Education First Credit Union Jasper TX | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Education First Federal Credit Union, where your financial well-being is our top priority! Located at 2014 S Wheeler St, Jasper, TX 75951, we have been serving our community since 1952. With a proud membership of over 32,625 individuals, we are dedicated to providing tailored financial solutions that meet the unique needs of our members. At Education First, we understand that banking should be more than just transactions; it's about building relationships and supporting each other. That's why we are excited to offer a range of services from personal banking, including checking and savings accounts, to auto loans and mortgages. With total assets reaching an impressive $622,827,882, we are committed to ensuring your deposits are safe and secure. We have also issued a total of 26,824 loans and leases, helping many achieve their dreams. While members can visit us at our Jasper location, official correspondence should be sent to our mailing address at 7025 Eastex Freeway, Beaumont, TX 77706-6515. Our friendly team is here to assist you during our operating hours: Monday through Friday from 9:00 A.M. to 5:00 P.M., and Saturday from 9:00 A.M. to 12:00 P.M. Under the leadership of CEO Urjit Patel and Board President Chris Busch, Education First is not just about numbers; it's about people. Our dedicated staff of 155 employees works tirelessly every day to provide exceptional service and support for all your financial needs. Join us today and experience the difference a credit union can make in your life. To learn more about what we offer or to open an account, visit our website at Education First FCU or give us a call at (409) 896-8768. Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Community

Our mission extends beyond banking; we strive to make a real difference in the communities we serve. Through various outreach programs and partnerships with local organizations, Education First is dedicated to giving back and supporting initiatives that enhance the quality of life in Jasper and surrounding areas. While members can visit us at 2014 S Wheeler St, official correspondence should be sent to 7025 Eastex Freeway, Beaumont, TX 77706-6515. We believe in making every interaction convenient for you. That's why we offer drive-thru services and ATMs for easy access to your funds.

Join Us Today!

As we look ahead, our commitment remains strong: we will continue to provide exceptional financial services while being an active participant in our community's growth and well-being. We invite you to become part of the Education First family. Experience firsthand how we can help you achieve your financial dreams while supporting one another along the way. For more information about becoming a member or exploring our services, please call us at 409-896-8768 or visit our website at Education First. Join us today!

Modern Banking Solutions

In today's fast-paced world, we've embraced technology to ensure you can manage your finances anytime and anywhere. Our online and mobile banking platforms make it simple to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. We prioritize customer-friendly features like electronic signatures and mobile payments.

Branch Location & Accessibility

Accessibility Features

At Education First, we believe that banking should be open to all. Our branch is equipped with ADA-compliant features such as ramps and designated parking spots to ensure everyone can access our services comfortably. If you prefer drive-thru banking for added convenience, we offer this service as well, allowing you to handle deposits and withdrawals without leaving your vehicle.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 9:00 A.M. to 5:00 P.M., and on Saturdays, you can take advantage of our drive-thru service from 9:00 A.M. until noon. We know how busy life can get, so we strive to provide flexible hours that fit your schedule.

Services Offered

At Education First Federal Credit Union, we offer a range of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it! If you're looking for a community-focused financial partner that prioritizes accessibility and convenience, come visit us at Education First! For any questions or assistance before your visit, feel free to call us at 409-896-8768. We look forward to seeing you soon!

Member Eligibility

At Education First, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple! If you live, work, or attend school in Jasper County, Texas, you're eligible to join us. We're here to offer you a variety of financial services tailored to fit your needs, from personal banking to loans and more. Joining means you'll not only gain access to these services but also become part of a cooperative that prioritizes its members' well-being. To get started on your membership journey at Education First, just visit our eligibility page for detailed information about the requirements: https://educationfirst-cloud.lending360.com/accountopening/application?membershipanchorset=true#/membership . When you're ready to open your account, the process is easy and can be done online through our account opening portal: https://internetloanapplication.cudl.com/educationfirstfcu/?_ga=2.247363780.1392986841.1672179919-1944004256.1651503353 . If you have any questions or need assistance, feel free to call us at (409) 896-8768. We're excited to welcome you into our family!

Business Banking & Commercial Services

Lending Solutions that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,357,990, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

Imagine having a partner that simplifies payment processing so you can focus on what you do best running your business. Our merchant services provide seamless payment solutions, whether you're accepting credit cards at the point of sale or managing online transactions. This not only enhances customer satisfaction but also streamlines your operations. Visit us at 2014 S Wheeler St Jasper Tx 75951 in Jasper, TX or call us at (409) 896-8768 to learn how our business banking services can help your business reach new heights!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With convenient ATM access and drive-thru banking available, withdrawing cash or making deposits has never been easier. Whether you need to grab some cash on the go or conduct simple transactions quickly, we've got you covered.

Auto Loans & Vehicle Financing

Thinking about buying a new vehicle? Our auto loans offer competitive rates and terms that make it easier than ever to drive off in the car you want. With quick approvals and straightforward application processes, you'll be on the road without unnecessary delays.

Business Banking

If you're a business owner, our business banking services can help you thrive. From merchant services that simplify payment processing to business loans designed for growth, we understand what it takes to run a successful venture.

Credit Cards with Rewards

For everyday purchases or special occasions, our credit cards come with rewards that give back as you spend. Enjoy benefits like cashback or travel points while managing your expenses effectively.

Digital Banking Features

In today's fast-paced world, having access to digital banking tools is essential. At Education First, we offer online and mobile banking solutions that keep your finances at your fingertips. You can enjoy features like person-to-person payments and electronic statements for added convenience. Whether you're stopping by our branch during lobby hours or utilizing our drive-thru service on Saturdays from 9:00 A.M. to 12:00 P.M., we're here for you every step of the way. If you have questions about any of our services or need assistance with your financial needs, don't hesitate to call us at 409-896-8768. Ready to take the next step? Visit us online at Education First to learn more about how we can assist you today!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. We offer various options whether you're buying your first home or refinancing an existing mortgage. Our team will work with you to find the best solution that fits your budget and long-term plans.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine easily managing your finances with user-friendly online and mobile banking options. You can check balances, make transfers, and pay bills from anywhere at any time. For those planning to make a big purchase or consolidate debt, our personal loans are flexible and tailored just for you.

Digital & Online Banking

Key Services

With our online banking, you can enjoy features like e-statements, which allow you to receive your account statements electronically saving you time and paper. Plus, if you prefer the convenience of mobile payments, you'll be pleased to know that we support this feature as well. You can make payments quickly and securely right from your smartphone. For those who are always on the move, our mobile application brings banking right to your fingertips. You can check balances, transfer funds between accounts, and even make person-to-person transfers with ease. And if you're looking for a quick way to sign documents without the hassle of printing and mailing them, we offer electronic signature authorization making transactions faster and more efficient.

Security and Accessibility

We take security seriously at Education First. Our online banking services use advanced technology to protect your information while ensuring that accessing your accounts is straightforward and user-friendly. You can manage your finances in real time and keep track of all transactions easily. In addition to these features, our commitment to providing high-quality service means that we're always here for you. If you have any questions or need assistance with our digital banking tools, don't hesitate to reach out at (409) 896-8768. Embrace the future of banking with Education First, where convenience meets security!

Financial Strength

A Growing Community

We take pride in having a strong member base with a total of 75,521 share accounts. This growing community trusts us with their finances because they know they are part of an organization that puts them first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education First is your trusted partner. Visit us at 2014 S Wheeler St Jasper Tx 75951 or call 409-896-8768 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $53,141,933 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $385,930,521 in total loans and leases and 5,793 used auto loans, we support our members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $188,678,620 in share certificates and $87,677,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This means that every dollar deposited is used strategically to enhance your banking experience.

Operational Efficiency

Our financial performance is also reflected in our operations. While this year has seen a net income of -$1,339,236, it highlights the challenges faced but also showcases our commitment to being efficient while we navigate these times. With 154 full-time employees and 1 part-time employee, we ensure that our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Solid Financial Foundation

With a net worth of $53,858,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,090,887 in used vehicle loans and $61,768,069 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our team is here to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $14,357,990 provide the capital needed to grow and expand. We understand that every business has unique needs and challenges. That's why we work closely with our business members to tailor solutions that drive success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,646,093, making buying or refinancing simple. We aim to make the mortgage process as straightforward as possible so you can focus on what truly matters your new home.

Refinancing Options

If you're looking to lower your monthly payments or access equity from your current loan products, we offer refinancing options across our loan categories. Speak with one of our knowledgeable representatives today to learn more about how refinancing could work for you. At Education First in Jasper, TX (2014 S Wheeler St), we're committed to helping you navigate your financial journey. For more information or assistance with any of our loan products, please don't hesitate to call us at 409-896-8768. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how we can support your ambitions today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,378,982 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases without tying up your assets while enjoying competitive interest rates and various rewards.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing accurate information allows users to trust the rates they see.

EDUCATION FIRST FEDERAL CREDIT UNION