Auto Loans in Santa Monica, CA 90403

Looking for the best APR rates on car loans in Santa Monica, CA? Compare local offers quickly and easily to find the perfect loan that fits your budget and gets you driving sooner.

Enjoy personalized service from lenders who know Santa Monica and care about your car-buying experience. Start comparing today to secure a great rate and flexible terms tailored just for you.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.74 - 15.74 %

5 - 7 Yrs

∞

4.74 %

3 - 7 Yrs

∞

4.74 - 6.24 %

3 - 7 Yrs

∞

4.75 - 8.75 %

5 - 7 Yrs

∞

4.85 - 5.99 %

5 - 7 Yrs

∞

4.89 - 10.14 %

7 Yrs

∞

4.94 - 6.62 %

3 - 8 Yrs

∞

4.99 - 5.39 %

4 - 7 Yrs

∞

4.99 - 6.99 %

3 - 7 Yrs

∞

4.99 - 5.94 %

6 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rize's auto loan rates range from 4.74% to 15.74% APR today, with no change from 90 days ago. Motorcycle loans have rates between 6.24% and 17.24% APR, also showing no change from 90 days ago. Recreational loan rates start at 6.24% APR and go up to 16.24% . Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

First Entertainment's auto loan rates range from 4.74% to 6.74% APR today. These rates are unchanged from 7 and 30 days ago but are higher than they were 60 and 90 days ago. Star One's auto loans with APRs ranging from 4.75% to 8.75% , and motorcycle loans from 7.7% to 11.7% . These rates have shown no change compared to 7 and 30 days ago. Recreational loans also have rates between 7.7% and 11.7% , remaining steady over the past 60 days. Noble's auto loans with APRs ranging from 4.85% to 6.49% , showing no change from 7 or 30 days ago. Recreational loans have rates between 7.4% and 10.15% , which have also stayed the same over the past 7 and 30 days.

Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago. 1St United's auto loans with APRs ranging from 4.99% to 6.19% , which is up from the 7–and 30–day rates. Motorcycle loans have a fixed APR of 9.09% , showing no change over the past 90 days.

🏦 Local Lenders in Santa Monica, CA

KINECTA FEDERAL CREDIT UNION — 3027 WILSHIRE BLVD SANTA MONICA CA 90403

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

✅SELFHELP CREDIT UNION

✅LA HEALTHCARE CREDIT UNION

✅KINECTA FEDERAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅CALIFORNIA CREDIT UNION

✅HANIN FEDERAL CREDIT UNION

✅FOX FEDERAL CREDIT UNION

✅UNIVERSITY 64171 CREDIT UNION

✅WESCOM CENTRAL CREDIT UNION

✅JACOM CREDIT UNION

✅SAGAFTRA CREDIT UNION

✅ACTORS FEDERAL CREDIT UNION

✅MARYKNOLL OF L A FEDERAL CREDIT UNION

✅LOS ANGELES FEDERAL CREDIT UNION

✅LOS ANGELES LEE FEDERAL CREDIT UNION

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅LOS ANGELES POLICE FEDERAL CREDIT UNION

✅SCHOOLS FEDERAL CREDIT UNION

✅SOUTHLAND 68415 CREDIT UNION

✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION

✅WATER AND POWER COMMUNITY CREDIT UNION

✅FIRST CITY CREDIT UNION

✅CERTIFIED FEDERAL CREDIT UNION

✅FIRST ENTERTAINMENT CREDIT UNION

✅TECHNICOLOR FEDERAL CREDIT UNION

✅EPISCOPAL COMMUNITY FEDERAL CREDIT UNION

✅L A ELECTRICAL WORKERS CREDIT UN CREDIT UNION

✅CAL STATE LA CREDIT UNION

✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION

✅BAXTER CREDIT UNION

✅USC CREDIT UNION

✅RIZE FEDERAL CREDIT UNION

✅PRIORITY ONE CREDIT UNION

✅BEVERLY HILLS CITY EMPLOYEES FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅SCHOOLSFIRST FEDERAL CREDIT UNION

✅POLAM 19739 CREDIT UNION

✅PASADENA FEDERAL CREDIT UNION

✅MIDCITIES CREDIT UNION

✅VA DESERT PACIFIC FEDERAL CREDIT UNION

✅GLENDALE FEDERAL CREDIT UNION

✅ARROWHEAD FEDERAL CREDIT UNION

✅RANCHO FEDERAL CREDIT UNION

✅FINANCIAL PARTNERS 68457 CREDIT UNION

✅DOWNEY FEDERAL CREDIT UNION

✅CALCOM FEDERAL CREDIT UNION

✅SOUTH BAY CREDIT UNION

✅AEROSPACE FEDERAL CREDIT UNION

✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅SKYONE FEDERAL CREDIT UNION

