome to River Region Community at our Jefferson City West Branch, located at 3608 W Truman Blvd, Jefferson City, MO 65109. Established in 1954, we have proudly served the community for nearly seven decades, building a reputation based on trust and commitment to our members' financial well-being. With a strong membership of over 42,451 individuals and total assets reaching an impressive $704,757,705, we are dedicated to providing exceptional financial services tailored to your needs. At River Region Community, we understand that every member's journey is unique. Our offerings range from personal banking solutions like checking and savings accounts to various loan products including auto financing and mortgages. As of now, we hold $42,204,217 in deposits and have facilitated a total of 98,209 loans and leases, ensuring that we meet the diverse financial requirements of our community. While members can visit us at our branch location, official correspondence should be sent to the same address: 3608 W Truman Blvd, Jefferson City, MO 65109-0535. Our friendly team of 129 employees, led by CEO Richard Nichols and Board President Kevin Robinson, is here to assist you with any questions or financial needs you may have. We invite you to reach out to us at 573-635-4185 or explore our website at rrcu.org for more information on how we can support your financial journey. Whether you're looking for advice on loans or simply want to learn more about our services, we're here for you every step of the way!

Branch History & Mission

Join Us

As we continue to grow and adapt in this ever-changing world, we invite you to become part of our family here at River Region Community. Experience firsthand how we can help you achieve your financial goals while contributing positively to Jefferson City. Feel free to reach out at 573-635-4185 or visit us online at www.rrcu.org for more information about membership and services. Together, let's build a brighter future!

Our Mission

At River Region Community, our mission is clear: to enhance the financial well-being of our members while fostering community development. We believe that financial empowerment leads to stronger communities. That's why we offer personalized services tailored to meet the unique needs of each member. Whether it's through providing low-interest loans or offering online banking options for convenience, we strive to make every interaction meaningful. In addition to traditional banking services, we actively engage with local organizations and initiatives that uplift Jefferson City. Our partnerships help us give back through various outreach programs aimed at education and economic growth within the community. While you can visit us at 3608 W Truman Blvd, official correspondence should be directed to 3608 W Truman Blvd, Jefferson City, MO 65109-0535 if needed. We're proud to offer amenities like drive-thru banking and ATM availability for added convenience during your busy day. We also understand the importance of accessibility; that's why we've implemented ADA-compliant features at our branch so everyone can receive the support they need without barriers.

Branch Location & Accessibility

Accessibility and Parking

Our location offers ample parking, making it easy for you to stop by without any hassle. We are committed to accessibility, featuring ADA-compliant entrances and ramps so everyone can enjoy our services comfortably. Whether you're visiting during the week or on a busy Saturday, we strive to accommodate all our members' needs.

Call to Action

Ready to experience friendly service and convenient banking? Feel free to give us a call at 573-635-4185 or better yet, stop by our branch today! We're excited to help you with all your financial needs!

Operating Hours

You can visit us Monday through Friday from 7:30 AM to 6:00 PM. If you're looking for drive-thru services, we're here for you from 8:30 AM until 4:00 PM. Our operating hours are designed with your convenience in mind, allowing you to manage your banking needs around your schedule.

Services Offered

At River Region Community, we offer a wide array of services tailored just for you. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Enjoy the ease of online and mobile banking or make use of our ATM services during your visit. We also provide drive-thru banking for quick deposits and withdrawals.

Member Eligibility

Joining the River Region Community means becoming part of a caring and supportive family that truly values each member. To become a member, you need to meet some simple eligibility criteria, which include living, working, or worshipping in the local area or being related to someone who does. We believe everyone deserves access to financial services that put them first, and by joining us at our Jefferson City branch located at 3608 W Truman Blvd, Jefferson City, MO 65109, you open doors to a world of benefits like competitive rates on loans and personalized service that feels just right for you. If you'd like to dive deeper into the specifics of what makes you eligible, feel free to check out the detailed criteria at this link. Once you're ready to take the next step, opening an account is a breeze! You can get started easily by visiting us or checking our online account opening details here. If you have any questions along the way, don't hesitate to give us a call at 573-635-4185. We're here for you from 7:30 AM to 6:00 PM during weekdays. Come join us; we can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $65,974,731, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services that make daily transactions hassle-free. Imagine processing payments quickly at your retail location or having the flexibility to accept credit cards on the go. Our services empower you to focus on what matters most running your business successfully. Visit us at 3608 W Truman Blvd Jefferson City Mo 65109 or call us at (573) 635-4185 to discover how our business banking and commercial services can benefit you today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? We've got you covered! Our ATMs provide easy access to your funds for withdrawals and balance checks. If you prefer in-person transactions but want to save time, our drive-thru banking offers a quick way to handle deposits and withdrawals without leaving your car.

