Vehicle Loans in Irvine, CA

Shopping for the best vehicle rates in Irvine, CA? Compare offers from local lenders and credit unions to find a loan that fits your budget and timeline. Whether you're buying new or used, getting the right rate can save you money from day one.

Our simple comparison tool helps Irvine drivers explore flexible loan options with clear terms and fast approvals. Start now to see competitive rates tailored to your needs and drive away confident with a deal that works for you.

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Lender
APR
Term
Link
Info
cusocal
4.89 - 14.14 %
7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
firstent
4.99 - 6.74 %
3 - 7 Yrs
1stunitedcu
4.99 - 6.19 %
6 Yrs
sdccu
4.99 - 6.29 %
4 - 7 Yrs
altaone
4.99 - 11.49 %
7 Yrs
togethercu
4.99 - 5.99 %
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Credit Union Of Southern California's auto loans with APRs ranging from 4.64% to 14.14% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.24% and 11.49% , and recreational loans range from 7.24% to 12.49% , both showing no change over the same periods. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

First Entertainment's auto loan rates range from 4.74% to 6.74% APR today. These rates are unchanged from 7 and 30 days ago but higher than they were 30, 60, and 90 days ago. 1St United's auto loans with APRs ranging from 4.99% to 6.19% , which is up from the 7–and 30–day rates. Motorcycle loans have a fixed APR of 9.09% , showing no change over the past 90 days. San Diego County's auto loans with APRs ranging from 4.69% to 6.29% , which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 6.39% to 9.89% and have also seen no change in the last week.

Altaone's auto loans with APRs ranging from 4.49% to 11.49% . These rates have shown no change compared to 7 and 30 days ago. The range remains steady through 60 and 90 days as well. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

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