Scott Credit Union Edwardsville IL | Quick Personal Loans & ATM Services

Introduction

Welcome to Scott, your trusted financial partner in the heart of Edwardsville, IL. Located at 1067 S State Route 157, our branch has been serving our community since 1943 with a strong commitment to providing personalized banking solutions. With a total membership of 143,922 and assets exceeding $1.7 billion, we pride ourselves on being a reliable source for all your financial needs. At Scott, we understand that every member has unique goals and dreams. Whether you're looking to purchase a new vehicle, consolidate debt, or open a savings account, we're here to help you every step of the way. Our team is dedicated to ensuring your experience is smooth and beneficial, offering services that include personal banking, auto loans, mortgage options, and business financing. While members can visit us at our Edwardsville location, official correspondence should be sent to 1067 S State Route 157, Edwardsville, IL 62025-3692. If you have questions or need assistance, don't hesitate to reach out at 800-888-4728. We invite you to explore how we can support your financial journey and become part of our growing family. With total deposits of $270,795,505, a net worth of $168,213,711, and cash in hand amounting to $11,690,865, we are well-equipped to offer competitive rates and flexible terms tailored just for you. Under the leadership of CEO Frank Padak and Board President Lawrence Haffner, our dedicated staff of 342 employees is ready to assist you. Discover the difference with Scott Credit Union today! Visit us in person or check out our website at scu.org for more information on how we can help you achieve your financial goals. We look forward to welcoming you!

Branch History & Mission

Welcome to the Edwardsville Branch of Scott Credit Union, where our story is rooted in community and growth. Established in 1943, our branch has been a steadfast partner for members in Edwardsville, Illinois, and beyond for over 80 years. Located at 1067 S State Route 157, we are proud to serve a vibrant community that values trust and personal service. Since opening our doors, we have grown significantly from humble beginnings. Today, we proudly serve over 143,000 members and manage total assets exceeding $1.7 billion. Our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community support. We believe that when our members thrive, so does the community. Our commitment to innovation is evident in the variety of services we offer. From personal banking solutions like checking and savings accounts to auto loans and mortgage options, we strive to meet the diverse needs of our members. Our online and mobile banking platforms ensure that you can manage your finances conveniently from anywhere. Plus, with ATM availability and a drive-thru service at our branch, accessing your funds has never been easier. At Scott Credit Union, we also recognize the importance of giving back. We actively engage in community outreach efforts and partnerships that uplift local organizations and initiatives. This dedication helps strengthen the ties between our credit union and the people we serve. While members can visit us at 1067 S State Route 157 for all their banking needs, official correspondence should be sent to our mailing address: 1067 S State Route 157, Edwardsville, IL 62025-3692. As we continue to grow alongside our community, we invite you to become part of our family. Join Scott Credit Union today and experience firsthand the benefits of being a member-focused credit union dedicated to your financial success. For more information or to open an account, give us a call at (800) 888-4728 or visit us online at scu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Feel free to call us at 800-888-4728! Our dedicated staff is eager to help you achieve your financial goals. Come visit us today at the Scott Edwardsville Branch we look forward to serving you!

Nearby Landmarks and Accessibility

Our branch sits just off State Route 157, making it simple to find. You'll notice we're close to local favorites like the Edwardsville Community Park and the bustling downtown area. Parking is ample and readily available, so you can focus on your banking without worrying about where to leave your vehicle. Plus, we are committed to accessibility with features like ramps and ADA-compliant entrances, ensuring that everyone can visit us comfortably.

Operating Hours

We're here for you during convenient hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 6 PM; Wednesday from 10 AM to 6 PM; and Saturday from 9 AM to 1 PM. This schedule allows you plenty of opportunities to stop by when it works best for you.

Services Offered

At the Scott Edwardsville Branch, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage options, and personal loans, our team is ready to assist you every step of the way. We also provide ATM access for quick transactions and have a drive-thru service for your convenience. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 1067 S State Route 157, Edwardsville, IL 62025-3692.

