CITIZENS EQUITY FIRST CREDIT UNION - Edwardsville, IL

At Citizens Equity First, we believe in building strong financial foundations for our community. Nestled at 1254 University Dr, Edwardsville, IL 62025, our Edwardsville Member Center has been serving members since 1937. With a commitment to providing exceptional services, we proudly support over 402,000 members and manage a robust portfolio of assets totaling an impressive $7,768,682,749. Our dedicated team of 1,022 employees, led by CEO Matthew Mamer and Board President Joseph Needham, is here to ensure you receive personalized service tailored to your unique needs. Whether you're looking for auto loans, mortgage options, or simply want to open a checking account, we have the solutions that empower you to reach your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1254 University Dr, Edwardsville, IL 62025. With total deposits reaching $357,663,736 and a net worth of $941,559,727, you can trust that your money is in safe hands. We take pride in not just being a financial institution but also a vital part of the Edwardsville community. Our services extend beyond just banking; we strive to make a positive impact through various outreach programs and initiatives designed to uplift those around us. Are you ready to experience banking with heart? Feel free to call us at 618-659-9945 or visit our website at cefcu.com to learn more about how we can assist you today!

Becoming a member of Citizens Equity First is like joining a family where your financial well-being is our top priority. If you live, work, or go to school in the areas we serve, you may be eligible to join us! We welcome individuals who want to take charge of their finances and enjoy the benefits that come with being part of our community. At Citizens Equity First, we offer a range of services from personal banking to loans that cater to your unique needs, ensuring you're supported every step of the way. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.cefcu.com/personal/learn/membership-benefits.html . Opening an account is straightforward too; just visit us online at https://www.cefcu.com/apply-for-a-loan .html or give us a call at (618) 659-9945 if you have any questions. We're excited for you to become part of our community here at Citizens Equity First, located at 1254 University Dr Edwardsville Il 62025!

At Citizens Equity First, we understand that as a business owner, your focus is on growth and success. Whether you're launching a new venture or expanding an established one, having the right financial partner is crucial. Our commercial loan options are designed to support you every step of the way. Imagine turning your innovative ideas into reality with the help of our tailored financing solutions. We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. This investment reflects our dedication to fostering local enterprises and driving economic progress. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer practical merchant services that simplify transactions for your business. Imagine having the tools you need to manage payments efficiently, allowing you to focus more on what you do best serving your customers. Located at 1254 University Dr Edwardsville Il 62025 in Edwardsville, IL, we're here to help your business thrive. Reach out to us today at (618) 659-9945 or visit us online at https://www.cefcu.com to learn more about how we can support your journey!

At Citizens Equity First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you better. With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $927,309,606 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $85,043 in used auto loans and an impressive $5,989,870,538 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our financial performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. Net Shares available for lending and investments amount to $8,426,764. Furthermore, the total number of share accounts stands at 776,575, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 1254 University Dr Edwardsville Il 62025 or call 618-659-9945 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Citizens Equity First, we understand that every financial journey is unique. Whether you're looking to purchase a new vehicle, buy a home, or manage your finances with a credit card, we have tailored loan products to meet your needs. Located at 1254 University Dr, Edwardsville, IL 62025, our branch is dedicated to supporting members in achieving their financial goals. With over 220826 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, our options come with some of the lowest rates in the industry. We've already disbursed over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans to help members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Property loans totaling $180,125,149. This means you can find the right financing solution for your dream home without unnecessary stress. For business owners seeking growth opportunities, our outstanding commercial loans amounting to $684,214,774 provide the capital needed to expand your ventures. We also offer flexible terms on unsecured credit card loans; currently totaling $142,483,010, these loans can help members manage their finances more effectively. If you're interested in exploring refinancing options or checking eligibility for any of our loan products, feel free to reach out to us at 6186599945. We're here to assist you during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial well-being matters to us at Citizens Equity First; let us help you navigate your borrowing options today!