Vehicle Loans in Austin, TX

Finding the lowest interest rates for auto loans in Austin, TX is easier than you think. Compare offers from trusted local lenders to find flexible terms that fit your budget and get behind the wheel sooner.

Whether you’re buying new, used, or refinancing, Austin’s credit unions and banks offer competitive rates and friendly service. Start comparing today to save money and enjoy a smooth, stress-free car loan experience.

NewUsed

Filters

Lender
APR
Term
Link
Info
bcu
2.64 - 6.19 %
3.1 - 7 Yrs
unitedfcu
2.99 - 4.95 %
7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
shellfcu
3.49 - 18 %
0.1 - 7 Yrs
nechesfcu
3.75 - 5 %
3 - 6.5 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
texasbaycu
3.94 - 5.44 %
3.1 - 7 Yrs
swacu
3.94 - 14 %
3 - 6 Yrs
abileneteachersfcu
3.95 - 18 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-06

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loans with rates ranging from 2.64% to 7.19% APR today. These rates are down from both 7 and 30 days ago, and also lower compared to 60 and 90 days ago. United has auto loan rates ranging from 2.99% to 4.95% APR, with no change from 7 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 4.7% to 5.95% APR and have stayed the same compared to 7 days ago but are down from 30 and 60 days ago. Recreational loan rates are between 6.25% and 6.75% APR with no changes in the past 60 days.

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR and have also stayed the same over the past 7 and 30 days. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Shell's auto loan rates range from 3.49% to 18% APR today. Unchanged compared to 7 and 30 days ago. No other vehicle loan types or terms are listed.

Neches has auto loan rates ranging from 3.75% to 5% APR, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 3.75% and 4.75% APR, showing no change in the past 7 and 30 days. Recreational loans range from 3.75% to 6.75% APR, with no change from 7 days ago and up from 30 days ago. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 9.9% APR, which are unchanged from 7 and 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR with no change over the same periods. Recreational loan rates are 6.95% to 9.9% APR, down from 7 days ago but the same as 30 days ago.

Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Abilene Teachers vehicle loans range from 3.95% to 18% today. Rates are unchanged from 7 and 30 days ago but slightly up from 90 days ago. This applies to their auto loans.

🏦 Local Lenders in Austin, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Travis County, TX

Compare other loan types in Austin, TX

Why compare Vehicle Loans in Austin, TX on LendMesh

If you're searching for the lowest interest rates for auto loans in Austin, TX, take your time comparing offers across multiple lenders on LendMesh. Exploring different options helps you uncover better deals and find the cheapest rates tailored to your needs. With a little patience and smart comparison, you can drive away with a loan that fits your budget and financial goals.

To make your search even easier, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and get notified as soon as offers drop below that mark. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, helping Austin drivers stay informed and confident throughout the car-buying process.

Customers are also interested in:

Lowest Interest Rates For Auto Loans