Edwardsville IL Used Car Payments with Easy Approval Options

Vehicle Loans in Edwardsville, IL

Curious about the average used car payment in Edwardsville, IL? Compare loan offers from trusted local lenders to find rates that fit your budget. Whether you’re eyeing a sedan or an SUV, discovering affordable options is easier than ever right here in Edwardsville.

Get behind the wheel faster with friendly, fast approval from lenders who know our community. From credit unions to banks, local experts are ready to help you drive away with confidence and a payment plan that works for you. Start comparing today and save on your next used car loan.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago.

I. H. Mississippi Valley s auto loans with APRs ranging from 4.69% to 9.39% today. These rates are unchanged from 7 and 30 days ago but have gone down since 30 and 60 days ago. Scott credit union’s auto loan rates range from 4.74% to 10.99% APR today. The rate range is up compared to 7 and 60 days ago and also higher than 30 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% .

First Community has vehicle loan rates for Auto loans ranging from 4.99% to 6.99% APR and Recreational loans from 7.04% to 8.5% APR. Unchanged compared to 7 and 30 days ago. Both loan types show stable rates over the past month. Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

🏦 All Local Lenders in Edwardsville, IL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
1ST MIDAMERICA CREDIT UNION	1702 TROY RD EDWARDSVILLE IL 62025	⏰ Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm 📞 6182583168 📠 6182586003	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $987,546,827 Deposits: $10,607,491 Net Worth: $113,567,383 Employees: 179 Members: 63,545
SIUE CREDIT UNION	1566 LEWIS RD EDWARDSVILLE IL 62025	⏰ 9:00 am - 5:30 pm Monday through Friday 📞 6186503760 📠 6186503768	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru E-Statements E-Signature	Assets: $27,019,157 Deposits: $989,315 Net Worth: $2,748,823 Employees: 7 Members: 1,702
SCOTT CREDIT UNION	1067 S STATE ROUTE 157 EDWARDSVILLE IL 62025	⏰ Mon, Tue, Thu, Fri 9am - 6pm Wed 10am - 6pm Sat 9am -1pm 📞 8008884728 📠 6186598578	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,717,822,188 Deposits: $270,795,505 Net Worth: $168,213,711 Employees: 342 Members: 143,922
SCOTT CREDIT UNION	101 CREDIT UNION WAY EDWARDSVILLE IL 62025	⏰ Monday, Tuesday, Thursday Friday 8am-6pmWednesday 10am - 6pmSaturday 8am-1pm 📞 6183451000 📠 6186598578	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,717,822,188 Deposits: $270,795,505 Net Worth: $168,213,711 Employees: 342 Members: 143,922
CITIZENS EQUITY FIRST CREDIT UNION	1254 UNIVERSITY DR EDWARDSVILLE IL 62025	⏰ Monday through Friday - 9:00 a.m. - 5:00 p.m.Saturday - 9:00 a.m. - 12:00 p.m. 📞 6186599945	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $7,768,682,749 Deposits: $357,663,736 Net Worth: $941,559,727 Employees: 1022 Members: 402,409
REVITY CREDIT UNION	2317 PLUM ST EDWARDSVILLE IL 62025	⏰ 8:30 - 5:00 M,T,Th 10:00 - 5:00 W 8:30 - 6:00 F 8:30 - 12:00 Sa 📞 6187977993 📠 6187972033	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $457,396,893 Deposits: $1,706,374 Net Worth: $55,257,938 Employees: 106 Members: 37,060

Vehicle Loans in Edwardsville, IL

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

🏦 All Local Lenders in Edwardsville, IL

🏘️ All the Lenders Available in Madison County, IL

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