Vehicle Loans in Merced, CA

Looking to finance a car in Merced, CA? Compare loan offers from trusted local lenders to find the best rates and terms that fit your budget. Whether it’s a new ride or a reliable used vehicle, we make the process simple and stress-free.

Merced drivers deserve financing options that work for them. By exploring multiple vehicle loan offers, you can save money and get on the road faster. Start comparing today and see how affordable your next car can be!

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
alturacu
4.69 %
5 Yrs
jfcu
4.69 - 7.09 %
3 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
orangecountyscu
4.74 - 13.99 %
4 - 6 Yrs
pacificservice
4.74 - 15.99 %
7 Yrs
partnersfcu
4.74 - 6.49 %
3 - 7 Yrs
scefcu
4.74 - 14.24 %
5 - 6 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
starone
4.75 - 8.75 %
5 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Orange County'S vehicle loans have an APR range from 4.49% to 14.64% today. The rates are unchanged from 7, 30, and 60 days ago but are down compared to 90 days ago. This applies to their auto loans. Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% .

Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, or 60 days. Motorcycle loans are at 7.99% APR and have stayed the same during that time. Rize's auto loan rates range from 4.74% to 15.74% APR today, with no change from 90 days ago. Motorcycle loans have rates between 6.24% and 17.24% APR, also showing no change from 90 days ago. Recreational loan rates start at 6.24% APR and go up to 16.24% . Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Star One's vehicle loans with rates ranging from 4.75% to 8.75% APR for auto loans and 7.7% to 11.7% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. The same stable rates apply to other recreational and vehicle types.

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Why compare Vehicle Loans in Merced, CA on LendMesh

If you’re in Merced, CA and exploring your auto financing options, take your time to compare different lenders on LendMesh. By checking multiple offers, you increase your chances of finding lower rates and better terms tailored to your needs. It’s a simple way to make sure you’re getting the best possible deal without any pressure.

Stay ahead of the game by subscribing to LendMesh’s personalized alerts. Just set your ideal loan rate—say 4% or 5%—and we’ll notify you as soon as offers dip below your target. Plus, you’ll get weekly or monthly updates featuring expert insights, market trends, and carefully selected loan deals, helping Merced drivers like you make informed decisions with ease.

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