Velocity Credit Union Austin TX | Top Auto Loans & Business Banking

Introduction

Welcome to Velocity, your trusted partner in financial well-being! Located at 9300 S Interstate 35, Austin, TX 78748, our South Austin Branch has been serving the community since 1947. With a commitment to excellence and a personal touch, we cater to over 76,922 members who rely on us for their financial needs. At Velocity, we understand that banking is not just about numbers it's about people. Our dedicated team of 213 employees, led by CEO Debbie Mitchell and Board President Kasha Bartholomew, strives to create a welcoming atmosphere where you can feel confident in your financial decisions. We take pride in our robust financial health, boasting total assets of $1,030,172,313 and total deposits reaching an impressive $95,185,676. Whether you're looking for personal banking solutions like checking accounts or auto loans, or you need business services such as merchant accounts and business loans, we have tailored options to meet your requirements. With a solid history of supporting our members through various financial journeys, we also offer online and mobile banking services for convenience. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to our mailing address: P.O. Box 1089, Austin, TX 78767. Join us as we continue to make a positive impact in the community while ensuring your financial security. For inquiries or assistance, feel free to reach out at 512-469-7000. We invite you to explore more about our services at www.velocitycu.com. Come be part of the Velocity family today!

Branch History & Mission

Welcome to the Velocity branch in Austin, Texas! Since opening our doors in 1947, we have dedicated ourselves to serving our community and helping individuals achieve their financial goals. Over the years, we have grown from a small credit union into a thriving institution with over 76,000 members and total assets exceeding $1 billion. Our commitment to excellence has allowed us to become a trusted partner for financial services in Austin and beyond. Located at 9300 S Interstate 35, our branch is easily accessible for all members of the community. Whether you're stopping by for personal banking services or taking advantage of our drive-thru banking options, we're here to serve you. If you need to send official correspondence, please address it to P.O. Box 1089, Austin, TX 78767. At Velocity, our mission is simple yet powerful: We aim to provide affordable financial services while fostering community growth and support. We believe that when we invest in our members' lives, we contribute to the overall strength of our community. From checking accounts and auto loans to business banking services, we strive to meet your needs with compassion and care. As technology evolves, so do we. Our digital advancements include online banking, mobile payments, and electronic signatures, ensuring that banking is easy and convenient for everyone. We're also proud of our ADA compliance initiatives, making sure that all members can access our services comfortably. Our outreach efforts reflect our commitment to giving back. Through partnerships with local organizations and community programs, we actively contribute resources and time to create positive change in Austin. Join us on this journey! Experience the benefits of being part of a credit union that truly cares about its members. With a dedicated team ready to assist you at every turn, there's no better time than now to become a member of Velocity. Call us at 512-469-7000 or visit us online at Velocity Credit Union to learn more about how we can help you reach your financial dreams!

Branch Location & Accessibility

Accessibility Features

At Velocity, we believe in making banking accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure that all members can enjoy our services comfortably. Whether you're coming in for a quick transaction or need assistance with more complex banking matters, our friendly staff is here to help.

Call to Action

We invite you to stop by our South Austin Branch today! Our dedicated team is excited to assist you with all your financial needs. Have questions? Don't hesitate to give us a call at 512-469-7000. We look forward to serving you!

Operating Hours

We understand that life can get busy, so we offer flexible operating hours to fit your schedule. Our lobby is open Monday and Friday from 9 AM to 6 PM, while Tuesday through Thursday it's open from 9 AM to 5 PM. On Saturdays, we welcome you from 9 AM to 2 PM. If you prefer the convenience of drive-thru banking, we're here for you Monday through Friday from 7:30 AM to 6 PM and Saturday from 9 AM to 2 PM.

Services Available

Velocity Credit Union provides a wide range of services tailored just for you. Whether you're interested in personal banking options like checking and savings accounts or looking for auto loans and mortgage refinancing, we've got you covered. Our ATM is available on-site for quick cash withdrawals and balance checks. Plus, with basic drive-thru services for deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

