A+ Credit Union Austin TX | Top Credit Cards & Auto Loans

Introduction

Welcome to A+, your trusted partner in financial growth located at 10701 S 1St St, Austin, TX 78748. Since opening our doors in 1949, we have dedicated ourselves to providing exceptional service and support to our members, fostering a strong sense of community and trust. With a total membership of 188,990, we pride ourselves on being more than just a credit union; we're a family. At A+, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored to meet those needs, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our commitment is reflected in our impressive total assets of $2,482,595,182 and total deposits reaching $194,717,015. In addition to our strong financial foundation, we maintain a net worth of $325,140,976, ensuring that we are well-equipped to serve you today and into the future. We also hold an impressive cash reserve of $34,644,720, which reinforces our ability to respond to member needs promptly. Our leadership team is here for you. Under the guidance of CEO Eric Kase and Board President Landon Spillmann, we are focused on your success. With over 531 dedicated employees, our team is ready to assist you with any questions or concerns you may have. While members can visit us at 10701 S 1St St, official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867. For immediate assistance or inquiries about how we can help you achieve your financial goals, feel free to call us at 512-302-6800. Join us at A+, where your financial future is bright! Visit our website at A+ Federal Credit Union for more information about membership and services. We look forward to serving you!

Branch History & Mission

At A+, we are proud of our rich history that dates back to 1949. Since opening our doors in Austin, Texas, we have dedicated ourselves to fostering financial growth and community support for all our members. Over the years, we have grown tremendously, now serving a robust total membership of 188,990 members. Our commitment to our community has made us a trusted partner in their financial journeys. Located at 10701 S 1st St, Austin, TX 78748, our branch is easily accessible and surrounded by vibrant local landmarks. While members can visit us at this address for all their banking needs, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867 if you prefer postal communication. A+ operates with a mission to empower individuals and families through comprehensive financial services while strengthening our community ties. We provide various services including personal banking accounts, auto loans, mortgage refinancing options, and business banking solutions. Our goal is not only to meet the financial needs of our members but also to create a positive impact within the communities we serve. As part of our ongoing evolution, we've embraced digital advancements to enhance member convenience. With features like online banking and mobile applications available for easy access to your accounts anytime, we ensure that you have the tools you need at your fingertips. We are also proud of our ADA compliance initiatives that make our services accessible for everyone. In addition to providing essential financial services, A+ believes in giving back through community outreach efforts. We work closely with local organizations and schools to support educational programs and events that uplift those around us. This partnership approach strengthens the bonds within our community while encouraging growth and development for all. With total assets exceeding $2.48 billion, we are well-equipped to help our members achieve their financial goals. Whether you're seeking a loan or looking to open a new account, A+ is here for you every step of the way. Join us today at A+ and experience the difference a credit union can make in your life! For more information about membership or services offered, feel free to reach out at 512-302-6800 or visit our website at aplusfcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

At A+, we understand that convenience matters. Our location offers ample parking with easy access for everyone, including individuals with disabilities. We are proud to be ADA compliant, ensuring that everyone can enjoy our services without any barriers.

Connect with Us

For any questions or assistance, feel free to give us a call at 512-302-6800. We can't wait to meet you and help you achieve your financial goals. Come by today and see how A+ Credit Union can make banking easier for you!

Operating Hours

We invite you to visit us during our lobby hours from Monday to Friday, opening at 11:30 a.m. and closing at 5:00 p.m. Whether you need help with checking and savings accounts or are interested in personal loans, our team is ready to assist you.

Services Offered

While you're here, take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. Although we don't currently have drive-thru banking or shared service centers, our dedicated staff is always available to help you inside the branch. If your correspondence requires mailing, please note that official documents should be sent to PO Box 14867, Austin, TX 78761-4867.

