Education First Credit Union | Auto Loans & Easy ATM Access

Education First CU

Founded in 1952, Education_First Credit Union is a trusted national financial cooperative committed to empowering over 32,600 members with personalized and comprehensive banking solutions. Headquartered in Beaumont, TX, and led by CEO Urjit Patel, Education_First manages assets totaling more than $622 million and maintains a strong net worth of over $53 million, reflecting its financial stability and member-first approach.

Education_First offers a wide range of services tailored to meet diverse financial needs, including competitive auto loans and vehicle financing, mortgage loans and refinancing options, as well as flexible personal loans such as debt consolidation. Members enjoy convenient access to personal banking products like checking and savings accounts, credit cards with rewards, and secure online and mobile banking platforms for managing finances anytime, anywhere.

Business members benefit from specialized merchant services and business loan programs designed to support growth. With 10 branches nationwide and a dedicated team of 155 employees, Education_First ensures seamless ATM access, drive-thru banking convenience, and exceptional service for every member.

Discover how Education_First Credit Union’s cooperative values and robust financial offerings can help you achieve your goals. Visit https://www.educationfirstfcu.org/ today to learn more about membership benefits.

Introduction

At Education First, we take pride in our rich history of serving the financial needs of our community since 1952. Located in the heart of Beaumont, TX, our mission revolves around providing exceptional service to our members, including military personnel and their families. Under the leadership of CEO Urjit Patel and Board President Chris Busch, we strive to empower individuals by offering a comprehensive range of financial products designed with their best interests in mind.

As a member-focused credit union, we understand the importance of trust and accessibility in banking. That's why we are proud to offer modern banking tools that simplify your financial management, including convenient Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization. Your deposits are safe with us, as we are federally insured by NCUA since 4/16/1991 0:00. With total assets exceeding $622 million and a commitment to ongoing support for our 32,625 members, we invite you to explore how Education First can help you achieve your financial goals. For more information about our services or to reach us directly, visit our official website at https://www.educationfirstfcu.org/ or fax us at (409) 898-2289.

Financial Services

At Education First Federal Credit Union, we are dedicated to providing our members with a comprehensive suite of financial services tailored to meet their diverse needs. Whether you're looking for personal banking options such as checking and savings accounts, or seeking financing solutions like auto loans and mortgage refinancing, we have you covered. Our offerings also include credit cards with rewards, business banking services including merchant solutions, and personal loans for debt consolidation. With our focus on helping members navigate life's financial milestones, we strive to empower individuals and small businesses alike.

In today's fast-paced world, convenience is key. That's why we offer robust digital access through online banking and a user-friendly mobile application, allowing you to manage your finances anytime and anywhere. You can easily transfer money with Person-to-Person transfers, make payments using mobile payment options, and receive e-statements all while enjoying the security of electronic signatures for your transactions. For those who are interested in exploring membership opportunities, you can find eligibility details at https://educationfirst-cloud.lending360.com/accountopening/application?membershipanchorset=true#/membership. Plus, if you're looking to compare loan rates or check the best deals available, our loan aggregator service at https://www.lendmesh.com can help streamline that process.

Our commitment extends beyond just services; we believe in building lasting relationships with our members. Should you have any questions or need personalized support, feel free to reach out to us at (409) 898-2289. Join us at Education First Federal Credit Union today and take the first step towards a brighter financial future.

Financial Highlights

Education First Federal Credit Union stands as a trusted financial partner in the community, providing exceptional service and expertise since 1952. With a robust total membership of 32,625, our credit union is dedicated to supporting the financial well-being of individuals and families throughout Texas. Our commitment to member satisfaction is reflected in our impressive total assets of 622,827,882, which empower us to offer a diverse range of financial products and services tailored to meet the unique needs of our members.

Our strong net worth of 53,858,908 highlights our stability and resilience, even in challenging economic times, as evidenced by our net income of -1,339,236. We prioritize transparency and responsible management, ensuring that our members can trust us with their savings, evidenced by a solid total deposits figure of 13,272,048. Additionally, we are proud to support our community through a wide array of loans and leases totaling 26,824, allowing us to foster growth and opportunity for all.

With a dedicated workforce of 155 employees, Education First is more than just a financial institution; we are an integral part of the communities we serve. Our net worth ratio of 863 further demonstrates our fiscal responsibility, ensuring that we remain strong and capable of supporting our members' financial journeys.

Our credit union also excels in specific lending categories, boasting a credit card loan volume of 4,866 and an auto loan volume reaching 11,586. Furthermore, with 53 commercial loans under our belt, we continue to drive local economic development while maintaining prudent borrowing practices with total borrowings at 40,500,000.

At Education First Federal Credit Union, we pride ourselves on being a reliable partner who prioritizes member needs above all else. We invite you to explore your financial possibilities with us. For insights into competitive loan options tailored for you, compare real-time offers today at https://www.lendmesh.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

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