Scott Credit Union Edwardsville IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Scott Credit Union, your trusted financial partner since 1943. Nestled at 101 Credit Union Way, Edwardsville, IL 62025, we proudly serve a vibrant community of over 143,922 members. As a member-focused institution, we believe in building lasting relationships that empower you to achieve your financial goals. At Scott Credit Union, our total assets of $1,717,821,188 and total deposits of $270,795,505 reflect our commitment to the well-being of our members. With a net worth of $168,213,711, we maintain a solid foundation that ensures your money is secure. We understand the importance of accessibility; that's why we're equipped with modern services like online banking and mobile payments to meet your needs anytime and anywhere. Led by our dedicated CEO, Frank Padak, and Board President, Lawrence Haffner, our team of 342 employees is here to provide personalized service tailored just for you. Whether you're looking for auto loans or mortgage refinancing options, we have a range of services designed to simplify your financial journey. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 101 Credit Union Way, Edwardsville, IL 62025. If you're ready to experience the difference with Scott Credit Union or if you have any questions about our services, don't hesitate to give us a call at (618) 345-1000. Join us today and take the first step towards a brighter financial future!

Branch History & Mission

Join Us!

As we look ahead to the future, we invite you to be part of our continued journey. At Scott, you're not just another member; you're part of a family committed to mutual support and growth. Experience the benefits of membership today! For inquiries or more information about joining us or opening an account, please call us at 618-345-1000 or visit our website. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, we have continuously adapted to meet the changing needs of our community. Over the years, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking solutions. As we grew, so did our dedication to innovation; today, we offer online and mobile banking services that provide convenience and accessibility for all members. Our total assets now stand at an impressive $1,717,822,188, a testament to the trust placed in us by our valued members. We remain focused on delivering personalized service while ensuring robust digital offerings that comply with ADA standards for inclusivity.

Our Mission

At Scott, our mission is simple yet impactful: to provide exceptional financial services while supporting and empowering our community. We strive to help individuals achieve their financial goals through education and resources tailored to their unique needs. Whether it's assisting someone with buying their first home or providing guidance on managing debt, we're here every step of the way. We believe that financial health goes hand-in-hand with community wellbeing. That's why we actively engage in partnerships and outreach programs designed to uplift those around us. By investing back into the community through various initiatives and sponsorships, we aim to make a positive difference in the lives of residents across Edwardsville and beyond. While you can visit us at 101 Credit Union Way for all your banking needs complete with convenient drive-thru services we also ensure that official correspondence is sent to our mailing address: 101 Credit Union Way, Edwardsville, IL 62025.

Branch Location & Accessibility

Come Visit Us!

We invite you to visit Scott Credit Union today! Our friendly staff is eager to help you discover how we can support your financial journey. Join us at our branch in Edwardsville and experience the exceptional service that makes us a trusted choice in the community!

Operating Hours

At Scott Credit Union, we know your time is valuable. That's why we offer flexible hours to fit your busy schedule. You can stop by Monday, Tuesday, Thursday, or Friday from 8 AM to 6 PM; Wednesday from 10 AM to 6 PM; and Saturday from 8 AM to 1 PM. Our dedicated team is here during these hours ready to assist you with any of your financial needs.

Services Offered

We provide a wide range of services tailored for personal and business banking. Whether you need checking and savings accounts, auto loans, mortgage refinancing, or even credit cards with rewards, we've got you covered! Plus, with our convenient drive-thru banking option available for quick deposits and withdrawals, managing your finances has never been easier. Additionally, our branch features an ATM for quick cash withdrawals and balance checks whenever you need it. If you're looking for assistance or have questions about our services, feel free to give us a call at 618-345-1000.

Member Eligibility

At Scott, we believe that becoming a member is like joining a caring family dedicated to your financial well-being. If you're wondering about eligibility, it's quite straightforward! Anyone who lives, works, or worships in the communities we serve can apply for membership. We welcome individuals from all walks of life, making it easy for you to access our wide range of services. You can learn more about the specific requirements by visiting our website at https://www.scu.org/membership/ . Opening an account is just as simple! With a few clicks, you can start your journey with us today by visiting https://app.loanspq.com/apply.aspx?lenderref=scottcu072120&noencrypt=&list=sastcchexaplvlcb . If you have any questions or need assistance along the way, feel free to reach out at (618) 345-1000. Our friendly team is always here to help you feel right at home at Scott, located at 101 Credit Union Way Edwardsville Il 62025. Join us and discover the benefits of being part of a community-focused credit union!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,134,267, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services designed to simplify your operations. Imagine being able to accept payments quickly and easily, whether it's via credit card or mobile payment options. Our services help you streamline transactions, allowing you to focus on what you do best running your business. Located at 101 Credit Union Way Edwardsville Il 62025 in Edwardsville, IL, we are dedicated to helping local businesses thrive. Reach out today at (618) 345-1000 to learn more about how we can support your journey!

