Vehicle Loans in Beaumont, TX

Searching for the average car loan rate in Beaumont, TX? Compare local offers to find the best rates and terms that fit your budget. Whether it’s a new or used vehicle, knowing your options helps you drive away with confidence.

Beaumont’s credit unions and banks provide competitive rates and quick approvals, making auto financing simple and stress-free. Take a moment to explore your choices and secure a loan that works for you and your local community.

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Lender
APR
Term
Link
Info
unitedfcu
2.99 - 4.95 %
7 Yrs
∞
shellfcu
3.49 - 18 %
0.1 - 7 Yrs
∞
5pointcu
3.5 - 15.75 %
3 - 7 Yrs
∞
nechesfcu
3.75 - 5 %
6.5 Yrs
∞
aacreditunion
3.84 - 4.59 %
5 Yrs
∞
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
∞
texasbaycu
3.94 - 5.44 %
3.1 - 7 Yrs
∞
abileneteachersfcu
3.95 - 18 %
0.1 - 7 Yrs
∞
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
fccu
3.99 - 17.44 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

United has auto loan rates ranging from 2.99% to 4.95% APR, with no change from 7 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 4.7% to 5.95% APR and have stayed the same compared to 7 days ago but are down from 30 and 60 days ago. Recreational loan rates are between 6.25% and 6.75% APR with no changes in the past 60 days. Shell's auto loan rates range from 3.49% to 18% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago.

Fivepoint's auto and recreational vehicle loans with APRs ranging from 3.5% to 15.75% today. The auto loan rates are down from 7 and 30 days ago, while recreational loan rates are also down compared to those same periods. Neches has auto loan rates ranging from 3.75% to 5% APR, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 3.75% and 4.75% , showing no change from 7 days ago but up since 60 days ago. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR, also showing no change over the same periods.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.

Abilene Teachers vehicle loans range from 3.95% to 18% today. Rates are unchanged from 7 and 30 days ago but slightly up from 90 days ago. This applies to their auto loans. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago.

🏦 Local Lenders in Beaumont, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jefferson County, TX

✅GULF CREDIT UNION
✅GOLDEN TRIANGLE FEDERAL CREDIT UNION
✅DUGOOD FEDERAL CREDIT UNION
✅RAVE FINANCIAL CREDIT UNION
✅NECHES FEDERAL CREDIT UNION
✅MCT CREDIT UNION
✅FIVEPOINT CREDIT UNION
✅PORT ARTHUR COMMUNITY FEDERAL CREDIT UNION
✅PORT ARTHUR TEACHERS FEDERAL CREDIT UNION
✅SYNERGY FEDERAL CREDIT UNION
✅WELLSPRING FEDERAL CREDIT UNION
✅COMMON CENTS FEDERAL CREDIT UNION
✅PEAR ORCHARD FEDERAL CREDIT UNION
✅EDUCATION FIRST FEDERAL CREDIT UNION
✅COBURN CREDIT UNION
✅BEAUMONT COMMUNITY CREDIT UNION
✅UNION PACIFIC EMPLOYEES CREDIT UNION
✅ASSUMPTION BEAUMONT FEDERAL CREDIT UNION
✅SABINE FEDERAL CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION

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