Vehicle Loans in Merced, CA

Looking for the best vehicle loan interest rates in Merced, CA? Compare offers from trusted local lenders to find flexible terms and low rates that fit your budget. Whether new or used, your next car is closer than you think.

Start your journey with quick, easy approvals from lenders who understand Merced’s community. Save money and drive away happy with personalized service and rates designed to help you succeed.

NewUsed

Filters

Lender
APR
Term
Link
Info
providentfcu
4.26 %
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
cefcu
4.49 - 4.84 %
5 - 5.5 Yrs
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
comfirstcu
4.64 - 6.09 %
3.1 - 7 Yrs
gosunward
4.64 - 5.35 %
3.1 - 6 Yrs
redwoodcu
4.64 - 6.09 %
3 - 7 Yrs
ccu
4.65 - 18 %
3 - 7 Yrs
safecu
4.69 %
7.5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% . Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

Sandia Laboratory's auto loan rates range from 4.64% to 5.75% APR and have stayed the same over the past 7 and 30 days. Recreational loan rates are between 6.88% and 8.13% APR, which is up from both 7 and 30 days ago. Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. California's auto loan rates range from 4.65% to 18% APR today. Unchanged compared to 7 and 30 days ago but are down from 60 and 90 days ago.

Safe has an auto loan rate of 4.69% APR today. This rate is down from 7 days ago and the same as 30, 60, and 90 days ago.

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Why compare Vehicle Loans in Merced, CA on LendMesh

If you’re searching for the best vehicle loan interest rates in Merced, CA, it pays to keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you uncover better deals and save money over the life of your loan. Take your time, review the rates, and find the financing that fits your budget and goals—there’s no rush, just smarter choices.

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