Revity Credit Union Edwardsville IL | Top Checking & Quick Personal Loans

Introduction

Welcome to Revity, your trusted financial partner located at 2317 Plum St, Edwardsville, IL 62025. Since our establishment in 1941, we have proudly served our community, growing to a vibrant membership of 37,060 individuals. With a strong commitment to providing exceptional financial services, we currently manage total assets amounting to an impressive $457,396,893 and have facilitated 19,664 loans and leases for our members. At Revity, we understand that everyone's financial journey is unique. That's why we offer a wide array of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgages. Our dedicated team of 106 employees works tirelessly to ensure your needs are met with care and expertise. Our CEO, Keith Burton, alongside Board President Jim Devine, leads our organization with a vision focused on member satisfaction and community enrichment. We believe in building lasting relationships with our members by offering reliable support and transparent communication. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same location: 2317 Plum St, Edwardsville, IL 62025. If you have any questions or need assistance, feel free to reach out at (618) 797-7993. Join us at Revity as we continue to grow together! Explore our website at revitycu.com for more information about our services or stop by today we're here to help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

We understand the importance of adapting to an ever-changing world. That's why we've embraced technology with features like online banking, mobile payments, and e-statements. Our digital advancements ensure that banking with Revity is straightforward and accessible for all members. Accessibility is also key to our operations. We offer ATM services along with a drive-thru option for quick transactions without stepping inside the branch. Our operating hours are designed with your convenience in mind: we're open Monday through Thursday from 8:30 AM to 5:00 PM, 10:00 AM to 5:00 PM on Wednesdays, and Friday until 6:00 PM.

Join Us!

Revity isn't just about finances; it's about community connection and support. As we look toward the future, we invite you to join our growing family. Experience firsthand how Revity can help you achieve your financial goals while making a positive impact in Edwardsville. If you're ready to take the next step or have questions about what we offer, feel free to reach out at 618-797-7993 or visit us online at Revity. Together, let's build a brighter future!

Our Mission

At Revity, our mission is simple yet powerful: to provide accessible financial services while supporting our community's growth and well-being. We strive to empower individuals and families through personal banking options like checking and savings accounts, auto loans, mortgage financing, and more. Additionally, we believe in giving back; our initiatives focus on community outreach and partnerships that uplift those around us. While members can visit us at 2317 Plum St for all their banking needs from deposits and withdrawals to loans we also ensure official correspondence reaches us at the same address.

Branch Location & Accessibility

Operating Hours

At Revity, we want to make banking easy and convenient for you. Our lobby hours are designed to fit your busy schedule: - Monday, Tuesday & Thursday: 8:30 AM - 5:00 PM - Wednesday: 10:00 AM - 5:00 PM - Friday: 8:30 AM - 6:00 PM - Saturday: 8:30 AM - 12:00 PM If you have any questions or need assistance outside these hours, don't hesitate to call us at (618) 797-7993.

Parking & Accessibility

We understand that accessibility is important. Our branch offers ample parking space, including designated spots for those with disabilities. The building is fully ADA compliant, ensuring everyone can access our services comfortably. If you prefer drive-thru banking, you'll be happy to know that our drive-thru service is available for simple transactions like deposits and withdrawals perfect for when you're on the go!

Services Offered

From checking and savings accounts to auto loans and business banking solutions, Revity provides a full suite of financial services tailored to meet your needs. We also offer online and mobile banking options so you can manage your accounts anytime, anywhere. Plus, with ATM availability on-site, accessing cash has never been easier. So why wait? Come visit us at Revity in Edwardsville today! We look forward to helping you achieve your financial goals.

Member Eligibility

Joining the Revity community means stepping into a welcoming space where your financial needs are prioritized. To become a member, you'll find that eligibility is designed to be accessible. If you live, work, or worship in the area around 2317 Plum St Edwardsville Il 62025, you're likely already qualified! We value individuals who share our commitment to community and support. For detailed eligibility criteria, feel free to explore this resource. Once you're ready to join us, opening an account is a breeze! Simply give us a call at (618) 797-7993 for assistance or stop by our branch to get started on your journey with us. We're here to help you every step of the way as you unlock the benefits of membership at Revity.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments easily from customers while also managing your cash flow effectively. Our merchant services offer practical solutions that simplify transactions, making it easier for you to focus on what you do best running your business. From point-of-sale systems to online payment options, we provide the tools that help you thrive in today's market. Located at 2317 Plum St Edwardsville Il 62025 in Edwardsville, IL, we're here to partner with you on your journey toward success. For more information, call us at (618) 797-7993 or visit our website at https://www.revitycu.com/ . Let's make your business goals a reality together!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,152,596, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need cash quickly, we provide convenient access through our ATM network. Our ATM & cash withdrawal services allow you to withdraw cash or check balances without hassle.

