Vehicle Loans in Oceanside, CA

Searching for the best car loan rates in Oceanside, CA? Compare offers from local lenders who understand your needs and offer flexible terms to fit your budget. Whether you’re buying new or used, finding the right loan is simple and stress-free here.

Get behind the wheel faster by checking competitive rates from trusted banks and credit unions in Oceanside. With quick approvals and personalized service, you’ll save money and drive away confident in your financing choice.

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Filters

Lender
APR
Term
Link
Info
providentfcu
4.26 %
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
∞
cefcu
4.49 - 4.84 %
5 - 5.5 Yrs
∞
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
∞
gosunward
4.64 - 5.35 %
3.1 - 6 Yrs
∞
redwoodcu
4.64 - 6.09 %
3 - 7 Yrs
∞
comfirstcu
4.64 - 6.09 %
3.1 - 7 Yrs
∞
ccu
4.65 - 18 %
3 - 7 Yrs
∞
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% . Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Sandia Laboratory's auto loan rates range from 4.64% to 5.75% APR and have stayed the same over the past 7 and 30 days. Recreational loan rates are between 6.88% and 8.13% APR, which is up from both 7 and 30 days ago.

Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

California's auto loan rates range from 4.65% to 18% APR today. Unchanged compared to 7 and 30 days ago but are down from 60 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

🏦 Local Lenders in Oceanside, CA

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🏘️ All the Lenders Available in San Diego County, CA

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