Vehicle Loans in San Diego, CA

Looking for the best used vehicle interest rates in San Diego, CA? Compare local loan offers easily to find a plan that fits your budget and gets you behind the wheel faster. Our friendly service helps you understand your options without any hassle.

San Diego drivers trust us to deliver clear, low-cost loan options tailored to their needs. Whether you’re buying your first car or upgrading, comparing rates here ensures you get the most value and a smooth approval process every time.

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Lender
APR
Term
Link
Info
providentfcu
4.26 %
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
cefcu
4.49 - 4.84 %
5 - 5.5 Yrs
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
gosunward
4.64 - 5.35 %
3.1 - 6 Yrs
redwoodcu
4.64 - 6.09 %
3 - 7 Yrs
comfirstcu
4.64 - 6.09 %
3.1 - 7 Yrs
ccu
4.65 - 18 %
3 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Provident's auto loan rate is 4.26% APR today, with no change from 7, 30, or 60 days ago. The rate was slightly higher 90 days ago, ranging from 4.26% to 4.99% . Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Sandia Laboratory's auto loan rates range from 4.64% to 5.75% APR and have stayed the same over the past 7 and 30 days. Recreational loan rates are between 6.88% and 8.13% APR, which is up from both 7 and 30 days ago.

Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

California's auto loan rates range from 4.65% to 18% APR today. Unchanged compared to 7 and 30 days ago but are down from 60 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days.

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If you’re searching for used vehicle interest rates in San Diego, CA, it pays to keep exploring your options. LendMesh lets you compare offers from multiple lenders side by side, helping you find better deals and lower rates without any pressure. Take your time and see what fits your budget best, so you can drive away with confidence and savings.

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