Knox Co. Employees Credit Union Jefferson City MO

Introduction

Welcome to Knox Co. Employees, your trusted financial partner located at 805 W Stadium Blvd, Jefferson City, MO 65109. Since our establishment in 1974, we have been dedicated to serving our community with integrity and personalized care. With a total membership of 1,363 individuals, we pride ourselves on fostering strong relationships and providing exceptional financial services tailored to meet your needs. At Knox Co. Employees, we understand the importance of financial security. Our total assets stand at an impressive $11,992,327, reflecting our commitment to supporting our members' financial journeys. Whether you're looking for loans or savings options, we offer over 580 loans and leases designed to help you achieve your goals. Our members can rest easy knowing that their deposits are safe with us, as we hold a robust total deposit amount of $589,145. The leadership team at Knox Co. Employees is passionate about enhancing the member experience. Under the guidance of our CEO, Kerri Haynes, and Board President, Jennifer Schroeder, our small yet dedicated team of 5 employees strives to provide you with the best service possible. We believe in transparency and responsibility; our net worth has reached an impressive $1,998,124, showcasing our solid financial foundation. While you can reach us by phone at 865-933-4873 for any inquiries or assistance, we also encourage you to explore our website at knoxcountyecu.com for more information on our services. If you're interested in official correspondence, please note that it should be sent to the same address: 805 STADIUM BLVD, JEFFERSON CITY, MO 65109. Join us today as we continue our mission of empowering members through accessible financial solutions and community engagement. We look forward to welcoming you into the Knox Co. Employees family!

Branch History & Mission

Community Engagement

Over the years, we have built strong partnerships with local organizations and participated in numerous community outreach programs. These efforts reflect our dedication to giving back and ensuring that Jefferson City thrives. Whether it's sponsoring local events or providing financial literacy workshops, we believe in making a positive impact where it matters most. As we look toward the future, we invite you to join us on this journey. At Knox Co. Employees, you're not just a member; you're part of a family that values trust, integrity, and service. Experience the benefits of being part of a credit union that puts you first. Contact us at 865-933-4873 or visit our website at Knox County ECU to learn more about how we can help you achieve your financial goals today!

Our Mission

The mission of Knox Co. Employees is clear: we strive to provide exceptional financial services while supporting our community through various outreach efforts. Our goal is to empower our members with the tools they need to achieve financial success and stability. We understand that banking is more than just transactions; it's about building relationships and fostering growth within the community. Our commitment extends beyond traditional banking services. We focus on customer-centric initiatives that ensure accessibility for everyone, including digital advancements that allow members to manage their finances conveniently online. While we currently do not offer ATM or drive-thru services, we provide robust online banking options that enhance your experience with us.

Branch Location & Accessibility

Welcome to Knox Co. Employees, your friendly neighborhood credit union located at 805 W Stadium Blvd in beautiful Jefferson City, Missouri. We know that convenience matters, and our branch is ideally situated for easy access. Whether you're coming from downtown or the surrounding areas, you'll find us just a short drive away from local landmarks like the vibrant Capital Mall and the serene Riverside Park. Our branch is designed with you in mind. While visiting us at our address, you can easily park right outside, making it simple to pop in for any banking needs. We prioritize accessibility for all our members, ensuring that our facilities are compliant with ADA standards. This includes ramps and designated parking spaces for individuals with disabilities. At Knox Co. Employees, we understand that your time is valuable. That's why we're here to assist you during convenient hours tailored to fit your busy schedule. Although we don't have ATM services or a drive-thru option at this location, our dedicated team is ready to help you with all your banking needs inside the branch. For those who prefer official correspondence through mail, please note that our mailing address is also 805 STADIUM BLVD, JEFFERSON CITY, MO 65109. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 865-933-4873. We invite you to stop by and experience the personal touch of banking with Knox Co. Employees today!