Member Eligibility

At A+, we believe that everyone deserves the opportunity to be part of a welcoming community that truly cares. Joining us is simple and open to those who live, work, or worship in our local area, along with their family members. This means if you're connected to our vibrant community in any way, you're likely eligible! Becoming a member offers you access to a range of financial products designed with your needs in mind, from checking accounts and auto loans to mortgages and more. For the latest details on eligibility criteria, feel free to explore this resource. If you're ready to take the next step, opening an account at A+ is a breeze! Just visit our account opening page for straightforward instructions. If you have any questions or need assistance, don't hesitate to reach out by calling us at (512) 302-6800. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily while managing your cash flow effectively. Our merchant services do just that, allowing you to focus on what you do best running your business. Whether you need point-of-sale solutions or online payment processing, we provide tools designed to make transactions smooth and efficient. Join us at A+ to explore how our business banking services can help your company thrive! For more information, give us a call at (512) 302-6800 or visit us online at https://aplusfcu.org/.

Comprehensive List Of Services

Business Banking Services

For business owners, we provide tailored solutions like Merchant Services & Business Loans. These offerings ensure that your business has the financial tools it needs to thrive. Whether you're just starting out or looking to expand, we're here to support your ambitions.

Connect with Us

At A+, we pride ourselves on being more than just a bank; we're a partner in your financial journey. For more information about any of our services or to discuss how we can assist you further, please reach out at (512) 302-6800. We invite you to visit us at 10701 S 1St St Austin Tx 78748 during our lobby hours from Monday to Friday, 11:30 a.m. - 5:00 p.m., and discover how we can help you achieve your financial goals today!

Digital and Convenient Banking

In today's fast-paced world, having access to online resources is crucial. That's why we have invested in robust Online & Mobile Banking platforms. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments on the go. Additionally, our ATM & Cash Withdrawal Services make accessing cash easy and convenient. With basic ATM access available for withdrawals and balance checks, you can stay in control of your finances without any hassle.

Personal Banking Solutions

We understand that everyone has unique banking needs. That's why we offer Personal Banking options including Checking & Savings Accounts designed to help you manage your money effectively. Whether you're saving for a vacation or just want a secure place for your funds, our accounts are tailored to fit your lifestyle. If you're thinking about buying a car, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. We aim to make your car-buying experience as smooth as possible. For those considering homeownership, our Mortgage Loans & Refinancing options can guide you through the process, offering advice every step of the way.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services can help you tackle those financial hurdles without stress. We also offer Credit Cards with Rewards, giving you the chance to earn while you spend on everyday purchases.

Digital & Online Banking

E-Statements and More

We also offer e-statements for those who want to go paperless. This not only helps the environment but gives you instant access to your account statements anytime you need them. Our commitment to security means that your personal information is protected while you enjoy these convenient services. Although mobile payments aren't currently offered at A+, our focus remains on providing top-notch service through our other digital offerings. Whether you're at home or on the go, managing your finances is just a click away. In summary, A+ is dedicated to making banking easy and accessible for all members. Explore our digital services today at https://aplusfcu.org/ and take control of your financial journey!

Key Features

Our online banking platform provides members with essential tools for real-time account management. You can view balances, check transaction history, and transfer funds quickly and easily. If you need to send money to friends or family, our person-to-person transfer feature allows you to do so seamlessly no checks or cash needed! For those who prefer mobile banking, our user-friendly mobile application is available for download. It brings all the features of our online banking right to your fingertips. Plus, with electronic signature authorization, signing documents has never been simpler or more secure.

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 456,620, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,530,182. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 10701 S 1St St Austin Tx 78748 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Future Growth

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,941 in used auto loans and $2,119,005,048 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that you can find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way. If you're interested in refinancing any of these products or would like more information on eligibility options, feel free to reach out! You can contact us at (512) 302-6800 or visit us at our branch located at 10701 S 1St St Austin Tx 78748, Austin, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your financing options today at A+, where we're dedicated to supporting your journey towards financial stability and success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can help you save more while you spend.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that adhere to National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results (Source: https://www.ncua.gov), ensuring that users receive fair and transparent offers. Each loan listing reflects genuine terms from reputable lenders, allowing for informed decision-making.

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Connect with Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Connect with Us

Digital and Convenient Banking

Personal Banking Solutions

Support for Your Financial Goals

Digital & Online Banking

E-Statements and More

Key Features

Financial Strength

Commitment to Operational Efficiency

Growing Member Base

Member Savings and Investments

Our Financial Health

Reinvestment for Future Growth

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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