Comprehensive List Of Services

Business Banking Solutions

Running a business is no small feat, and at Scott, we have just what you need. Our business banking services include merchant services and business loans that can give you the boost necessary for growth. Whether you're starting a new venture or expanding an existing one, we are committed to supporting local businesses like yours.

Convenient Access Anytime

We know how important it is for you to access your money when you need it. That's why we offer ATM and cash withdrawal services at convenient locations throughout Edwardsville. Need to make a quick deposit? Our basic drive-thru banking allows for easy transactions without ever leaving your car!

Financing Your Dreams

When it comes to financing, we offer competitive auto loans and vehicle financing options. Picture yourself driving away in a new car with favorable rates that suit your budget. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are structured to fit different financial situations, helping you find the best solution for your needs. For those looking to consolidate debt or fund personal projects, our personal loans provide flexible terms designed to make repayments easier. Plus, don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Get Started Today

At Scott, we aim to simplify your banking experience while providing top-notch services that meet all your financial needs. Visit us at 101 Credit Union Way, Edwardsville IL 62025, or give us a call at 618-345-1000 during our operating hours: Monday through Friday from 8 AM to 6 PM (with special hours on Wednesday and Saturday). Discover how our comprehensive list of services can work for you! For more information, feel free to explore our website at scu.org. We look forward to welcoming you as a member!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed with your lifestyle in mind. Imagine effortlessly keeping track of your spending while saving for that dream vacation or home renovation. With our online and mobile banking options, you can manage your accounts right from your smartphone or computer whether it's transferring funds, paying bills, or checking balances on the go.

Digital & Online Banking

E-Statements and Security

Say goodbye to paper clutter! With our e-statements available, you can view your monthly account statements electronically. This not only helps keep your records organized but also adds an extra layer of security to your financial information. Plus, you can access them anytime without worrying about misplacing important documents.

Electronic Signature Authorization

Worried about signing paperwork? With electronic signature authorization available, you can complete necessary forms quickly and securely from the comfort of your home. This means less time spent in branches and more time enjoying what matters most to you. In today's fast-paced world, having access to reliable digital banking tools is essential. At Scott, we are committed to providing you with secure, efficient solutions that keep you connected to your money whenever you need it. Join us in embracing the convenience of modern banking!

Mobile App and Payments

Our mobile application enhances your banking experience by allowing you to perform transactions right from your smartphone. Need to send money to a friend? Our person-to-person transfers make it quick and easy. You can also take advantage of our mobile payments feature for hassle-free purchases.

Online Banking Services

With our 24/7 online banking services available at https://www.scu.org/ , you can access your account anytime, anywhere. Check your balance, transfer funds, or pay bills with just a few clicks. Our user-friendly platform makes navigating your finances simple and straightforward.

Financial Strength

Growing Together

Total Share Accounts: 263,424, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,311,582. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 101 Credit Union Way Edwardsville Il 62025 or call (618) 345-1000 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $52,597 in used auto loans and $1,165,972,875 in total loans and leases, supporting your financial goals across various sectors.

Member Savings

Members' savings are secured through $342,757,828 in share certificates and $146,114,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,743,293 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 341 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,233,995 in used vehicle loans and $150,769,463 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're interested in a brand-new vehicle or a reliable used one.

Business Loans

For business owners, our outstanding commercial loans totaling $15,134,267 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored loan solutions that can help you reach your objectives.

Credit Lines and Unsecured Loans

For those needing extra flexibility, we offer total credit lines of $458,418,723, allowing you to access funds when you need them most. Additionally, our unsecured credit card loans provide flexible terms with a total of $40,814,381 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,549,849, make buying or refinancing simple. We offer competitive rates and terms to fit your budget, making it easier than ever to secure your dream home.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could save you money on interest rates and monthly payments. Be sure to ask about eligibility requirements during your visit! Our branch is located at 101 Credit Union Way Edwardsville Il 62025, Edwardsville, IL. If you have questions or want to learn more about our loan products, feel free to call us at (618) 345-1000. We're here to assist you with all your borrowing needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Scott, we're committed to helping you navigate your financial journey with confidence.

Loan Aggregator

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SCOTT CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans