EDUCATION FIRST FEDERAL CREDIT UNION - Kountze, TX

Welcome to Education First Federal Credit Union, where we believe in putting our members first and fostering a strong sense of community. Located at 155 W Monroe St, Kountze, TX 77625, our branch has been serving the local area since 1952. With a solid membership base of over 32,625 individuals, we take pride in providing exceptional financial services tailored to meet the unique needs of our community. At Education First, we're committed to your financial well-being. Our total assets amount to an impressive $622,827,882, showcasing our stability and ability to support you with various loan options, which currently stand at 26,824 loans and leases. We also offer competitive deposit rates with total deposits reaching $13,272,048. Our net worth of $53,858,908 reflects our dedication to prudent financial management and growth. Your trust is important to us. Under the leadership of CEO Urjit Patel and Board President Chris Busch, our team of 155 employees is here to assist you with everything from personal banking needs to business financing solutions. While members can visit us at our Kountze location for face-to-face service, official correspondence should be directed to our mailing address at 7025 Eastex Freeway, Beaumont, TX 77706-6515. Explore what we have to offer by visiting our website at Education First FCU. Whether you're looking for checking accounts, auto loans, mortgage options, or credit cards with rewards, we are here to help you every step of the way. Feel free to call us at (409) 896-8757 during our convenient hours: Monday through Friday from 9:00 A.M. - 5:00 P.M., and Saturday from 9:00 A.M. - 12:00 P.M. Join us today and experience the difference that comes with being a member of Education First!

Joining the Education First family is more than just opening an account; it's about becoming part of a community that truly cares for its members. If you're located in or around Kountze, TX, and are looking for a supportive financial partner, you may be eligible to join us! We welcome individuals who live, work, worship, or attend school in our local area. This means that whether you're a long-time resident or new to the community, we're excited to have you on board. By becoming a member at Education First, you'll gain access to a range of benefits including competitive rates on loans and savings, personalized service from our dedicated staff, and a commitment to your financial well-being. Ready to take the next step? Opening an account with us is simple and straightforward. You can find all the detailed eligibility criteria by visiting our website at https://educationfirst-cloud.lending360.com/accountopening/application?membershipanchorset=true#/membership , and when you're ready to apply, just head over to https://internetloanapplication.cudl.com/educationfirstfcu/?_ga=2.247363780.1392986841.1672179919-1944004256.1651503353 . If you have any questions or need assistance during the process, don't hesitate to give us a call at (409) 896-8757. We're here for you Monday through Friday from 9:00 A.M. to 5:00 P.M., and Saturday from 9:00 A.M. to 12:00 P.M. Join us today at 155 W Monroe St Kountze Tx 77625 we can't wait to welcome you!

At Education First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to provide you with exceptional service and support. With a net worth of $53,858,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $188,678,620 in share certificates and $87,677,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $53,141,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,793 in used auto loans and $385,930,521 in total loans and leases. Our operational efficiency is reflected in our negative net income of -$1,339,236, which underscores the challenges faced but also highlights our commitment to overcoming them while continuing to serve you effectively. We also take pride in having 154 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,550,936. Total Share and Deposit Accounts: 75,521, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education First is your trusted partner. Visit us at 155 W Monroe St Kountze TX 77625 or call 409-896-8757 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.