Vehicle Loans in Austin, TX

Looking for the cheapest auto loan rates in Austin, TX? Compare offers from local lenders to find flexible terms and low rates that fit your budget. Whether you’re buying new or used, getting the best deal has never been easier.

Austin drivers trust local credit unions for quick approvals and friendly service. Explore your options today to save money and drive away with confidence, knowing you’ve secured a great loan tailored just for you.

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Lender
APR
Term
Link
Info
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
∞
myncu
4.49 - 5.14 %
0.1 - 6 Yrs
∞
bvscu
4.49 - 17.49 %
4 - 6 Yrs
∞
rbfcu
4.49 - 18 %
2 - 7 Yrs
∞
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
∞
wellbyfinancial
4.69 - 7.19 %
7 Yrs
∞
amocofcu
4.69 - 15.44 %
1 - 7 Yrs
∞
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
jfcu
4.69 - 7.09 %
3 - 7 Yrs
∞
ecu
4.7 - 10.69 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Neighborhood's auto loan rates range from 3.99% to 5.14% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are the same range today but are down from 60 days ago. Recreational loans range from 5.74% to 7.49% APR with no change in the last 7 or 30 days.

Brazos Valley Schools has auto loan rates ranging from 4.49% to 17.49% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 30 and 60 days ago. No term is listed for this program. Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, which is down from 7 and 30 days ago. Motorcycle loans and recreational vehicle loans both have rates from 5.95% to 18% APR with no change in the past 7 or 30 days. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days.

Jsc's auto loan rates range from 4.69% to 7.19% APR today, with no change from 7 or 30 days ago. Rates are up compared to 60 and 90 days ago, when the range was 4.39% to 6.89% . Amoco's auto loan rates range from 4.69% to 15.44% APR today, with no change from 7 or 30 days ago but up from 60 and 90 days ago. Motorcycle loans have rates between 9.4% and 18% APR, showing no change over the past 90 days. Recreational loan rates also range from 9.4% to 18% APR and have stayed the same for 60 days.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Educators's auto loans with APRs ranging from 4.65% to 10.69% . These rates have shown no change compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Austin, TX

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