At Velocity, we believe that everyone deserves access to a supportive financial community. Joining us is easy and welcoming! If you're a resident or employee in our local area, or if you have family members who are already members, you're likely eligible to become part of our family. We aim to help you achieve your financial goals with a range of benefits designed just for our members, from competitive loan rates to personalized banking services. For more detailed eligibility criteria, feel free to check out this link: . Opening an account is a straightforward process that you can start right now by visiting us at https://olb.velocitycu.com/velocitycreditunion_e2e/enroll.html. If you have any questions or need assistance, don't hesitate to reach out at (512) 469-7000. We're here to help you every step of the way! Come visit us at 9300 S Interstate 35 Austin Tx 78748, and let's start your journey together with Velocity!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $133,708, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services provide you with seamless payment processing solutions that simplify transactions, allowing you to focus on what matters most growing your business. Whether you're in retail or service-based industries, our systems help you accept payments easily, manage cash flow efficiently, and enhance customer experiences. Located at 9300 S Interstate 35 Austin Tx 78748 in Austin, TX, we're here to help you navigate your financial journey. For more information or to get started, call us at (512) 469-7000. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For our small business members, Velocity provides tailored solutions including merchant services and business loans designed to help your enterprise thrive. We recognize that managing a business comes with its own set of challenges, so we're here to provide support whenever needed.

Connect With Us

We're proud to serve the Austin community with high-quality financial services that cater directly to member needs. If you have any questions about how we can assist you further or if you're ready to take the next step in managing your finances with us at Velocity, don't hesitate to reach out! Call us at 512-469-7000 or visit us online at Velocity Credit Union. Your financial journey starts here!

Credit Cards and Rewards

We also know that credit plays a significant role in managing finances. That's why we offer credit cards with rewards that let you earn points on everyday purchases. Whether it's groceries or gas, you can make the most out of your spending while building your credit score.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our comprehensive online and mobile banking services allow you to manage your accounts from anywhere. Whether it's checking balances, transferring money between accounts, or paying bills, everything is just a few taps away on our user-friendly app. Plus, with features like ATM access for withdrawals and balance checks as well as basic drive-thru services for quick transactions, we ensure that banking with us fits into your lifestyle seamlessly.

Personal Banking Solutions

When it comes to personal finance, we understand that everyone's situation is unique. That's why we provide a variety of personal banking services. You can easily manage your finances with our checking and savings accounts, designed to help you save for those important life milestones. Need extra funds? Our auto loans and vehicle financing options make it simple for you to get behind the wheel of your dream car without breaking the bank. For those considering homeownership or refinancing their current mortgage, our mortgage loans offer competitive rates and flexible terms. If unexpected expenses arise, our personal loans and debt consolidation services are available to ease your financial burden.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your account balances, pay bills, and transfer funds whenever you need to. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate their way around with ease. For those who love to stay organized, we provide E-Statements that allow you to view your account statements digitally. This not only helps reduce paper clutter but also makes it easy to keep track of your transactions from anywhere. Plus, with Electronic Signature Authorization, signing documents is a breeze no more printing or mailing forms! If you're always on the move, our Mobile Application is perfect for you. It allows you to manage your accounts right from your smartphone. You can make Mobile Payments directly through the app, simplifying how you handle everyday purchases. And if you need to send money quickly, our Person-to-Person Transfers feature lets you send money to friends or family instantly with just a few taps. We prioritize your security while using these services. At Velocity, we invest in advanced security measures so that you can bank with confidence. Your information is protected, giving you peace of mind as you engage in real-time account management. Experience the freedom and control that come with digital banking at Velocity. Visit us online at https://www.velocitycu.com/ today!

Financial Strength

At Velocity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in good hands, thanks to our strong foundation and commitment to serving you. With a net worth of $154,057,049, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,485 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $135,504,325 in share certificates and $202,175,901 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,836,250 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,659 in used auto loans and $603,574,293 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 209 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 128,930, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Velocity is your trusted partner. Visit us at 9300 S Interstate 35 Austin Tx 78748 or call (512) 469-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,045,368 in used vehicle loans and $124,315,090 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used car, we have options tailored for you.

Credit Lines and Refinancing Options

For those needing extra cash flow or planning for future projects, our total credit lines amount to $490,524,526. If you're considering refinancing any existing loans or need assistance determining eligibility for our products, our team is ready to guide you through the process. At Velocity Credit Union, we're committed to providing personalized service tailored to your individual needs. For more information about our loan offerings or to explore refinancing options available to you, feel free to reach out at 512-469-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Velocity can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide comprehensive solutions for your housing needs, including Junior Lien 1-4 Family Residential Properties loans totaling $82,890,801. These options can help you secure your dream home while providing flexibility and competitive rates.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $30,847,836 available to help our members manage their finances effectively. This product is perfect for those who want to make purchases without dipping into savings or taking out additional loans.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers displayed are fair and transparent. Users can trust that they are viewing genuine offers from reputable institutions.

Velocity