Business Banking Services

For entrepreneurs and business owners, we have robust business banking solutions. From merchant services that simplify transactions to tailored business loans, we're here to support your ventures with the financial tools you need.

Convenient Digital Banking

In today's busy world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime and anywhere. You can check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go. Plus, with features like person-to-person payments, sharing costs with friends or family has never been easier.

Credit Cards & Rewards

Who doesn't love rewards? Our credit cards not only provide purchasing power but also offer rewards that can be redeemed for various benefits. This means every time you use your card for daily purchases, you're earning something back!

Personal Banking Solutions

Navigating personal finances can be challenging. That's why we offer checking and savings accounts tailored to fit different lifestyles and goals. If you need a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car. For those planning to buy a home or refinance an existing mortgage, our mortgage loans come with competitive rates and personalized service. Additionally, our personal loans provide flexible terms that can help consolidate debt or fund unexpected expenses.

Shared Branch Transactions

As part of our commitment to accessibility, we participate in shared branching services. This allows members of partner credit unions to complete basic transactions like deposits and withdrawals at our branch making it convenient for everyone in the community. At River Region Community located at 3608 W Truman Blvd Jefferson City Mo 65109, we're here for all your financial needs. Call us at 573-635-4185 or visit us online at www.rrcu.org for more information about how we can assist you today! Your financial journey matters to us, and we're excited to be part of it!

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, ensuring that you can manage your finances whenever it suits you best. With features like electronic signature authorization, signing documents is quick and hassle-free no need to visit a branch! Plus, e-statements are available for those who prefer to go paperless, allowing you to keep track of your finances more efficiently. If you're looking for even more flexibility, our mobile payments feature lets you make transactions right from your smartphone. Although we currently don't have a mobile application, our website is fully optimized for mobile use, making it easy to navigate on any device. You can also take advantage of person-to-person transfers to send money instantly to friends and family with just a few clicks.

Security and Ease of Use

Your security is our top priority at River Region Community. We ensure that all your online transactions are protected with advanced security measures so that you can bank confidently. Our user-friendly interface means that even if you're not tech-savvy, you'll find it easy to manage your accounts. In summary, with our comprehensive digital banking services at River Region Community, you have everything you need right at your fingertips. From simple online banking tasks to secure transactions, we are here to make managing your finances easier than ever before. Explore all these features today by visiting https://www.rrcu.org/!

Financial Strength

At River Region Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your financial well-being, and we are proud to showcase our strong foundation. With a net worth of $69,175,579, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of 982, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $249,259,759 in share certificates and $67,461,130 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,130,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,732,405 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $59,118 in used auto loans and $526,498,563 in total loans and leases. Our operational efficiency is evident with a reported net income of $0, reflecting our commitment to serving you rather than maximizing profit margins. We also take pride in having 117 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments) stand at $448,479 while Total Share Accounts have reached an impressive 87,813, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Region Community is your trusted partner. Visit us at 3608 W Truman Blvd Jefferson City Mo 65109 or call 573-635-4185 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,221,470 in used vehicle loans and $55,230,901 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your vehicle as straightforward as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $65,974,731 provide the capital needed to grow and expand. We understand that running a business comes with its own unique challenges and are committed to supporting local entrepreneurs with tailored financing solutions. At River Region Community in Jefferson City, MO (3608 W Truman Blvd), we pride ourselves on offering personalized service and expert advice. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out! Call us at 573-635-4185 or visit our website at rrcu.org for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Credit Lines

For those who prefer flexibility in borrowing, our total credit lines amount to $55,339,360. This option allows you to access funds when you need them without the hassle of applying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $71,968,452, make buying or refinancing simple. Whether you are looking to purchase your first home or refinance an existing mortgage for better terms, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $12,401,460 in loans helping members manage their finances effectively, our credit cards come with rewards and low-interest rates that cater to your spending habits.

Loan Aggregator

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Ensuring Accurate Comparisons

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