Member Eligibility

Becoming a member of Knox Co. Employees is like joining a close-knit family dedicated to supporting your financial journey. If you're looking for a community that cares about your needs, you'll find it here! Membership is open to anyone who is an employee of Knox County or has a family member who is. This means that if you work in the county or are related to someone who does, you can easily enjoy the benefits we offer. As a member, you'll gain access to personalized service and competitive rates on loans and savings accounts, making it easier to reach your financial goals. Getting started with us is simple! Just visit our branch at 805 W Stadium Blvd Jefferson City Mo 65109, or give us a call at (865) 933-4873 for more details. You can also check out our eligibility criteria on our website. If you're ready to take the next step, find out how to open an account with ease. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments quickly and securely while managing your cash flow effortlessly. Our merchant services are designed for real-world needs, allowing you to focus on what you do best running your business. From simple payment processing to comprehensive financial management tools, we equip you with everything necessary to thrive in today's competitive market. If you're ready to take your business to the next level, visit us at 805 W Stadium Blvd Jefferson City Mo 65109 in Jefferson City, MO, or call us at (865) 933-4873 to learn how we can help you succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Convenience

In today's fast-paced world, convenience is key. That's why at Knox Co. Employees, we offer ATM Services Only. This means you can easily access your funds whenever you need them without having to visit a branch. Imagine being able to withdraw cash or check your balance at any time that suits you whether it's during your lunch break or late at night.

Embracing Digital Banking

In addition to our ATM services, we are continuously enhancing our digital banking features. With online banking available, managing your accounts has never been easier. You can check balances, transfer money between accounts, and monitor transactions from the comfort of your home or while on the go. At Knox Co. Employees, we aim to make banking straightforward and accessible for everyone in Jefferson City and beyond. We believe that financial services should adapt to your lifestyle rather than the other way around.

Join Us Today!

If you're interested in discovering how our services can benefit you, don't hesitate to reach out or visit us at 805 W Stadium Blvd Jefferson City Mo 65109. Explore what Knox Co. Employees can do for you your journey toward better financial health starts here!

Personalized Assistance

If you prefer a more personal touch, our dedicated team is just a phone call away at 865-933-4873. We understand that banking can sometimes feel overwhelming, and we're here to assist with any questions or concerns you may have about our services.

Digital & Online Banking

Key Features

We offer electronic statements for those who prefer going paperless, making it easy to track your transactions and stay organized. Plus, our mobile application allows you to perform banking tasks directly from your smartphone or tablet, giving you real-time access to your accounts. While we currently do not support mobile payments or person-to-person transfers, our platform is designed to be straightforward and efficient. You can easily navigate through our features without getting overwhelmed. Security is a top priority for us. Although we don't offer electronic signature authorization at this time, rest assured that all transactions are protected by advanced security measures. Your peace of mind is crucial as you conduct your banking business online. At Knox Co. Employees, we're committed to providing accessible and easy-to-use services tailored to fit your lifestyle. Experience the freedom of managing your finances digitally today!

Financial Strength

At Knox Co. Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that your savings and investments are secure with us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,998,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1666% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $697,812 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,916,072 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,673,417 in total loans and leases and 242 used auto loans to help you achieve your dreams on the road. Our net income of $82,052 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 2,220, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knox Co. Employees is your trusted partner. Visit us at 805 W Stadium Blvd Jefferson City MO 65109 or call 865-933-4873 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,796,220 in used vehicle loans and $1,729,675 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our flexible financing options make it easier than ever to hit the road.

Credit Lines

For those who need ongoing access to funds, our total credit lines reach $800,000. This option is perfect for managing cash flow or handling unexpected expenses without the pressure of immediate repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing your home. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are here to assist you with information and resources when you're ready.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding unsecured credit card loans, our goal is to help members manage their finances effectively when they are ready for this option. If you're considering refinancing options or have questions about eligibility for any of our products, please reach out to us directly at 865-933-4873. We're here to help you navigate your choices and find the best solution tailored just for you. For more information on our loan offerings and services, visit us at Knox Co. Employees. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers when they explore their loan options. Each rate displayed is a true reflection of what reputable financial institutions are currently offering.

Key Benefits of Using LendMesh

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KNOX CO. EMPLOYEES CREDIT UNION - Jefferson City, MO

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