Member Eligibility

Becoming a member of Scott is like stepping into a warm, welcoming community where your financial needs are truly understood. If you live, work, or worship in the areas surrounding Edwardsville, you're likely eligible to join us! We embrace individuals from various backgrounds and situations, ensuring that everyone can benefit from our supportive services. Whether you're looking for a reliable savings account, an auto loan, or even mortgage assistance, being part of our family means access to great rates and personalized service tailored just for you. For more detailed information about eligibility criteria, feel free to check out our website at https://www.scu.org/membership/. When you're ready to take the next step towards membership, opening an account is easy! You can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=scottcu072120&noencrypt=&list=sastcchexaplvlcb, or simply give us a call at (800) 888-4728 if you have any questions. We're excited to help you on your financial journey right here at Scott, located at 1067 S State Route 157 Edwardsville Il 62025!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, our merchant services are here to simplify your payment processing. Imagine accepting payments seamlessly from customers both in-store and online. Our services help ensure you can focus on what you do best running your business while we handle the transactions. Located at 1067 S State Route 157 Edwardsville Il 62025 in Edwardsville, IL, our dedicated team is ready to assist you with all your business banking needs. Reach out to us today at (800) 888-4728 and discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,134,267, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, Scott provides essential services like merchant services and business loans to support your entrepreneurial journey. Whether you're just starting out or expanding your existing business, we're here to assist you every step of the way.

Convenient Access and Support

Accessing your funds has never been easier with our ATM and cash withdrawal services available around the clock. You can withdraw cash or check your balance at any time from one of our ATMs. If you prefer face-to-face interaction, take advantage of our basic drive-thru banking for quick deposits, withdrawals, or simple transactions without leaving your car. At Scott, we prioritize making banking as hassle-free as possible for you. Our friendly staff is always ready to assist via phone at 800-888-4728 during our convenient operating hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 6 PM; Wednesday from 10 AM to 6 PM; and Saturday from 9 AM to 1 PM. In today's fast-paced world, having control over your finances is crucial. Join us at Scott to experience personalized service combined with modern banking conveniences. Ready to get started? Visit us online at scu.org or stop by our branch today!

Personal Banking Solutions

Our personal banking options start with checking and savings accounts designed for convenience and accessibility. Imagine having a bank account that not only helps you save but also gives you easy access through our robust online and mobile banking platforms. With these tools, checking your balance or transferring funds is just a few taps away. For those considering purchasing a vehicle, our auto loans and vehicle financing make it easier than ever to drive away in your dream car. We offer competitive rates and flexible terms tailored to fit your budget. Additionally, if you're in the market for a home, our mortgage loans and refinancing options can help you navigate the buying process smoothly.

Support for Your Financial Goals

We understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation solutions to help you manage those financial bumps along the road. Plus, if you enjoy rewards while spending, check out our credit cards with rewards, giving back every time you shop.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Simply visit us at https://www.scu.org/ to get started. For those who prefer using their mobile devices, our mobile application offers all the features of online banking right at your fingertips. You can even set up mobile payments, making it easier than ever to make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer feature lets you send cash quickly and securely without any hassle. Plus, with electronic signature authorization, signing documents has never been easier or more convenient no need for printing or mailing.

Security and Convenience

We prioritize your security with robust measures in place to protect your personal information. Whether you're using our online banking services or our mobile app, rest assured that your data is safe with us. E-statements are also available, helping you keep track of your finances while reducing paper clutter. This feature not only benefits the environment but also allows for easy access to your financial records whenever you need them. With all these tools at your disposal, managing your finances is straightforward and stress-free at Scott. Join us today and experience the ease of digital banking!

Financial Strength

Growing Community Trust

Total Share Accounts: 263,424, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $1,311,582, representing the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 1067 S State Route 157 Edwardsville Il 62025 or call (800) 888-4728 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $52,597 in used auto loans and $1,165,972,875 in total loans and leases showcase our lending capacity to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $342,757,828 in share certificates and $146,114,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,743,293 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 341 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,233,995 in used vehicle loans and $150,769,463 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $15,134,267 provide the capital needed to expand your enterprise and meet your business goals. We also offer refinancing options for many of our loan products. If you're considering refinancing an existing loan or want to check your eligibility for any of our offerings, we invite you to reach out. At Scott in Edwardsville at 1067 S State Route 157 IL 62025, we prioritize transparency and support throughout your borrowing experience. Feel free to call us at 800-888-4728 for any inquiries or assistance regarding our loan products. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts with informed decisions let us help you navigate yours!

Credit Lines

For those who need access to funds for unexpected expenses or projects, our total credit lines amount to $458,418,723. This means you have a safety net when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,549,849, make buying or refinancing simple. We're here to guide you through every step of the process to ensure a smooth experience.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $40,814,381 in loans available to help members manage their finances effectively.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers displayed are fair and transparent. By partnering with verified lenders, LendMesh provides users with confidence in their loan choices.

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