✅MATTEL FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅NIKKEI CREDIT UNION

✅CALIFORNIA LITHUANIAN CREDIT UNION

✅TORRANCE COMMUNITY FEDERAL CREDIT UNION

✅PARISHIONERS FEDERAL CREDIT UNION

✅HONDA FEDERAL CREDIT UNION

✅FARMERS INSURANCE FEDERAL CREDIT UNION

✅F A CREDIT UNION

✅LBS FINANCIAL CREDIT UNION

✅LA FINANCIAL CREDIT UNION

✅THE FIRST FINANCIAL FEDERAL CREDIT UNION

✅NUVISION FEDERAL CREDIT UNION

✅CAMINO FEDERAL CREDIT UNION

✅ILWU CREDIT UNION

✅USB EMPLOYEES CREDIT UNION

✅BOPTI FEDERAL CREDIT UNION

✅POPA FEDERAL CREDIT UNION

✅LONG BEACH CITY EMPLOYEES FEDERAL CREDIT UNION

✅POSTCITY FINANCIAL CREDIT UNION

✅FOOTHILL FEDERAL CREDIT UNION

✅LONG BEACH FIREMEN S CREDIT UNION

✅ORANGE COUNTYS CREDIT UNION

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

✅CALTECH EMPLOYEES FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅ECENTRAL CREDIT UNION

✅LOGIX FEDERAL CREDIT UNION

✅SKYLA FEDERAL CREDIT UNION

✅PARTNERS FEDERAL CREDIT UNION

✅GLENDALE AREA SCHOOLS CREDIT UNION

✅PREMIER AMERICA CREDIT UNION

✅MATADORS COMMUNITY CREDIT UNION

✅CALIFORNIA ADVENTIST FEDERAL CREDIT UNION

✅U S POSTAL SERVICE FEDERAL CREDIT UNION

✅L A MISSION CREDIT UNION

✅GAIN FEDERAL CREDIT UNION

✅COLUMBUS CLUB FEDERAL CREDIT UNION

✅OLIVE VIEW EMPLOYEES FEDERAL CREDIT UNION

✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

✅SUNKIST EMPLOYEES FEDERAL CREDIT UNION

✅TOGETHER CREDIT UNION

✅UNIVERSAL CITY STUDIOS CREDIT UNION

✅CLEARPATH FEDERAL CREDIT UNION

✅UME FEDERAL CREDIT UNION

✅MEDIA CITY CREDIT UNION

✅UNITED CATHOLICS FEDERAL CREDIT UNION

✅EAGLE COMMUNITY CREDIT UNION

✅EL MONTE COMMUNITY CREDIT UNION

✅AMERICAS CHRISTIAN CREDIT UNION

✅CHRISTIAN COMMUNITY CREDIT UNION

✅CHAFFEY FEDERAL CREDIT UNION

✅EDWARDS FEDERAL CREDIT UNION

Compare other loan types in Santa Monica, CA

Why compare Vehicle Loans in Santa Monica, CA on LendMesh

If you’re searching for the best APR rates for car loans in Santa Monica, CA, it pays to keep comparing offers on LendMesh. Exploring different lenders helps you uncover better deals and more affordable options tailored to your needs. Take your time to find the right fit, so you can drive away with confidence and savings.

Consider subscribing to LendMesh for personalized alerts that match your target rate—whether it’s 5%, 4%, or lower. You’ll receive timely notifications when rates drop below your set threshold, along with weekly or monthly updates featuring expert insights, market trends, and curated loan deals. Join thousands of Santa Monica borrowers who trust LendMesh to stay informed and seize the best car loan opportunities.

Customers are also interested in:

Best Apr Rates For Car Loans