Business Banking

If you're a business owner, Revity offers comprehensive business banking services, including merchant services and business loans. We're here to support your growth and success with tailored financial solutions.

Credit Cards

Our credit cards with rewards provide an excellent way to earn benefits while making everyday purchases. Enjoy perks that can add value to your spending habits!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere! Whether you need to check your balance, pay bills, or transfer funds between accounts, our secure platform is designed with user-friendly navigation in mind.

Drive-Thru Banking

Sometimes you just want a quick transaction without leaving your car. Our basic drive-thru banking service allows for deposits, withdrawals, and other simple transactions at your convenience. At Revity, we aim not just to meet your financial needs but also exceed them with exceptional member service. If you have any questions about our offerings or need assistance navigating our services, don't hesitate to reach out! You can contact us at 618-797-7993 during our operating hours: - Monday, Tuesday & Thursday: 8:30 AM - 5:00 PM - Wednesday: 10:00 AM - 5:00 PM - Friday: 8:30 AM - 6:00 PM - Saturday: 8:30 AM - 12:00 PM Explore how Revity can enhance your banking experience today! Visit us online at Revity for more information or stop by our branch in Edwardsville. We're excited to serve you!

Personal Banking

Our personal banking services include both checking and savings accounts tailored to help you manage your money effectively. If you're planning to buy a new car or need financing for your vehicle, our auto loans and vehicle financing options are here to assist you. With competitive rates and flexible terms, we make it easier for you to get behind the wheel. For those considering homeownership or looking to refinance an existing mortgage, our mortgage loans and refinancing solutions can guide you through the process with ease. We also offer personal loans and debt consolidation options that can help simplify your financial journey by combining multiple debts into one manageable payment.

Digital & Online Banking

24/7 Access

With our 24/7 online banking services, you're not just limited to traditional banking hours. Whether it's early morning or late at night, you can access your accounts anytime. This means peace of mind knowing that you're in control of your finances whenever it suits you. At Revity, we're committed to providing accessible and efficient digital banking solutions that enhance your banking experience. Join us today and discover how easy managing your money can be!

Key Services

With our online banking platform, accessible at https://www.revitycu.com/ , you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface makes it easy. You can even enjoy the benefits of electronic signature authorization for a quick and secure way to handle important documents from the comfort of your home. We know that keeping track of your statements is essential. That's why we provide e-statements, ensuring you have easy access to your financial information without the clutter of paper. Plus, if you're always on the go, our mobile application allows you to bank whenever and wherever you need it.

Security & Features

Your security is our priority. Our online banking services are equipped with advanced security features to keep your personal information safe while you manage your accounts. With features like person-to-person transfers, sending money to friends or family has never been simpler or more secure. If you're someone who prefers using mobile payments, you'll be pleased to know that we support this feature as well! Just link your account through our mobile app and start making purchases directly from your phone.

Financial Strength

Growing Member Base

Total Share Accounts stand at 74,396, showing a strong and growing member base that trusts us with their finances. This trust reflects our commitment to transparency and reliability as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Revity is your trusted partner. Visit us at 2317 Plum St Edwardsville IL 62025 or call 618-797-7993 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $88,949,192 in share certificates and $35,837,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $53,383,489 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $56,727 in used auto loans and a total of $264,668,786 in loans and leases across various sectors.

Strong Financial Health

With a net worth of $55,257,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.06% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For business owners looking for capital to grow and expand operations, we have outstanding commercial loans totaling $7,152,596. These loans are designed to support various business needs while providing manageable repayment terms. If you're considering refinancing any of these loans or checking your eligibility for our products, please don't hesitate to ask one of our knowledgeable staff members during your visit or call us directly at 618-797-7993. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial objectives!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,508,723 in used vehicle loans and $28,741,790 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,331,531. Our team is here to guide you through the process and ensure that you find the best financing solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $14,754,089 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with competitive rates and features that can help simplify your spending and budgeting.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that all offers are fair and transparent. Each lender listed has been thoroughly vetted to confirm their legitimacy, providing users with peace of mind as they explore their options.

REVITY CREDIT UNION